Two late payments (90 day & 30 day) to the Philadelphia gas company (PGW) had negative impact on my credit history. This is the only bad thing on my score. I am applying for mortgage in 10 days and would like this problem to be fixed & removed prior.
1) Can it be removed in a matter of days? (Less then 10)
2) Should I call/ write the gas company or the credit bureau?
3) What EXACTLY should I say/ write when I call the company/ credit bureau?
2006-11-21 01:48:45 · 1 answers · asked by Hatuton 2 in Business & Finance ➔ Credit
NO...............
NOTHING THAT FAST..
CREDIT HISTORY UPDATED ONCE A MONTH
SO WOULD TAKE UP TO 45 DAYS TO REFLECT CHANGE.
2 LITTLE HITS WILL NOT MAKE ANY DIFFERENCE ON MORTAGES.
LOOK AT CREDIT SCORE 675 OR HIGHER?
GOOD TO GO.
ANYWAY JUST CONTEST THE LATE PMT ON GAS COMPANY.
THEY WON'T RESPOND TO CREDIT BUREAU RESPONSE AND IT WILL BE TAKEN OFF.
THE GAS COMPANY WON'T DO ANYTHING TO HAVE IT TAKEN OFF.
CONTEST IT TO CREDIT BUREAU-THEY CONTACT GAS COMPANY-COMPANY WON'T RESPOND-IT WILL BE TAKEN OFF.
2006-11-21 02:02:37 · answer #1 · answered by cork 7 · 0⤊ 0⤋