Can anybody tell me any good and or bad credit card quick testimonials or tell me a website that i can read some. I'm getting a credit card and i'm excited but also nervous.
2006-12-06 01:15:31 · 6 answers · asked by terjar4 1 in Business & Finance ➔ Credit
Credit Cards are good if used wisely. The best ones out there come from Citi.
Do not pay for something, unless you have the cashscene to pay it off when the bill comes. But use the cards to pay for things in advance like hotel rooms and airline tickets, that way if you cancel or have a problem, the credit card company will deal with it.
2006-12-06 03:13:57 · answer #1 · answered by eric k 3 · 0⤊ 0⤋
Don't get one from Capital One. They don't report your credit limit to the credit bureaus, so the credit bureaus base your credit limit on the highest purchase amount you've had on the card (example: Let's say you have a small credit limit of like $300, but the biggest "lump" purchase you ever make on it is a $50 watch... the credit bureau will see your credit limit as $50, NOT $300).
2006-12-06 09:19:57 · answer #2 · answered by Anonymous · 1⤊ 1⤋
VISA from CHASE. You want a card with a low annual fee. And try not to buy anything if you can't pay for it by the end of the month.
2006-12-06 12:28:28 · answer #3 · answered by MR MONEY 3 · 0⤊ 0⤋
Try CardRatings.com. Lots of good info there:
http://www.cardratings.com/
2006-12-06 13:00:18 · answer #4 · answered by asreid14 5 · 0⤊ 0⤋
american express stinks they charged me for a lost card. visa from chase is great. hope i helpped ya.
2006-12-06 09:18:59 · answer #5 · answered by scooprandell 7 · 0⤊ 0⤋
You should throw it away. If you can't pay for it now you sure won't be able to pay for it later.
Coach
2006-12-06 09:22:58 · answer #6 · answered by Thanks for the Yahoo Jacket 7 · 0⤊ 0⤋