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I have a really bad credit and I got a high loan rate. I need some advice. What are your recommendations?

2006-12-05 05:07:29 · 6 answers · asked by Denise 2 in Business & Finance Credit

6 answers

Pay your current loan on time for about 12 months...which will show good payment history. Then, try to refinance after you've made your payments on time.

2006-12-05 05:10:44 · answer #1 · answered by Shelly B 5 · 0 0

Refinancing a car to get a lower rate is a fine idea. But you may be adding additional payments on to the length of the loan. If you do that, your loan may outlast your car. Just do your homework on the loan that you would think about applying for.

2006-12-05 13:13:41 · answer #2 · answered by valerie s 3 · 0 0

If you've been paying on time, refinancing won't be as much as a headache as you'd imagine. If you're looking for a quick fix, there's always a loan from your not-so-friendly bank or credit union. If that's not up your alley, you can get some help from friends/family.

2006-12-05 13:12:54 · answer #3 · answered by Michael L 3 · 0 0

Try to REFI with a Credit Union

2006-12-05 13:21:18 · answer #4 · answered by Jen G 3 · 0 0

Immediately go to this site: www.tinyurl.com/yn9ccv
auto loans even with bad credit. just check it out. fill out the applications and see what happens. good luck!

2006-12-05 15:03:34 · answer #5 · answered by chocolatilicious 1 · 0 0

forget about it. it won't happen

2006-12-06 23:57:07 · answer #6 · answered by luciousgreeneyedlady 5 · 0 0

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