Credit - December 2006

I have a card wiht a department store. They no longer have stores in my area. I paid off the card. Should I leave it active or cancel it? Which is better for my credit? (I have a bankrupcy)

2006-12-05 06:30:42 · 9 answers · asked by Anonymous

2006-12-05 06:20:23 · 4 answers · asked by Anonymous

Should I sue the company and the bank for theft of my account? It was about $500 deposited then taken. I suffered overdrafts, and no food, gasoline, heating gas, etc. for a week as a result. Also my pets have no food, and caused me emotional distress..

2006-12-05 06:11:25 · 7 answers · asked by Terry W 1

i don't have credit card or a bank card. Someone told me you can buy this card from a store or something (it has Visa or mastercard logo on it). You pay the store or something and they will add money to it. Its pretty much a giftcard but you can buy anything with it online.

2006-12-05 05:57:43 · 4 answers · asked by Mentiso 3

I mean think about it. Banks like Capital One Providian Premier Bank American Expresss etc are all nice enough to give people credit card loans to those who need it. Problem is you irresponsible clods abuse it max it out & then don't want to pay back. And then you all get mad when these Collection Agencies call your house trying to get money that rightfully belong to the Banks & Credit card companies? If you clods were more responsible with your credit this wouldn't be happening now would it? So stop moanin & crying about Credit card companies & Collection Agencies calling you. Be responsible & pay your loan back you lazy simpleton's

2006-12-05 05:19:14 · 7 answers · asked by Anonymous

I am just starting out with using a credit card. If I make the minimum monthly payments, could a credit card company ever suddenly take your money out of your account or garnish your wages without forewarning in order to pay the full amount owed? I don't really know how credit cards work yet.

2006-12-05 05:15:39 · 12 answers · asked by Anonymous

We had had some medical difficulities and we were paying off credit cards one at time, $400-$700 per credit card per month as spreading small payments across many credit cards wasn't getting us anywhere. Today, my husband's bank account was locked and ALL funds withdrawn. I understand that they can garnish wages but wipe an entire account clean of over $2000? I thought there was some protection against that and there was a cap of 25% or something. I have 2 small kids with needs and 2 weeks until he gets paid again.

2006-12-05 05:11:25 · 15 answers · asked by Anonymous

I have a really bad credit and I got a high loan rate. I need some advice. What are your recommendations?

2006-12-05 05:07:29 · 6 answers · asked by Denise 2

2006-12-05 04:59:33 · 4 answers · asked by Anonymous

2006-12-05 04:53:00 · 4 answers · asked by oli1986 1

My husband and I defaulted on a payday loan and now the company called us and told us that it was bank fraud. does anyone know if they are just throwing out "big words" at me or are they serious. How can it be bank fraud..... I thought first they had to try and collect the debt and maybe garnish wages, ect.

2006-12-05 04:51:20 · 8 answers · asked by samantha 4

2006-12-05 04:50:58 · 1 answers · asked by Kwesi A 1

2006-12-05 04:43:04 · 9 answers · asked by Anonymous

I have a credit card debt that has gone to collections. I would like to pay it back in full. Can I contact the original creditor and pay them back directly? Or do I have to pay through the debt collection agency? They are very rude and I think that they have the wrong amount as to what I owe.

2006-12-05 04:04:24 · 9 answers · asked by kater_tot01 2

2006-12-05 04:03:27 · 6 answers · asked by hollywoodtx29 1

2006-12-05 03:41:53 · 5 answers · asked by memarie81 1

I have recently came into some money. I just purchased a new vehicle about 4 months ago and i was thinking of paying it off. I do not have any credit so with me paying on it has helped my credit, and i was wondering if i should keep paying on it or pay it off? Which one would be better for boosting my credit score? Any info would be greatly appreciated.

2006-12-05 03:35:47 · 5 answers · asked by colee 1

2006-12-05 03:12:45 · 3 answers · asked by Anonymous

2006-12-05 02:57:18 · 5 answers · asked by kaleemdin34567 1

2006-12-04 20:17:22 · 3 answers · asked by Anonymous

2006-12-04 17:22:31 · 3 answers · asked by Anonymous

Hi folks, it turns out that I get a statement in the mail today for a $1200 charge on my best buy credit card on 11/26/06 used in Arizona. I don't live in Arizona, I live in California and have never been to Arizona. I called best buy and told them that there is an incorrect charge on my account. They asked me if I had both cards, I said I did and they told me that they would forward the dispute to their fraud department. Upon looking further I realized that I am missing one card, so I called Best Buy and let them know and they said that they would forward it to the fraud department. Best buy said it can take anywhere from 15-60 days to get this resolved as they research this. I am a very anxious person, can someone let me know if I can be liable for this, even though I did nothing wrong except lose a card. Any help would be appreciated tremendously!

2006-12-04 17:08:59 · 4 answers · asked by Dodger 1

There was a judgement ordering that I pay $4000. I couldn't afford to make the lump sum, and told the person I owe that, but they went ahead and went behind my back to my bank. They took the judgement in, and I got a letter in the mail today stating that they took out all the money I had in my account due to the court order. It does not say what that means though. They only took $900. Does that mean that any time I deposit money it will go to the person I owe money? Or will that person have to take other legal action since my bank did what it could? Please help.

2006-12-04 16:53:52 · 6 answers · asked by Anonymous

I have 5 outstanding cards which had not been paid for over 1 year due to my unemployment. All of them are over limit.

2006-12-04 16:41:48 · 11 answers · asked by Fredd 1

I currently have two Mastercards-- one from my bank, and one from Capital One. My credit has been steadily improving. Would it help to have other cards, ie. Discover, American Express, etc??

2006-12-04 15:52:35 · 5 answers · asked by H2Oskier 2

I have heard that in some states it is not legal to "ruin" someones credit when they cancel a cell phone contract, by charging early cancellation fees. But I am have difficulty finding such a law. Any help?

2006-12-04 14:27:23 · 3 answers · asked by LoverOfQT 5

2006-12-04 14:01:56 · 3 answers · asked by j d 2

What will a credit card company do for balance of $5300 that I owe them and am not able to pay?

2006-12-04 12:59:03 · 11 answers · asked by Crystal B 1

2006-12-04 12:35:02 · 2 answers · asked by Anonymous

have any of u done that new loan thing that hr block is offering?how much money do they take and do u have to have good credit?i always get my taxes done there but dont know exactly how this works

2006-12-04 12:25:41 · 3 answers · asked by kahlien05 1