Credit - November 2006

2006-11-21 12:48:36 · 11 answers · asked by Direktor 5

Have you worked with a company that gave you a down payment grant or assistance? How did it work and what was your experience? Thanks for your help

2006-11-21 12:20:10 · 1 answers · asked by missy l 2

my bill was due 11/19 so I paid it Friday,and they still havent taken the money out of my bank accout. so now it looks like I'm two days late paying it. Has this happened to anyone else and if so did it effect you credit score

2006-11-21 12:06:15 · 9 answers · asked by Anonymous

I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have no bank account, and christmas is just around the corner!!

2006-11-21 11:04:53 · 11 answers · asked by blitzyditz 2

Here is the situation... I called two of the three scumbag credit agencies. My credit score was up there in the mid 700's. I have had two new car loans back to back (one after the other). Never had a missed or late payment for that matter. However, since I haven't used a credit card or had ANY bills in about two years I have a BLANK credit score. Not even a 001. Just blank. When I called the company they (along with everyone else I have asked about this scenerio) were sitting on thier thumbs and rocking back and forth while scratching thier heads. How can you lose a credit score that you built up and have it go blank for "being ahead of the game" and not having bills. This is complete and utter b with a lot of s afterwards... Is there anyone who can explain how I can leave the game with a mid 700 and try to get a best buy card for $10 and not have any success? I could walk in and just buy a car but since I hate credit cards and don't use them I now have a blank score...

2006-11-21 10:57:04 · 7 answers · asked by need to know basis 3

2006-11-21 10:50:37 · 4 answers · asked by monchichi19@sbcglobal.net 1

I had something negative on my credit report over 8 years ago. A balance was still owed according to them. Since I did a credit check a month ago these people have been calling me about the past balance due from 8 years ago. I told them I wasn't going to pay it since it wasn't my fault and they said then they will put it back on my credit report. Can they do this? It's been 8 years and it was over a vehicle.

2006-11-21 10:32:26 · 7 answers · asked by pinkprincess 2

I already know to pay my bills but i still cant get any type of credit card. One more question. How long will it take for my credit to get to 600 or better?

2006-11-21 09:53:17 · 6 answers · asked by the chief 1

in 2002 Igot a loan from the credit union for 6500.00 at 10% car loan later on the same day I got unsecured loan for 5800.00 at 14.50 interest . car loan was 210.00 monthly on un secured loan 165.09 per month.both loans were being paid on the same day so that I could'nt be behind other wise my car could be repossesed. in september this year the car was paid off.Then I wanted to buy a house I chequed my credit report and found out that my unsecured loan was closed and charged off in 2002 in December and my house loan was denied from the bank of America because of that closed and charged off account..I contacted the credit union and I was informed that it was amistake and they will contact the credit report and will take 90 days.to correct the error .The balance on this loan is 4865.00 what happened to all the money I have been paying since 2002. .Did they put all my payments on interest for 40 months is that regal.? The judge wants all the payments paid on that account

2006-11-21 09:51:42 · 4 answers · asked by PROJECT 2 1

2006-11-21 09:22:58 · 6 answers · asked by Boricua Love 1

My bank just approved me for an auto loan with an interest rate of 10.5. Is that a good interest rate for it being my first auto loan and my first new car? My credit is only a few points below excellent. Just wondering if I should keep shopping or if this is as good as it gets.

2006-11-21 09:22:20 · 10 answers · asked by tiger_lilly33186 3

They are threatening to use the account no# that I use online to pay their bills online, now I'm behind and they said they will just go in and get it; is that legal?

2006-11-21 09:21:41 · 19 answers · asked by angel 2

I have a credit score of 545 would prosper.com be willing to help me out with a loan?

2006-11-21 08:50:23 · 1 answers · asked by hutsontl@sbcglobal.net 1

2006-11-21 08:43:27 · 4 answers · asked by Robert D 1

I have 4.

2006-11-21 07:59:51 · 23 answers · asked by Anonymous

for payment can u just send a cheque in the mail?
isn't that dangerous?

2006-11-21 07:39:20 · 8 answers · asked by Anonymous

A judgement for $2800.00 will be going against my credit soon. I am only 23 years old, and I have good credit now, never been late or over the limit, and I have built up accounts for years in good standings, credit cards, cars, loans etc.... Is this going to be really bad for me? Should I just say screw it and ruin the rest of my credit now? Why pay on time now if this is going to damage it anyways?

2006-11-21 07:19:23 · 5 answers · asked by Anonymous

I dont care what the rates are I am going to pay if off every month. I am looking for a card with No annual fee, and a card that I can earn airline miles. Any suggestions will be appreciated

2006-11-21 07:01:16 · 4 answers · asked by Reese 2

Is there a scheme where i place certain amount of money, and i'll get back my money and some profits within a month?

2006-11-21 06:41:15 · 7 answers · asked by jengro_11 1

To get loans and things.

2006-11-21 06:40:26 · 11 answers · asked by knowssignlanguage 6

a credit card. I asked her if she had the money to pay for all these things and she said no and that it was the credit card company's fault for sending out a a $3,000 limit to a 19 year old. She said she has no intention of paying the bill when it comes in. Can't this hurt her, I mean this will hurt her credit right?? She said that it will but by the time she needs her credit, it wont matter. She said actually her economics teacher told her this but I am still worried about how this could affect her later on. Is she right about it not hurting her or is she in the run of a lot of trouble later?

2006-11-21 06:21:30 · 17 answers · asked by sourstraws 3

Can I put a lien on United States Navy property. I was hired by a contractor (who was hired by the Navy) to repair a couple of stucco buildings and haven't been paid for my work.

Can I lien the two government buildings?

2006-11-21 06:20:33 · 4 answers · asked by Modern Wall Systems 1

I want to have information about my student loan that is 0 balance remove from my credit report. Can I request credit bureau to close and remove information now or wait seven years?

2006-11-21 05:50:13 · 5 answers · asked by Seeker43 1

I want to change bank a/c's and i dont know which is best. does anyone reccomend a desent bank a/c. i want it to make payments in shops and online and to pay my bills!!

2006-11-21 05:34:29 · 16 answers · asked by Anonymous

The credit bureau is showing that it is my debt, but the company which she got the credit from does not have me in their database.

2006-11-21 05:26:47 · 11 answers · asked by VIOLA C 1

2006-11-21 05:24:29 · 6 answers · asked by VIOLA C 1

Buying Furniture

2006-11-21 05:13:08 · 7 answers · asked by fransheze808 1

I think my son's "mother" is either using or has sold my step son's identity, documents were taken when he was 7 (birth certificate, social security card and shot records) ... can i run his credit report to see if there is anything on it?

2006-11-21 05:06:37 · 8 answers · asked by emnari 5

SOMEONE TOLD ME IT DOESNT AFFECT IT UNLESS IT IS 31 DAYS PAST. SOMEONE TOLD ME IT AFFECTS EVEN IF ITS 1 DAY PAST.

2006-11-21 04:30:56 · 9 answers · asked by Rose R 1

I recieved an offer from continental finance company for a credit card offer but they require me to send them to send 50.00 initial payment before activation i did'nt send it yet not sure if its real.Can anyone offer any information?

2006-11-21 04:22:39 · 3 answers · asked by lidd31 1