Credit - November 2006

I stupidly signed a lease with my ex last year and moved out of our apartment 3 months later. He continued to live there and when he moved out he still owed them over $1000, now the apartments are sending me letters about how they have put this on my credit report and that they are going to press charges if they are not paid. Meanwhile I can't get in contact with my ex at all. Is this unfair or is it just me?

2006-11-21 04:19:48 · 7 answers · asked by cabonarakittie 2

I am going to answer a complaint and I understand it is 25% they can take for payments in New Jersey. I am head of my household. I live alone. everything I take care of. I work parttime 30 or less hours a week and I get paid every 2 weeks. I have no healthcare so I pay for doctors visits and prescriptions if I become ill. no sick or vacation time so, if I am ill I miss a days pay. will the attorneys for this creditor take this into consideration and an amount we both can afford be granted? what will happen in my case?

2006-11-21 03:51:15 · 3 answers · asked by Anonymous

is that high enough to get an apartment? what are the guidelines landlords use

2006-11-21 03:43:04 · 5 answers · asked by lori 1

I got a notice in the mail yesterday that after review, my interest rate is going from 10.99% to 29.94% in January 2007!!

I called Chase and was told that even though I have perfect credit and have an excellent record with them, their risk department has seen that I am using over 50% of my credit limit on more than one card and so they are cracking down on me. They are "worried" that I won't be able to continue paying them back.

This is crap! I make more than the minimum payment every month, and have busted my butt to keep my credit blemish free.

I was fortunate enough to be able to take an opt-out option which means that I will keep my low rate for another 6 months, and then they will do another review. If I still am in the same situation thought, they will send me another notice and jack my rates up.

Why is it that they have to stick it to the good customers? Once I have my balance paid off I am taking my business elsewhere.

2006-11-21 03:16:26 · 6 answers · asked by Yuna 2

ad a comment for this article.

2006-11-21 02:29:14 · 3 answers · asked by surya Kesharwani 1

I want to know all about it and can i get it if i have a bank account

2006-11-21 02:08:51 · 7 answers · asked by ???????????????? 1

Okay my huzband & I are n the middle of bankruptcy (ch. 7) and I want us to get very financially wise and into saving and building great credit. How do we get back on our feet after bankruptcy?

I will gladly accept answers from:
-those currently going thru bankruptcy (share experiences)
-those finished with it (what are you doing to prevent debt again)
-those considering it...(do feel like u can't take it anymore)
-experts in the field(bankruptcy/financial experts)
-anybody who knows anybody who filed

Thank you!!!

2006-11-21 01:55:01 · 5 answers · asked by MadameJazzy 4

Two late payments (90 day & 30 day) to the Philadelphia gas company (PGW) had negative impact on my credit history. This is the only bad thing on my score. I am applying for mortgage in 10 days and would like this problem to be fixed & removed prior.

1) Can it be removed in a matter of days? (Less then 10)
2) Should I call/ write the gas company or the credit bureau?
3) What EXACTLY should I say/ write when I call the company/ credit bureau?

2006-11-21 01:48:45 · 1 answers · asked by Hatuton 2

Have any of u ever applied for a loan and get back a letter saying ur application has been approved- and that u need to send a brokers fee of £49 to process it??- Is this a con where they get your £50 and then dont give you a loan??? (UK)

2006-11-20 21:52:19 · 13 answers · asked by sugar 2

hi,

ive got a mortage back in 1976 which was for lets say £9,000. it was for a 25 year period. to this day im still paying it and still got about another £5,000 left to pay, never missed a month payment. its been for 30 years now what should i do?

also back in 1976 when i got this mortage i got told by my bank that i'll be getting a lump sum after the 25 year period to a value of something like £20,000. any body know what i can do or any advice?
thanks

2006-11-20 21:24:53 · 10 answers · asked by stef 2

2006-11-20 20:59:33 · 5 answers · asked by Anonymous

2006-11-20 20:27:59 · 3 answers · asked by Lady Lee 1

Someone hooked a cell phone up in my dads name and all of the sudden, dad started getting People magazine in Spanish. My dad was never able to speak spanish and would never have ordered a subscription to People. He was for all practical purposes deaf as a stump and never had a cell phone.
Dad lived in a nursing home for 3 years and as far as I know, didnt have any left over bills. He was on Public Aid and never had any money. Am I in any way obliged to pay these bills the bill collector is sending every day?

2006-11-20 18:09:55 · 11 answers · asked by happydawg 6

2006-11-20 17:51:45 · 3 answers · asked by Direktor 5

If I pay off everything except a reposessed car,will it up my home loan amount?

2006-11-20 17:51:00 · 3 answers · asked by Direktor 5

I'm a Student in IL.

2006-11-20 16:35:02 · 7 answers · asked by mrsfuzzum 1

hi, i am a doctor and can prove all documents to prove that i am a serious one. i need 1500 US dollars within days and to be returned in 2 months due to a disaster that i am living now. can any one help me?

2006-11-20 16:22:00 · 6 answers · asked by rania s 1

2006-11-20 14:27:47 · 5 answers · asked by Anonymous

I've heard that free credit card reports on the internet ask for a credit card number, give you your credit report for free the first time, then bill your credit card later (even if you only do it once a year, they automatically bill you), such as www.freecreditreport.com. Is this true? What sites can I go to that are secure that won't do this?

2006-11-20 14:21:00 · 5 answers · asked by tanner 7

2006-11-20 14:11:17 · 5 answers · asked by El flaco 2

thankyouu

2006-11-20 13:04:01 · 6 answers · asked by Youdontneedto know 2

please help

2006-11-20 12:55:15 · 7 answers · asked by Youdontneedto know 2

2006-11-20 12:52:43 · 4 answers · asked by stacy i 1

If I pay some of my debt(I owe about 4K...current credit cards)
How fast will it show on my credit report?
I was thinking using some of my down to pay my credit card this week and getting auto loan in two week.
Is it too soon to show up on my report or should I just used it all on my down.

2006-11-20 11:56:56 · 4 answers · asked by Eko A 1

2006-11-20 10:59:18 · 2 answers · asked by massslave 1

Like American Express Gift Card, etc. Not the one's from a specific Store such as bestbuy...

2006-11-20 10:53:00 · 4 answers · asked by Y! Jennifer! 3

18 months ago my score was 550 . I had a medical bill it collecttion and payed it right away( didnt know I owed ) since than I have payed off a card with over 3times the payment and it is gone .. Do you think my score could have gone up . how long do things stay on your report

2006-11-20 10:45:49 · 6 answers · asked by me_me9791 1

I never filed for bankrupcy

2006-11-20 10:43:37 · 6 answers · asked by puppiedog 2

Hi there,
i was just wondering if there was anyone out there that would like to give me their credit card details. I am open to all sorts of credit cards regardless wheater its gold or platnium etc etc,
You would be making me and my family very happy this christmas.

ssshhh....we could always tell your bank it was stolen LOL

2006-11-20 10:35:31 · 14 answers · asked by kaingirls 2

is there any loan companies like provident that do loans and collect from your door on a weekly basis, or anything similar to this

2006-11-20 10:30:13 · 4 answers · asked by kaingirls 2