How can I collect my money if the borrower does not respect the judgment against him?

Question

I have the judgement againt the defendant,however, the defendant is not willing to pay the amount regardless of the judgement against him. What is my next step to collect my money in less expensive way

Answer 1

Without knowing which state you are located in or how much the judgment award was, here are some general suggestions.

Generally speaking, there around 20 different ways you can collect a court judgment. Some of the least expensive ways to go about this are:

1. wage garnishment (if you know where he works)
2. placing a lien on property (such as a house or business)
3. collecting money from a business with a till tap or keeper. (if he has a business with a storefront)
4. collecting money owed from third parties (do they own rental property? Intercept the rent checks.)

You can also levy on bank accounts, but I generally don't suggest that you try that without experience. The majority of the time that I see someone do this for their own case, they turn up with nothing because the bank account never has any money in it.

In some states, you can have their driver's license suspended depending on the circumstances of the judgment.

There are people out there willing to collect your judgment for you. Typically, the fees you will pay are either a retainer up front (for an attorney) or around 50% of your judgment's value on a contingency basis.

The best course of action to start with is to contact the small claims court adviser in your area. The court where you obtained the judgment should provide you with the number. They can give you free legal advice on how to proceed.

You can collect your judgment yourself, but you will need to research your state's specific laws and your county court's forms and procedures that are required to be successful.

Answer 2

These options are subject to state law...I'm in Nevada & this is how it can be done here.
1. File a garnishment against his wages. In Nevada the employer cuts a check directly to you for 25% of his wages.
2. Certify your judgment...if he's a property owner he won't be able to refinance or sell the property until he pays you.
Hope this helps.

Answer 3

Depending on your state and the circumstances, you may be able to return to court and have them issue an order permitting his wages to be garnished. Foreclosure *may* be an option as well. It may also be possible to seize funds in his bank accounts.

You'll need to return to court to do this. I suggest talking to an attorney or the Small Claims Court to find out what to do since it is entirely dependent on your state and the circumstances of the outstanding debt.

In most states, you can probably also hire a 3rd-party debt collector to try to collect on it.

Answer 4

If you have a legal judgement, you should contact the court and they should be able to enforce the judgement, depending on the situation you should be able to get his wages garnished.

Answer 5

Go Gotti on him,get a few grapefruits, put em in a pillow case, have someone remind him that he owes. or dont.
The garnish wages in Nevada does work, they knew Sammy Gravanao.

Answer 6

This is very common, but unfortunately in this day and time, you probably wont get much out of him. But, since there is a judgement, it will make it difficult for him to borrow elsewhere!

Answer 7

in the U. S. you may take that "judgement" to a various choose and he might connect a lien to his property, his automobile, his paycheck, yet whilst the guy declared financial ruin, then you certainly might get a number of the money returned from the financial ruin courtroom. do not comprehend approximately Canada, sorry.

Answer 8

Garnishment of wages is about the only way you will ever get your money.