cheques or no cheques?

Question

Are cheque books becoming obsolete, went to buy an item in PC world, but was refused , said cheques were unexceptable...Credit card or go somewhere else...I realise that the Country went to the dogs a long time ago.. Is there time to step back from the abbiss

Answer 1

Yeah, i don't think you should used checks for online purchases. Many store don't take checks. I don't like them personally because they cost to much money. But don't be fooled many people have debit cards and spend to much money. I had a Greendot back in the day and i ordered some home gym equipment and they took the money away from the company i ordered from and so i have to pay the company the money before my debit account is unfrozen. So that is not all glamourous. So the best thing i can suggest to you would be to get a debit card or just find some where that accepts checks. Because they are going out of style but some companies like their money and will do anything to keep their customers coming. Just like how many people still have dial-up because they don't want or cant afford high-speed. So that is the best i can do for you. KEEP YOUR CHECKS!

Answer 2

Unacceptable? Abyss?

You have a point, I recently used a cheque, which I sent by mail. The postman stole it and cashed it in a "Cash Converter" or similar. Stupidly he used his own account and was caught. However I had to pay £4.00 for a copy of the cheque, make an unreasonable amount of phone calls, and eventually got nothing back. I am now in the process of terminating my account with Abbey as they truly believe that 'the customer is seldom right'. The lesson learned is, " I will never use a cheque again" oh, and I will never deal with Abbey or anybody who uses their services ever again.

Answer 3

I still use my cheque book in many stores, in fact, today, I used my cheque book with Waterstones.

You need a valid cheque guarantee card if you are going to present cheques you need a valid cheque guarantee card, so the cheque will not bounce. The company will print your card details on the back of the cheque so they payment will defiantely go through.

They should have a sign saying wither 'we accept cheques wioth a card, or cheques have to be more that £50.00 or we no longer accept cheques'

Answer 4

You can use the debit card - but with a big ticket item I would suggest that you use a credit card if you have one. This gives you better protection if something goes wrong as well as possible insurance as well.

Cheques take 3 days to clear which is probably why they did not want to take it.

Don't buy the insurance from them!

Answer 5

Cheque books are so prehistoric! I don't blame the store for knocking back a cheque. What if it bounced? They are so unreliable. It really baffles me why the hell you don't own a credit card or debit card if you don't want to pay interest. Get with the times old timer, it's 2007!

Answer 6

Yes cheques are slowly being done away with,they cost too much to process and are too time consuming for banks,not to mention the cost of printing them,the bank i work for are doing away with them over the next thirty years-next retail also does not accept cheques now(north east)

Answer 7

You don't have to use a credit card, you can use a debit card. It is the same as a check. Step over the abyss and come into the third millenium.

Answer 8

The debit card is the same as writing a check, but it's safer for the store. I still use checks for paying a lot of my bills, but that's the only thing I use them for anymore.

Answer 9

this isnt really in ianswer to this but thought some people might be interested on how to get MONEY OFF

when they offer the insurance say that you want it but you woulod rather have money off the item so its a bit cheaper and theyll say yes cos theyre on commision on the insurance. take it and as soon as your out the store cancel it.

Answer 10

Yes. They do. When I went on my honeymoon I had some.... toys... in the baggage I checked. Apparently when they sent it through x-ray they saw what looked like a "bomb." They went through my luggage, broke every toy my husband and I had, and left a little note in it saying they had been in my luggage and then there was a handwritten part that said they " were sorry they ruined our fun." Seriously. I was pissed. That stuff is expensive.