I been on escrow payments on my house for a year and paid early or on time. Wouldn't that be on my credit?

Question

When I looked at my credit report it didn't even show that I have a house payment.

Answer 1

Did you check all three bureaus? Sometimes one doesn't have an account that another has. Also, its not REQUIRED for them to report, but if you call your mortgage company and request it they might start.

Answer 2

Don't understand,you might consider,the thirteen payments for the year,every payment the first week of the month,then in the month of December on the third week,another payment Hench forth the thirteen payment... 100% positive,credit Rating.

Answer 3

Some financial institutions don't always reflect your credit.....unless it's bad. I went through that with GMAC....they don't say the good things...just the bad. It's not a requirement.