Credit - December 2006

Ch7 2001- Experian has delected all derogs from my file except for the ch.7

Trans. I think is in the process of deleting.
Equifax is just adding the ch.7 comment.

2006-12-02 13:57:56 · 3 answers · asked by J S 1

And how many cards does the average person have?

2006-12-02 13:48:12 · 4 answers · asked by Anonymous

I did the bank of America 0% APR offer for balance transfers. I recently made my payment
but I was one day late. It was because whenever I went online their online system would
always give an error message saying currenty unavaliable when i view my balance and when I
view my balance it finally said it was overdue. Anyone ever had any luck in having Bank of
America giving back the 0% APR and possibly reversing late fees and finance charges?

2006-12-02 13:12:25 · 5 answers · asked by lillyross 1

There's this US registered company based in Clinton, Tennessee that buys and sells products/goods online. We sold them goods worth around $2500 two months ago. We have tried to contact them a number of times through phone and email but until now there has been no payment. What is the best way to get them to pay us? I am willing to spend $1000 to recover this amount.

2006-12-02 11:15:01 · 4 answers · asked by pgx_online 1

Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? Thanks.

JT

2006-12-02 10:18:55 · 11 answers · asked by JT 1

Does it work? How often does it work?

I know that I have an account in collections and that I owe them money... One is for $43, one is for $64, and the last is for $1,349. However, I know that I can threaten to sue them if they dont reply in 30 days to wipe the bad credit based under the FDCPA rules.

So, how often does debt validation work?

2006-12-02 07:22:12 · 3 answers · asked by Anonymous

2006-12-02 06:51:03 · 7 answers · asked by nicolafuller18 1

Say if you owed £100 on a credit card and you accidently sent a payment of £200 would you be £100 in credit or would your payment be declined? Is it possible to have positive credit on a credit card?

2006-12-02 05:55:45 · 18 answers · asked by The Shadow 3

2006-12-02 05:21:39 · 2 answers · asked by Paula F 1

I am 22, but never got any credit cards, because I didn't want accumulate debt like so many of my friends did. However, I will be applying for a state trooper position in about 6 months and one of the things they check is your credit history. So my questions are 1) How fast can I build half decent credit and 2) For credit history is a debit card considered a form of credit history??? hanks in advance!

2006-12-02 05:02:32 · 7 answers · asked by Heythere1 1

My car got repossed about 2 months ago. They sent me a letter saying that the car had been sold at an auction, but they remaining balance which was 9,000 was my responsibility. I dont have that kind of money, if I did I wouldnt have let my car get repossed. What can they do to get their money, I have tried to set of small payment agranments but they want large payments that I cant afford. Can they sue me for the money or try to take my home.?????

2006-12-02 04:11:45 · 9 answers · asked by Anonymous

2006-12-02 03:28:19 · 4 answers · asked by naughtymag p 1

2006-12-02 02:58:05 · 7 answers · asked by MaLinda N 1

Is it correct that if you are forced by someone to take money out of a cash machine and you enter your PIN number in reverse order, that your money is still dispensed but the ATM automatically rings the police?

2006-12-02 02:38:35 · 13 answers · asked by john r 3

with only fair credit. and only 2 years into the bankruptcy

2006-12-02 02:28:18 · 12 answers · asked by ghbeltranjr 1

MY CARD NO:447747015271

2006-12-02 02:13:27 · 6 answers · asked by KERSI N 1

i try my best to enter new account No.

2006-12-01 22:46:00 · 2 answers · asked by Anonymous

I have never really bought anything but my credit score is low. This prevents me from being approved for things. How can I improve my credit without the help of a cosiner?

2006-12-01 18:11:13 · 9 answers · asked by Rusty 1

I recently got an American Express Blue Card. I have had it for about two months and have only made 2 payments on it (it is paid off in full). I got this card so I could transfer the points to my Hilton account. I just realized AMex also has a Hilton Card that would earn me 2 points instead of 1 per dollar. I am thinking I'd like to cancel Blue and go with that one. Would this have a big affect of my score? Suggestions?

2006-12-01 15:04:41 · 7 answers · asked by SW N 1

my name is frank mcpherson sr..my wife uses my sears card all the time today she went to use it they told her i have to add her on my card and i would like to do that..how can i

2006-12-01 15:00:49 · 8 answers · asked by mcpherson l 1

I filed chapter 13 bankruptcy about a year ago.. i just got all three credit reports and it looks like i have a credit card from bank of america that appears to be delinquent.. if i show proof of my discharge, will the debt be erased and the account removed from delinquency? or is it possible that it wasn't included in my BK?

2006-12-01 14:49:16 · 4 answers · asked by Justin H 1

This website says that third party companies who buy credit card debt are not legally entitled to it because the consumer did not enter into a contract / agreement with the third party. For this reason, it says, the debt doesn't have to be paid to a third party once it's been charged off. Consumers need to be careful about sending a single payment after that point, because the "clock starts ticking again" as far as the debtors being able to hound you.

2006-12-01 13:28:35 · 0 answers · asked by DOOL64 1

I filed for Ch. 7 bankruptcy 14 months ago. But my credit score is now above 650. Why is my credit score not low or poor even though I filed for bankruptcy Chapter 7 14 months ago?

2006-12-01 13:17:23 · 2 answers · asked by Anonymous

Can they sell your debit to a third party and still hold you responsible to pay?

2006-12-01 13:02:32 · 7 answers · asked by DOOL64 1

2006-12-01 12:36:10 · 3 answers · asked by applesaucesauce 2

the credit card company reports to them

2006-12-01 12:28:44 · 3 answers · asked by thecrazyone 2

If I have a collection on my report when am I in the clear if one credit report says last activity was 2/04, another says last activity of 9/03, and the last says last payment date of november 2003. I dont know which to believe and statute of limitations is 4 years here.

2006-12-01 10:39:25 · 6 answers · asked by Anonymous

NBNA CREDIT CARD? Does anyone out there have a credit card by them? I was just asked by them if I wanted one. I never heard of them,...they say I could have a platinum credit card....please any out there dealing with them?Thanks in advance!Dan

2006-12-01 10:24:49 · 2 answers · asked by Dan 1

2006-12-01 10:20:12 · 9 answers · asked by s_k_wilson1990 3

2006-12-01 10:16:05 · 6 answers · asked by Curosity Jones 2