I filed chapter 13 bankruptcy about a year ago.. i just got all three credit reports and it looks like i have a credit card from bank of america that appears to be delinquent.. if i show proof of my discharge, will the debt be erased and the account removed from delinquency? or is it possible that it wasn't included in my BK?
2006-12-01 14:49:16 · 4 answers · asked by Justin H 1 in Business & Finance ➔ Credit
actually it was chapter 7, not 13.. sorry.
2006-12-01 14:51:22 · update #1
Show a copy to your bankruptcy lawyer, they will contact these lenders and have them remove their claims. It is illegal for them to knowingly do this.
2006-12-01 14:57:59 · answer #1 · answered by mischa 6 · 0⤊ 0⤋
You should take a look at the options you can find at: SALESQUOTES.INFO-
RE I still have accounts showing up on my credit report after filining bankruptcy.. what can i do?
I filed chapter 13 bankruptcy about a year ago.. i just got all three credit reports and it looks like i have a credit card from bank of america that appears to be delinquent.. if i show proof of my discharge, will the debt be erased and the account removed from delinquency? or is it possible that it wasn't included in my BK?
2014-10-02 09:46:12 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You can do this for $30.00 by your-self.
Go to the credit bureaus websites (below) and order you're credit report, one from each...
When you have received your credit reports you can dispute the accounts that were included in the bankruptcy. Every bureau has a different format, all you have to do is read. It's quite simple. But it'll save you the trouble of having to pay lawyers or credit repairs agencies for something you can do on your own..
If you need any help along the way feel free to e-mail me.
2006-12-01 15:49:16 · answer #3 · answered by Estrella 2 · 1⤊ 0⤋
its going to be a long and hard process but its worth it!
You must get a letter of release from every creditor as well as a copy of the court release from all the debts and you must send it in to at least 3 major credit report companies. Keep a folder with all the copies with yourself, so you can proof that you are debt free. Also, credit report companies will take at least 6 months to clear up. Good luck!
2006-12-01 14:54:29 · answer #4 · answered by mschowengerdt 1 · 0⤊ 0⤋