Credit - December 2006

My parents are in debt, about $30k and obviously the min. payments are definitly not going to get them anywhere. Problem is they don't own a home or any type of secuirty for a loan, so a bank loan is out of the question. I just want to know if there is some way that I can check up on a credit counseling agency, I know some can really help, or if there is another method altogether. I am looking into a charity that is connected with the United Way and their services are free. I'd be greatful for any insightful answers!

2006-12-05 13:57:24 · 7 answers · asked by RabidFleeceMonki 2

ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december before the 25th ok when i called to arrange they said that they still report it as a late payment can they do that even tho it hasnt been 30days late ???? i am only going to be 23 days late

2006-12-05 13:44:11 · 11 answers · asked by dsm562 3

I saw on the front home page an advertistment on the best deal you can get (credit card) with less than perfect credit yesterday (12/04/06).

2006-12-05 13:24:28 · 5 answers · asked by ralph c 1

they say i dont have enough credit but i thought taht was how you get credit

2006-12-05 12:57:38 · 5 answers · asked by Anonymous

Is there any credit card companies that will give me a card that I can use to help me build my credit back up?

2006-12-05 12:44:19 · 4 answers · asked by sweet_and_fabulous_female 3

2006-12-05 12:29:56 · 4 answers · asked by Anonymous

2006-12-05 12:18:43 · 5 answers · asked by jonas_tripps_79 2

2006-12-05 12:14:46 · 3 answers · asked by christhianesq 1

I'm about to buy some books on amazon.com, and if I sign up for an amazon.com credit card, I could get $30 off my purchase. Is it worth it? I already use a Discover card now, and I have a few other credit cards as well that I don't use. Would it be bad for my credit to open up a new one?

2006-12-05 10:59:48 · 3 answers · asked by Melanie J 1

2006-12-05 10:56:44 · 7 answers · asked by thumper070188 1

Alright so i went to the hosipital they did some test and found NOTHING....gave me vicodiin called it good. Anyways i have a hospital bill thats $700 now i know thats not a lot but right now it is for me. I just got put on seasonal unemployment and make only enough to pay my rent and BARELY scrap by on bills....now i know you can work with creditors to pay a montly amount but your just raking up the interest and just paying WAY more. Is there any kind of paper work you can file other than bankruptsy since its such a small amount? Hate to see my credit slowly getting ruined for some very small bill.

2006-12-05 10:51:37 · 3 answers · asked by s_stud_00 1

2006-12-05 10:46:07 · 13 answers · asked by ur2a 2

She has once e-mailed me and said ,when I get, you will get it. I sent a cert. letter with no answer at all. The amount
is 2,000 dollars.

2006-12-05 10:41:02 · 4 answers · asked by nasrepus59 1

2006-12-05 10:26:13 · 8 answers · asked by rseverclear 3

Bankers rip customers daily: Billions a year!
Lawyers, doctors charge rediculous fees!
Politicals steal public funds often in greed!
Poor go hungry and live in shacks!
The government ripped me off of the GI Bill (Veterans Benefits)! They altered my active sevice dates.
Social Security Denied my Disability Claim despite several spine injuries!
Government garnishes my pay for a small student loan run by banking thieves!

2006-12-05 10:23:26 · 5 answers · asked by Terry W 1

My account was frozen by a collection agency. They have a judgement against me. I never got notice this was going to court. They sent it to my former address. It wasn't until my account was frozen that I got this info. They are threatning to garnish my wages. Is there something I can do to fix it? or stop them

2006-12-05 09:50:38 · 7 answers · asked by Anonymous

I have recently been getting calls and letters sent to my home from a collection agency that claims I owe $400, it does not say what I owe for. I have never had any credit cards, or have taken or used credit, could this be a scam?

2006-12-05 09:42:57 · 7 answers · asked by Anonymous

I want to file a complaint against a collection agency with the Attorney General's office. I'm in Pennsylvania but they are in New York. Do I file with the Pennsylvania AG, the New York AG, or both? The company is National Action Financial Services--they are awful!

2006-12-05 09:24:56 · 3 answers · asked by michelle j 2

im 18, unemployed student.
I want a credit card in order 2 build rating 4 mortgage.
What card can I get with no credit rating which wont cost me anything if I pay of the full balance?
What costs r there apart from interest and annual fees that i might get charged if i use it over the counter + pay of balance with direct debit?
Is there a less risky way of building rating? (less hidden fees, somthing i can understand)

2006-12-05 08:59:36 · 7 answers · asked by Anonymous

2006-12-05 08:59:12 · 5 answers · asked by curious george 2

Is this true ... or my credit will remain the same??

2006-12-05 08:51:23 · 3 answers · asked by mlosolla 1

And will it affect any other open lines of credit I have, like interest rates, credit limits, etc? My student loan is just too much, I cant afford it, I dont know what to do, any advice would be appreciated?

2006-12-05 08:41:50 · 10 answers · asked by Anonymous

i got behind in my bills due to an illness and now it is hard to catch up.

2006-12-05 08:39:17 · 5 answers · asked by angelunawrs 2

I had 6 student loans equaling a total of $20,000 from 2 different companies. My mistake was i didn't put them into forebarence in time i was late about 2 months. One of the companies wiped it off my credit, the other showed that i had been late. I decided to consolidate my loans with the company that wiped it off my credit. My question is will this help my credit because with the company that had the late payment the loans will have been paid off and with the other i will have been current on all of my payments? Thanks for the help.

2006-12-05 08:37:22 · 4 answers · asked by Markyd83 1

2006-12-05 08:05:56 · 9 answers · asked by Elizabeth S 2

i applied for two loans one yesterday, one today. the one i applied for yesterday got denied so they obviously pulled my credit. i applied for another one today and wanted to try one other place. is that gonna have a negative effect on my credit? the last time my credit was pulled was in early may? i just basically wanna know how many times is too many in a period of time.

2006-12-05 07:50:20 · 5 answers · asked by luckystar_469 1

However, I would rather charge the $8,000 balance due to my credit card so I would get the points on my card. In order to do this, I would have to present the credit card to the bank holding the car loan? Will they let me do that.

2006-12-05 07:32:54 · 8 answers · asked by Anonymous

I recently went through a nasty divorce and had to pay a lot to my ex husband AND got to keep all the credit card debt. I have been unable to make payments on 1 card, they are willing to settle, and I need to take this oppurtunity. Other than that card, my credit is/was excellent. Is there any way I can try to get them to not report it as "settled"?

2006-12-05 07:15:24 · 3 answers · asked by Cowgirl 1

I owe $8,000 in car payments to a bank. I would like to pay it off in one fell swoop using my credit card (my credit limit allows this). Will the bank I owe the money to let me "charge" the rest?

2006-12-05 07:07:49 · 6 answers · asked by Anonymous

I have an old, paid collection account that was opened in 11/98 and reported 12/98 on my credit. Shouldn't this be off my report by now? Can I dispute this to get this off the negative account report?

2006-12-05 06:45:04 · 9 answers · asked by Ahphooey 2