Credit - December 2006

Does settling credit card debt affect my credit score ? Currently paying on Student loan, monthy.
This would up my score, wouldn't ?

2006-12-06 04:38:44 · 5 answers · asked by blah 1

I received a check and I had deposit it and it came back NSF and I cant get in touch with the people and there accout is now closed, what do I do?

2006-12-06 04:37:18 · 12 answers · asked by nstephenson22 1

I have been seeing adds on TV about different Clear Credit agencies that can help clear bad credit. Does this really work? Do they help with student loans too? Has anyone had any experiences with the clear credit agencies?

2006-12-06 04:32:53 · 4 answers · asked by "P" 1

Is anyone else having problems with this crowd ?
I paid my loan off in 02 then got a bill for £120, I asked "what's this ?" and was told "Charges for late payments !".
I paid by direct debit on the same day every month !
At the moment it's up to £187 and I'm complaining long and loud.
Anyone else in the same boat here?
There must be a member of parliament in charge of all this ?
Anything at all will help
Bern

2006-12-06 04:18:49 · 3 answers · asked by Bern H 1

Can i reset the 30 days, telling them i can't make the full payment within this time frame, but rather settle next month instead ? can i call them and do this ?
it was a sears card $1000 max. I guess interest grew to $1900, with 6 months no payment with Sears, and then 31/2 years collections. It grew to $1900 total after roughly 4 years.

What should the settlement be ratio? Does $1200 sound alright ?
or they can settle for less ? i have only $800 ?

2006-12-06 04:10:18 · 10 answers · asked by blah 1

I have placed an on-line order with my debt card the credit has been taken by the site via paypal, but I never get what I ordered, I tried to call but always get pick up by machine. I wrote to the site but no one ever reply. It has been 2 weeks, what should I do?

2006-12-06 03:15:43 · 7 answers · asked by emi 1

Three credit bureaus issue you credit scores but with identity theft running rampant dealing with them might be more harmful than helpful because you end up giving them more information that may not be secure or that they might report to someone else. Freezing hasn't worked. Requiring notarized written permission before releasing information hasn't worked so we need to know how to protect our members from these unscrupulous predators.

2006-12-06 02:39:20 · 7 answers · asked by MH/Citizens Protecting Rights! 5

2006-12-06 02:28:09 · 2 answers · asked by nine_ball_tattoo 1

I filed about 5 years ago, but have run into medical bills and credit card debt that I can't handle now. I also lost my job about a month ago.

2006-12-06 02:25:10 · 5 answers · asked by wallton30016 1

is there a service in the DBS bank website that shows the transaction statement for the month?

2006-12-06 01:36:10 · 5 answers · asked by ying y 2

I had a bank account but got into dept, now i need another account but have a bad credit history and i have no id, can anyone help?

2006-12-06 01:31:46 · 6 answers · asked by Anonymous

Can anybody tell me any good and or bad credit card quick testimonials or tell me a website that i can read some. I'm getting a credit card and i'm excited but also nervous.

2006-12-06 01:15:31 · 6 answers · asked by terjar4 1

other spouse. OR is it a joint thing no matter what? In TX.

2006-12-06 00:59:20 · 8 answers · asked by ? 2

2006-12-06 00:31:57 · 12 answers · asked by tina 1

2006-12-06 00:02:30 · 12 answers · asked by Terry P 1

I have a new 19 year old coworker, this is her first major job and she has no credit history at all. What is the best (and cheapest) way to start establishing credit? (I am a foreigner, so got all mine started back home.) And no, a second card on a parent's account is not an option. Any ideas??Thanks.

2006-12-05 23:16:59 · 8 answers · asked by trishopesisters 3

When I married my husband I new he had filed for Bancrupcy few years before (on his first marriage). To me Brancrupcy is something terrible but I married him because I love him for what he really is and means to me.
I would like to know our possibilities to buy a new house in the future (even if the future is 10 years from now).
My credit is not perfect either but I have never bought a house in my whole life (he did before).
Can anyone provide serious answers/suggestions regarding our situation? Recommendations and suggestions are more than welcome.
Thank you in advance!

2006-12-05 23:12:20 · 10 answers · asked by aleANDjohn 2

2006-12-05 22:38:55 · 4 answers · asked by aliates_2004 1

I am 21 and have just graduated. I applied for a credit card with natwest. i meet their salary requirements but they have turned me down for it. Iv tried going on experian and one other credit site to try and get a report to see what it is that stopped me getting one. However they ask for a credit card to be able to do this........i dont have one and cant get one so how can i find out?!! this is really annoying me as i dont have any debts (other than my student loan) and i have no idea what is giving me bad credit. Any ideas?!

2006-12-05 22:12:32 · 12 answers · asked by Anonymous

where is the best place for me to apply for a loan?i dont own my home,i work part time.i want to put all my debts together in this loan as i am struggeling at the moment.

2006-12-05 21:23:12 · 10 answers · asked by Norge 2

Here is what he sent me
Hello, I am chris peter.Do you need a loan.Are you financially down?Are you in debts?Do you want to pay up your bills?I give out loans at 3% interest rate.I give out loan to personal and business loan to Business Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US the maximum I give is 1,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan

2006-12-05 21:02:55 · 2 answers · asked by Anonymous

Which one do you use more of, you cash or your credit card. Which one is more safe? Which one is more easy to use? I use my debit card everywhere I go, but should I start using my cash now. What do you think?

2006-12-05 18:30:55 · 17 answers · asked by SYDORAS 1

have plenty bills that have went unpaid because i made a stupid decsion to get 4 payday loans. now i need help cleaning up my credit HELP!!!!

2006-12-05 17:44:54 · 11 answers · asked by Anonymous

2006-12-05 17:36:55 · 12 answers · asked by Anonymous

My mom and my step dad have declared bankruptcy one or two times in the last 10 years. My older brother now lives with them because his health hasn't been so great for some time. Needless to say their credit isn't so good after filing for bankruptcys. Now I hear the bank has gone to foreclose their home and they say to us, their adult children that they have their lawyer working on it but don't tell us much else. My parents havent made such great choices about their money in the past so we are pretty skeptical. Not only that a majior reason why they are in this finacial hell is because my step dad fell for an internet e-mail scam. I and my brother am trying to help them as much as we can with our own practical smarts but they haven't told us any details so far. From what we gather my parents could be housless come Febuary. What can be done to help them legally and, or what would you do about all this?

2006-12-05 16:27:55 · 5 answers · asked by B 6

Is having 2 mastercards and 2 american express cards too many? Is this a good number of cards to have?

Also, I do not like citicard! Does it hurt my credit rating if I cancel my citi account? Or, should I keep it open? Does it hurt if I NEVER use it?

Thanks in advance!

2006-12-05 15:31:07 · 9 answers · asked by CaepeIeden 1

2006-12-05 14:54:50 · 11 answers · asked by mountainbikemm 1

I was thinking about running away & leaving my house which I still have a mortgage on. I have deep issues that I won't go into. I am just curious....if I let my house get "re-po'd" will I ever be able to buy a house again? How bad will that make my credit? Anyone have any experience on this?

2006-12-05 14:52:02 · 7 answers · asked by IMHO 6

and what is the difference between shopping with your credit card and pay-pal? thanks!

2006-12-05 14:24:55 · 8 answers · asked by Anonymous

Can anyone get me all of this info for diffrent credit cards

2006-12-05 14:07:30 · 3 answers · asked by Aplha/Omega 2