I am going to answer a complaint and I understand it is 25% they can take for payments in New Jersey. I am head of my household. I live alone. everything I take care of. I work parttime 30 or less hours a week and I get paid every 2 weeks. I have no healthcare so I pay for doctors visits and prescriptions if I become ill. no sick or vacation time so, if I am ill I miss a days pay. will the attorneys for this creditor take this into consideration and an amount we both can afford be granted? what will happen in my case?
2006-11-21 03:51:15 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
If you want to be sure of how much your payments will be, take out a loan, pay off the creditor, and then you'll be making loan payments, rather than someone garnishing your wages.
2006-11-21 03:53:29 · answer #1 · answered by Phoenix, Wise Guru 7 · 0⤊ 0⤋
You need to find out what the maximum percentage is they're allowed to take by law. I'm not sure if that's a state law or a federal law. Do you have a legal aid office? Where attorneys will help those that can't afford to pay? That'd be a good place for you to start.
2006-11-21 03:55:29 · answer #2 · answered by UNI Panther 3 · 1⤊ 0⤋
Yes, they have to agree or you can never get to pay them. As long as you show the willingness to pay back all your accounts. They have to compromise. Show your sincere desire to settle it. State a plea for consideration to the presiding officer himself or to the complainant.
2006-11-21 06:42:44 · answer #3 · answered by ? 7 · 0⤊ 0⤋