Credit - December 2006

All my life I have paid for anything i need in cash. Now that I want to build my credit no one will give me a chance because my score is not high enough. Who's to say that I am not a decient enough human to pay my bills, when I have gone this far in life without accumilating such. How do I build credit if no one is willing to give me a chance.

2006-12-03 09:46:28 · 22 answers · asked by iceberg 1

2006-12-03 09:39:22 · 15 answers · asked by kevsheryl 1

2006-12-03 09:29:02 · 9 answers · asked by kevsheryl 1

my credit union offers that type of card, and it is very handy to keep track of purchases and in instances where debit cards are not accepted

2006-12-03 09:26:04 · 1 answers · asked by cantinkerus 2

they send us a bill for $900.00. They disconnected the phone and said we could easily make a payment plan. Can we sue them? We cant pay this bill and its going to ruin the credit.

2006-12-03 09:22:28 · 3 answers · asked by KelBean 4

I know when you bounce a check it looks bad on credit but what if you have overdraft protection? Does that get reported?
I use Amsouth. Thanks!

Lisha

2006-12-03 09:19:49 · 5 answers · asked by lisha1979 2

I have three accounts on my credit file that are paid but there are still on my file can I get them deleted help me please thanks

2006-12-03 09:16:19 · 3 answers · asked by robert m 1

I have three accounts on my credit file that are paid but there are still on my file can I get them deleted help me please thanks

2006-12-03 09:15:48 · 3 answers · asked by robert m 1

i sent them money but still no card i would just like to get in touch with them

2006-12-03 09:03:53 · 2 answers · asked by Kwesi A 1

Is it good enough to receive the car loan of $20000. What are other factors that play in determining if you receive the loan of that amount or not. And please explain in the simple English as I am not expert on this topic.

2006-12-03 07:43:22 · 5 answers · asked by MSV_MGT 3

2006-12-03 07:41:07 · 6 answers · asked by LUIS C 2

trying to locate a sight to get my credit score. how and what do the companys pull my credit score with what service they use..like if i'm getting a car ! how do they see my credit score. trying to do the same help please.....

2006-12-03 07:28:51 · 2 answers · asked by LISA M 1

especially when there is a late payment. Is there a limit to how much of a percentage they can increase it?

2006-12-03 07:02:56 · 1 answers · asked by Cheryl M 1

What can I do? They charge me alot of late fees. I have a job now but what could have I done for them not to charge me monthy being that i had no job before. I wont be paying th credit card company for another month because I recently started this job.
What can I do now?

2006-12-03 07:01:52 · 5 answers · asked by dynomite_1998 2

Even if i'm making my payments on time and giving more than the minimum monthly rate that's asked for??

2006-12-03 06:43:16 · 9 answers · asked by ☆Karma☆ 6

2006-12-03 06:33:10 · 7 answers · asked by Esther Z 1

Medical Bills from late husband caused me to loose everything.
Have no home to mortgage, lost it.
Working over 1 1/2 yr at present job.
Receive widow benefits from social security.
Have only 1 secured loan for 4 months taken to re-establish credit history from my credit union.
Have virtually no bills. I live with my elderly Mom.
Need $ to help do some rehab on her home to make it more liveable for me.
Also need to help son with his family custody and divorce.
So far, no one will talk with me because of bankruptcy and no real established credit.
Where do I go from here? Are there lenders out there with out high usuery fees?
I'd be willing to have automatic electronic payments.

2006-12-03 06:01:26 · 4 answers · asked by Nancy H 1

I am currently paying on them. The collection agency takes 10 percent out of my check weekly.

2006-12-03 05:30:04 · 5 answers · asked by 1 tz 1

Is anyone trying to live debt free? I mean really trying. No using credit cards, paying off your house early, etc. I'm not doing it but maybe I should. Is it even possible?

2006-12-03 05:18:12 · 4 answers · asked by Anonymous

Like if someone send me a money order. do i have to be a certain age to change it to real money..

2006-12-03 04:54:26 · 5 answers · asked by racer792 2

and if so why ?

2006-12-03 03:56:43 · 18 answers · asked by what.ever 3

I have two nieces staying in Israel so I would like to get some
gift cards for Chaukkah for them but all the prepaid
(American Express, Visa, MasterCard) gift cards I have researched tells those gift card
are onlv vaid in the United states....
any suggestions please? and by the way happy Hoildays!

2006-12-03 03:48:04 · 4 answers · asked by mobilemark 7

2006-12-03 03:41:58 · 7 answers · asked by reeky29 2

recently i noticed that a couple of old credit cards i had were gone from my credit report...and was told that after 7 years the companies can no longer report the debt...is it the same with student loans?

2006-12-03 03:27:59 · 8 answers · asked by Anonymous

Is there any way to raise your credit score with your debit card or other means if you dont pay any utility bill

2006-12-03 03:27:23 · 4 answers · asked by ANBU 4

2006-12-03 02:47:07 · 4 answers · asked by p2gis1 1

I currently have a case going on that is likely to settle within the next 6 months, worse case scenari is £500,000 GBP, but expected to be 7 figures.
I currently pay out expenses of just over £3,500 per month, £60k in total for legal and medical expenses.
I am currently looking at private banking for help and future investment, but dont like the commitment terms they are offereing.
Does anyone know of how I can approach personal lenders. My case is sound, so there is no risk. I would then be in a position to invest where I want too rather than have to take the terms on offer for the next x years.
I have legal documentation and my solicitor would help in any way needed. My high street bank, Lloyds TSB wasn't interested even when they asked for an underwriting and got it!
Thanks in advance

2006-12-03 02:27:55 · 2 answers · asked by mrg 1

my cousin worked abroad & terminated 3 yrs ago, so he did'nt or he did not paid (im not sure) his credit card... & now, he feels like he wanted to go back again to that country so he's asking if the bank will chase him, once he landed there... pls answer..

2006-12-02 20:06:09 · 2 answers · asked by SKY0612 2

i gave some one a gift but forgot to grab the receipt out of the bag, im not sure if the entire card numbers on it

2006-12-02 17:57:04 · 5 answers · asked by coco_4_cocoa_puffs 1

When I know that I have a perfect credit rating. When I ask for the reason, I am told that I will be sent a report in 7 to 10 days. Well I got the report today. and it says that I am deceased. The same as the last time I was turned down. I had forgotten about that time. What am I suppose to do to prove that I am NOT DEAD quite yet.

2006-12-02 16:46:02 · 5 answers · asked by Liza 1