Medical Bills from late husband caused me to loose everything.
Have no home to mortgage, lost it.
Working over 1 1/2 yr at present job.
Receive widow benefits from social security.
Have only 1 secured loan for 4 months taken to re-establish credit history from my credit union.
Have virtually no bills. I live with my elderly Mom.
Need $ to help do some rehab on her home to make it more liveable for me.
Also need to help son with his family custody and divorce.
So far, no one will talk with me because of bankruptcy and no real established credit.
Where do I go from here? Are there lenders out there with out high usuery fees?
I'd be willing to have automatic electronic payments.
2006-12-03 06:01:26 · 4 answers · asked by Nancy H 1 in Business & Finance ➔ Credit
You can visit my website to read an article on how to rebuilding your credit after bankruptcy.
2006-12-04 12:03:14 · answer #1 · answered by Carl 7 · 0⤊ 0⤋
Apply for more of those secured credit cards even though the fees are high. This will help you reestablish your credit and eventually be able to get some better loans. You might also talk to a reputable mortgage broker who might be able to find a good refinance loan for you. There are investors out there who aren't as concerned with your bankruptcy.
2006-12-03 06:26:02 · answer #2 · answered by shesus9132003 2 · 1⤊ 0⤋
Sounds like you have some difficult things to deal with. You can probably find someone to lend you some money, but I urge against it. They will charge you high interest rates which will only compound your problem. Here's a link to look at that may help, but once again try to make it without borrowing any more.
2006-12-03 06:08:25 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Get a part-time job and earn the $5000, it won't take too long, then you want need to borrw money.
2006-12-03 06:09:50 · answer #4 · answered by bubbasmack 2 · 0⤊ 0⤋