I have an old, paid collection account that was opened in 11/98 and reported 12/98 on my credit. Shouldn't this be off my report by now? Can I dispute this to get this off the negative account report?
2006-12-05 06:45:04 · 9 answers · asked by Ahphooey 2 in Business & Finance ➔ Credit
REQUEST THE CREDIT REPORTING AGENCIES TO CONFIRM THE DEBTS. I HAD MOST OF MY BAD CREDIT COME OFF IMMEDIATLEY DUE TO THIS LOOPHOLE.
JOHN
A+ CERTIFIED
2006-12-05 06:51:27 · answer #1 · answered by A+ Certified Professional 5 · 0⤊ 0⤋
I was told that bad credit can stay on for 7 years, but then I was told it could actually be 7 to 10 years. But like another person said call the credit report agancy they can tell you, and also when you get a report from tranunion.com they'll also put when the bad debt is coming off.
2006-12-05 07:33:08 · answer #2 · answered by mommy23 2 · 0⤊ 0⤋
Letting the products bypass is a bad concept once you're finding at convalescing your score and getting a house of your guy or woman. maximum products would desire to be delinquent on your checklist for seven years formerly they disappear; some products as long as ten years. pupil loan debt in no way disappears by way of fact this isn't any longer bankruptable. procuring a bite of fixtures shouldn't do lots on your score. Sorry, besides the fact that this isn't any longer. i might advise you call your lenders and ask for settlements on your cash owed. in case you do no longer make sufficient to maintain your present day costs quickly, and pay your previous funds owed, seem into this. in the event that they have been written off to a team enterprise, this is totally very nearly continually a threat. additionally, and maximum obligatory - do no longer address any new debt till your previous debt is paid off and your present day funds are viable. in case you won't have the ability to attend to this then you definitely have not any economic enterprise procuring a house in below 2 years.
2016-10-14 02:01:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
7 years and 180 days since the debt originally was reported. You should have it removed. You can dispute online now.
2006-12-05 06:49:09 · answer #4 · answered by Mariposa 7 · 0⤊ 0⤋
Bad credit can go back as far as 10 years now. So think first before doing any bankruptcy proceedings.
2006-12-05 07:41:48 · answer #5 · answered by Midwest guy 4 · 0⤊ 0⤋
I thought bad credit goes back 7 years but I'm not sure.
2006-12-05 06:55:57 · answer #6 · answered by agnostic thinker 2 · 0⤊ 0⤋
1-2 months
2006-12-05 06:52:00 · answer #7 · answered by DanjoHart 2 · 0⤊ 0⤋
Call the company you paid. It probably just was overlooked. They will then do what is called a bullseye to the credit bureaus. That will fix it.
2006-12-07 18:11:11 · answer #8 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
go to any of the 3 cbrs and ask them.. they can answer those questions best.
2006-12-05 06:49:58 · answer #9 · answered by mernieinc 4 · 0⤊ 0⤋