Credit - November 2006

i plan on putting down 2500 on a car and but i wanna know what to expect when i go to the dealer

2006-11-13 11:18:36 · 4 answers · asked by Anonymous

I live in a home in which I do not pay a mortgage or rent. I need $5,000 to pay bills, etc. I have nothing I can use for collateral and I have poor credit. I need to borrow money that I can repay on a payment plan.

2006-11-13 10:40:00 · 4 answers · asked by raven 1

2006-11-13 10:18:40 · 6 answers · asked by Tommy A 2

does anybody have any ideas on how to get credit (i have no credit) if parents/family arent in a position to cosign/help me??

2006-11-13 09:29:33 · 5 answers · asked by Miranda 2

2006-11-13 08:27:14 · 6 answers · asked by benz44 1

Hello, i am in a real mess here. I got a call last week from a Presily Williams from a company called portfolio management demanding 4500 for discover card. I told this Presily i had a Discover card, a long time ago, then he went on telling me yeah thats what you owe on it now. I told him i would have to check my credit report. Then he got mad and told me look i have to get this out pd now or else see you in court, then you will loose your house and my paycheck. I told him i dont have the money! He then told me i could pay 3k, go take our a equity line of credit on your house/ then pay it. He is giving me 20 days/ i just got a demand letter from an attorneys office in new jersey spelling our the agreemend this Presily presented. I went to take a look at my credit report from 5 years ago when we bought our house, it showed it was charged off in 3/1999 at 2400. The mortage is in my wifes name, i had some financial issues in the past. We live in Michigan. Help Advise please

2006-11-13 08:22:04 · 19 answers · asked by tom w 1

I have been pre approved by Canadian Lenders Association for a loan, I believe they are a scam outfit as they want a retainer, so the rep is emailing me, and what should I be asking him for as proof of a legit company?

2006-11-13 08:06:29 · 7 answers · asked by michelle c 1

I have lost my billfold with all my credit cards in it. I was able to cancel all of them except my Ashland Card. I have no contact info on them because I haven't used my card in a long while, soI don't even have an old bill. Can anyone PLEASE help me???

2006-11-13 06:52:14 · 1 answers · asked by SEK 1

i have really bad credit and i would like to cosolidaye that in to won payment but every where i try turns me down can anyone help put me on the right track

2006-11-13 06:42:07 · 4 answers · asked by jack h 1

I would love to know more about paypal. Is it safe to use? Is there an official site to get on? Thank you.

2006-11-13 06:18:21 · 8 answers · asked by smoothsoullady 4

Are Visa and MasterCard really competing against each other if they always go together and are effectively interchangeable?

2006-11-13 06:12:26 · 1 answers · asked by rainfingers 4

2006-11-13 05:05:30 · 5 answers · asked by Anonymous

All my accounts are paid in full, but still ruining my credit report. I see "Law Firms" online advertising, but I want to attempt to remove, late payments and derogatory accounts myself

2006-11-13 05:01:58 · 14 answers · asked by Michael D 1

Our credit is pretty bad, I know this even without viewing a credit report. Besides the obvious (pay off the debt), what's the best way to rebuild your credit. DH says that when you start paying off the debt that it starts showing good credit on your report. But how good is it really? I mean, it still shows that you haven't paid the bill in X amount of months/years, right? Can't the people that are approving you for a credit card or loan or job still see that it was unpaid for that amount of time, or no? I would think if they could that most places would still want to deny you because of it.

2006-11-13 04:58:43 · 3 answers · asked by Anonymous

The gievance i reported to my bank, an MNC was promised a reply in sevem working days. They got back in 18 days. No replies were entertained. My email was put on spam. While the bill was ballooning. What action can i take.

2006-11-13 04:09:13 · 7 answers · asked by Anonymous

2006-11-13 03:38:12 · 2 answers · asked by Jack S 1

If i have some cards, like wal-mart and a gap card and I pay them off and cancel them will this affect my credit in a bad way for me canceling them?

2006-11-13 03:11:18 · 9 answers · asked by cutiepatootie179 1

My credit isnt great since my recent divorce. If i sell my home and pay off all of my debts will i still be able to buy another home with the money left from selling my home ? I will be able to put down a big down payment ...

2006-11-13 02:36:39 · 7 answers · asked by maggie 1

Will they actually consolidate all of my credit cards and personal loan or will they just try to get a decrease in the APR? Can anyone help me with this? I was given this as an alternative to filing for bankruptcy and would like some more info from anyone who has been there and done that...thank you.

2006-11-13 02:31:13 · 9 answers · asked by shellybear0925 3

2006-11-13 00:50:16 · 6 answers · asked by Anonymous

My sister in law is a single parent on a council estate who has been totally ripped off by these people. They knock on the doors of people they suspect will struggle to obtain loans elsewhere, or may not have time to do so, and get them to sign up for loans at 177% APR !!! I know she has to accept some responsibility, but the premiums are so high, we are going to have to organise her a new loan with a longer term and lower interest rate so she can afford the monthly premiums. In the past, when she is near to completing paying off one loan, they turn up on her doorstep and offer her another, no affordability checks, no credit checks, etc, they take their NI numbers so if they stop paying, they can get the money straight from their salaries. I would really like to complain about these people, but I looked them up on the internet and as far as I can see they aren't even regulated! Has anyone else had any experience with these 'Lenders'? Any advice greatly appreciated.

2006-11-13 00:24:37 · 7 answers · asked by Anonymous

2006-11-12 21:40:57 · 5 answers · asked by Nepali 2

I like to know,if someone had good business mind,and tell me how to increase your$$$$,Let say you have 10.000 or $20.000,what would you do with it?im very interested to know your answer.Thank You

2006-11-12 21:12:05 · 3 answers · asked by roya 1

2006-11-12 19:15:51 · 3 answers · asked by yerafdog 1

2006-11-12 18:59:40 · 4 answers · asked by yerafdog 1

2006-11-12 18:41:40 · 6 answers · asked by yerafdog 1

I just got back to work from my fathers death my house payment is 3600 we cant sell and in Nov we owe another 2000. I hate to whine but this has been horrible year Im not sure how much more I can take
can you imagine we have been paying a 1000 a week to get caught up in are house payment we barley have money for anything the computer sometimes is all I have so sorry about the all this I really dont think there is help just needed to tell someone

2006-11-12 17:13:30 · 4 answers · asked by tess 1

2006-11-12 16:55:41 · 15 answers · asked by Anonymous

2006-11-12 16:54:14 · 3 answers · asked by bethybug 5

Looking to buy a house, but had to claim bankruptcy, but I do have a decent paying job. WHat is the best way to get money for house.Should I get pre aprroved? just stop at a bank? just not sure.

2006-11-12 15:54:23 · 8 answers · asked by j b 2