Credit - December 2006

2006-12-04 12:11:29 · 4 answers · asked by drawmaster12 4

I recently noticed on my bank statement that my hairdresser charged 20% more than my bill. When I called I was told by the receptionist that some credit card companies do that to make sure that there is enough funds in the account to cover the charge, and once the funds are transferred the additional 30% would be released. When I called my bank, they told me that they don't do that, the business where I used my card did it. Who's lying? I want to know if I need to find a new hairdresser or a new bank. I have the 20% back, but no one should have the right to put a hold on my money without notifying me. Thanks!

2006-12-04 11:48:13 · 13 answers · asked by help me help you help me 1

I checked my credit score about a month ago on freecreditreport.com and my score was 665.
This month I apply for a loan to purchase a home and because I had 2 credit cards almost max out my credit dropped to 590 (that is the score that the loan officer told me I got).
I already fixed this problem ... I paid almost half of the balances on both credit cards.
I would like to pruchase a home as soon as possible. How long should I wait to see my credit score go up???
Do I need to do something else.
Your advise is greatly appreciated.

2006-12-04 11:02:09 · 11 answers · asked by mlosolla 1

were can i find on my credit card the 20 digit number, i got it yesturday

2006-12-04 11:01:01 · 2 answers · asked by drawmaster12 4

Im a kid so it doesnt matter but im seeing all these commercials and it sort of looks like bs.

2006-12-04 10:47:17 · 4 answers · asked by italianpride127 2

once again i am looking at refinancing. whats the best way to find out who is honest in financing and not ripping you off with a high interest rate., my credit is so so but not bad. i am going through a divorce and have gotten stuck with all major debts. help. what is the best rate for someone half way decent with thier credit?

2006-12-04 10:40:41 · 6 answers · asked by Anonymous

Yes, Im under 18, And ive been thinking about getting a debit card. How do they work? Ive sort of asked my mother about it, and she said you have to have to have an Income...
Whats everything I have to have to get a debit card, on my own.

2006-12-04 10:35:39 · 7 answers · asked by Kendy 3

I had a discussion with someone who said that companies will write off bad debt after 5 years of trying to recover it, i disagree, does anyone know the actual facts about this?

2006-12-04 10:34:30 · 11 answers · asked by Stevie T 1

2006-12-04 09:45:17 · 5 answers · asked by kaleem_saeed2002 1

I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no credit record as I have never been in debt.
Thanks for any help.

2006-12-04 09:32:31 · 11 answers · asked by Anonymous

2006-12-04 09:12:54 · 5 answers · asked by dluce2000 1

2006-12-04 08:25:16 · 5 answers · asked by helen m 2

Hi My Account No is 929849. On Thursday I lost my ATM Card. I dont have any Contact Nos of bank to block my lost card. Would appriciate if you could help me in this regards... My Contact Details are

Name M A Ghafoor Hyder
Account No 929849.
Mobile No 9866662668.

Thanking you..

Your faithfully
Ghafoor Hyder.

2006-12-04 08:22:53 · 3 answers · asked by md abdul ghafoor h 1

2006-12-04 08:19:27 · 7 answers · asked by Anonymous

I have a 15 day grace period on my mortgage payment. If I send the payment in during this period instead of on the exact due date, will I be reported negatively?

2006-12-04 08:14:42 · 9 answers · asked by indymama 2

2006-12-04 08:09:07 · 6 answers · asked by mymoney 1

I Just Got A Credit Card With a $300 limit. I am 18. I also applied for another one (with my bank) earlier. Should I keep them both? I have heard that a lot of people use two credit cards. Also if I don't use the card am I charged anything for having it?

Thanks!

2006-12-04 08:01:28 · 5 answers · asked by gower2352 2

I have been working 3 years to repair a 9-year history of credit problems. My score is now 691 after 3 years of working on it. Does this qualify me for prime rates? How about a lower down payment for a home?

2006-12-04 07:56:21 · 11 answers · asked by Anonymous

2006-12-04 07:54:30 · 5 answers · asked by Ash 1

2006-12-04 07:20:35 · 2 answers · asked by dat_bxchick 1

I have always heard you are entitled to one free credit report per year.

2006-12-04 06:54:56 · 5 answers · asked by smoothie 5

2006-12-04 06:51:06 · 4 answers · asked by ALESSANDRO T 1

do atm machines automatically print receipts out or do you get to decide whether or not you want it printed? What kind of information is usually shown on the receipt?

2006-12-04 06:46:05 · 3 answers · asked by Dan L 1

I don't see a phone number on the credit report for the collection agency. What's a best way to contact them?

2006-12-04 06:36:22 · 2 answers · asked by Sergio 1

Which one is the wiser choice? If you could be ahead of the game as far as payments and you needed the security of paying ahead of time.

2006-12-04 06:29:05 · 13 answers · asked by Anonymous

I have a fico 625 and am trying to rebuild my credit because i have a past bankrupcy from 1999 everything will be off by 2009. I have a few credit cards and pay them faithfully. I recently paid a few off completly. But i get turned down still. What number do you have to have to get approved?

2006-12-04 06:26:48 · 4 answers · asked by mistiful2001 2

15,000 dollars i need to borrow to consoladate my bills
i need a place with a cheep intrest rate so i can pay it off in about 2 years

2006-12-04 06:16:38 · 5 answers · asked by Anonymous

This is just an example i guess? If I was to buy something that cost $150...should I pay that $150 all at once, or should I make monthly payments....I've heard different things...I've heard that I should make monthly payments to show them that I actually can pay payments? and I've heard that I should pay the $150 all at once? If any one can help thanks

2006-12-04 05:44:28 · 17 answers · asked by D G 2

Our attorney is tring to sell the settlement to recieve cash up front. He has told us he is having a hard time finding someone who will invest that high. The settlement is in the amount of $178,000. Please any advise on how to go about getting the money or any referral's would be appriciated. He is writing proposals all over the U.S. Thank you!

2006-12-04 05:33:13 · 9 answers · asked by G 2

Does anyone have any reliable scam-free solutions to fixing credit? I am broker than broke, and want to start fresh

2006-12-04 05:20:30 · 5 answers · asked by Anonymous