How do i get a loan with bad credit?

Question

i have really bad credit and i would like to cosolidaye that in to won payment but every where i try turns me down can anyone help put me on the right track

Answer 1

Well you can get a homeowners loan, but that is pretty much it. Otherwise go to a bank and ask about a secured loan to maybe get your credit back on track.

Answer 2

Contact a debt consoliation company. You'll make one payment to them and they will send out your bills.

Just an FYI: bad credit shows you are a bad borrower which in turn means banks are not going to lend you money.

Answer 3

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 4

Yes take control of your spending and make a plan to pay off your debts as quickly as you can. Consolidating your debts is really just taking out another and bigger loan and you don't need that. Once you have paid of all your debts you will find you don't need to borrow money any more.

Answer 5

If you own a home, refinance.

I write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.