Credit - November 2006

I had a debt 20 years ago that was not paid and I get a call this current year asking to pay the loan. Now I need to know that after 7 years one is not liable to pay the bill. Then who are these people that calls you up harassing you about an old bill. They will call you and then hang up leaving you the option to call them back. They get smart with you and make you angry. These people say they are a collection agency but could be someone tapping into your credit report and illegal trying to get your money. Who do you report them too and what can I do about this situation?I do not mind paying the bill I just don't know who I am dealing with. The man told me a owned debt is never cleared. Help me out here.

2006-11-14 01:59:24 · 8 answers · asked by JoJoBa 6

2006-11-14 01:38:16 · 13 answers · asked by Anonymous

2006-11-14 00:46:44 · 6 answers · asked by Anonymous

2006-11-14 00:23:37 · 5 answers · asked by gilly.marie 1

2006-11-14 00:10:48 · 7 answers · asked by sherry luck 1

Does any know the link for mastercard rewards redemtion? It is where you check to see if your mega points have earned enough for a gift card..
Thanks

2006-11-13 22:32:07 · 1 answers · asked by akroneddyelvis 1

i have bad credit and have been looking for a personal loan I came across this company and filled out there application they tell me I am approved for 5000 I had to fax them a couple things and now am waiting to hear back from them has anyone ever heard of this company

2006-11-13 21:31:27 · 2 answers · asked by carla w 1

My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost our housing assistance and I am unable to work because of my disablity, we have no where to go, we have tried appealing HUDS decision but got denied, and have tried several agencies but got turned away because of lack of funds. Now my landlord tells us she has filed eviction papers, so with not much time what do we do, looking for any helpful advice, even tried getting a loan but with no bank account and bad credit we are unable to get one.

2006-11-13 20:17:17 · 9 answers · asked by livinginPA 2

my friend is about $5,000 in debt and his job isnt really helping much

2006-11-13 18:28:25 · 5 answers · asked by kittiewicked 1

I know peple that don't pay the$40.oo out of they check, because they check is so low, my check is around$300.00 so how can they take40,00 from what does that leave me with.I would like to know how to go aboutit?please help me

2006-11-13 15:23:34 · 1 answers · asked by pena1939@sbcglobal.net 1

2006-11-13 15:14:34 · 6 answers · asked by Anonymous

i bought a motorcycle under my name, i got a loan from school, and i have a job that gets me through, just barely like most college students. I have no credit, and would like to get a good credit score relatively quick to get a credit card as emergency money. I know most people my age spend money like crazy, but i do not as between school and work, theres only time for a movie, and i just enjoy time with friends. can anyone give a kid some advise?

2006-11-13 15:13:55 · 6 answers · asked by big_joe818 2

I want to do my christmas shopping on line and don't know where to begen

2006-11-13 14:56:12 · 2 answers · asked by cam_kaylie27 1

2006-11-13 14:32:17 · 7 answers · asked by cargirldawn 3

2006-11-13 14:26:49 · 5 answers · asked by cargirldawn 3

2006-11-13 14:14:00 · 5 answers · asked by simonsays 1

This is inregard to going to the Internet using the web site www.annual credit report.com .to get one's free credit report from the three main credit report companies " Experian "
. " Equifax" , and " Transunion " (sp).. Although by a new law , one can get a free credit report " one time " , is there a " gimmick " whereby you are inviting all kinds of spam people to bombard you with sales deals , or worse , requiring you to make purchases ?
Appreciate feedback !

2006-11-13 13:57:24 · 2 answers · asked by Anonymous

memphis tenn at least what age do you have to be to get a credit card

2006-11-13 13:57:16 · 5 answers · asked by Anonymous

I know the simple answer is to pay off your debt, but I have also been told by paying off credit cards and closing them that hurts your credit too. So whats the best economic pattern to follow.

2006-11-13 13:52:07 · 3 answers · asked by SickDawgs 2

I owed about $2000 from a credit card company, and I had received a letter from a collection agency about the same amout. Time passed, and two years later, I received a letter from another collection agency asking for an amount of $4500. I wonder if it is the interest that made up tjhe amount . PLease advise..

2006-11-13 13:36:44 · 2 answers · asked by Mad Mike 1

Can you buy back your credit! Or what,,,How is the easiest way,,Where,,,Really need to know,,,HELP!!!

2006-11-13 13:20:53 · 3 answers · asked by Muff 1

Hello --
I am currently 15 years old and am thus limited to using gift cards for making online purchases (and naturally I don't have a credit card), I know most stores will allow the purchase of gift cards without a credit card although I know a small minority won't, in a Walmart though is it possible to do this without a credit card and just with cash?

2006-11-13 13:20:27 · 3 answers · asked by c_geek_15 1

my bill is higher then what i was told

2006-11-13 13:08:14 · 2 answers · asked by damienkat@sbcglobal.net 1

Has anyone used a credit consolidation company? I am seriously considering using one that has a good reputation, but I was told that I will have to close out ALL of the credit cards that are on the repayment with them!!! For anyone who may know anyway, will closing out all of my credit cards (with maxed out credit limits!) adversely affect my credit rating?? I know it will, but to what extent?? Thank you for any advice.

2006-11-13 12:56:15 · 4 answers · asked by brandon's mommy 1

What do you think of 19%? I'm 24, never had a credit card, about to return to school for a master's. This card is Capital One, no annual fee, interest rate of 19.8% variable. It seems okay to me, what's your opinion?

2006-11-13 12:49:48 · 8 answers · asked by starfishblues 4

I want to sign up for something that requires a credit card, but I do not have a credit card so are there any services where I can pay them a money order and they pay for my service with a credit card??

2006-11-13 12:47:07 · 1 answers · asked by diburning 3

I have a collection on my report for an amount and the original lender on my report for the same amount. Should one be off or is it ok for them to have both on the report?

2006-11-13 12:01:55 · 2 answers · asked by Miss Need 2 Know 2

We didnt pay the credit card and 10 years worth of interest and fees have made it go from $360 to $2800. Is there anything we can do to not have to go to court to make the amount become less or do we have any recourse because it has been so long?

2006-11-13 11:51:48 · 5 answers · asked by bigjake1222 1

because at 28, i dont at all.
i still use cash. is that bad?

2006-11-13 11:40:22 · 15 answers · asked by Anonymous

Are there consequenses for trying to cheat the system?

2006-11-13 11:39:05 · 4 answers · asked by Michael D 1