Credit - June 2006

2006-06-13 04:24:01 · 5 answers · asked by bcbfrat 1

2006-06-13 04:14:49 · 16 answers · asked by tatluva 1

Shouldn't child support payments be considered similiar to loan payments? I mean, you pay until the child is 18. They say if you are late that they will dock your credit score, but they never report any positives. As a non-custodial parent myself, I ran into some trouble recently and fell late for the very first time in my son's 10 year life. So I am upset because I have never been positively affected on my credit by my 10 years worth of steady payments, so it seems unfair that I should be penalized AT ALL, let alone penalized in a way that I can never reverse AND furthermore it is shown to anyone reviewing my credit.

Anyone?

2006-06-13 03:54:28 · 2 answers · asked by Brownies 2

2006-06-13 03:36:52 · 19 answers · asked by its a wonder 1

My social security number has been lost by the Veterans Administration, and before that by Bank of America. Now they tell me that I have to (pay to) monitor my credit for the rest of my life? Why can't all Americans have the choice to freeze our credit bureau information?

2006-06-13 03:33:35 · 3 answers · asked by Anonymous

Or would it be better to close some of them?

Overall, my credit rating is pretty good. . .I'd just like to improve what I can.

2006-06-13 02:57:07 · 9 answers · asked by IrisInLove 2

I have tried an credit card and without luck..also I do not want one. Is there another way to get my credit report in good standing without buying into an credit card or new car?

2006-06-13 02:27:31 · 8 answers · asked by kate13 1

left it somewhere when i was pissed at home the other day

2006-06-12 21:46:19 · 17 answers · asked by Anonymous

2006-06-12 19:05:17 · 5 answers · asked by xladee2000 1

2006-06-12 17:21:58 · 8 answers · asked by Jeannetta J 1

Closed on a home recently thru a major bank. Got a rate around 6.5 or so. Closed less than a month ago. Three credit scores came in at 788, 805 and 822. Median, obviously, was 805. First mortgate of $196k and second of $35k. Should I have received a higher discount on my rate? Went with a no-doc loan, didn't have to show anything. Second loan rate is over 8% and was done to avoid PMI. House was appraised on a drive-by appraisal at $25k more than what I paid. If I messed up, can I re-fi my second at a lower rate with my higher score? Also....crazy thought here...since the house appraised so high, can I get a home equity loan at a rate lower than my original second loan and utilize that cash to pay off the second?? Follow my train of thought? Any help is appreciated.

2006-06-12 17:15:49 · 7 answers · asked by SuperCredit 1

2006-06-12 16:50:48 · 2 answers · asked by lovesugarkisses 4

2006-06-12 14:35:15 · 5 answers · asked by savebygrace 2

How can I get money off my credit card if there is no, cash advances? But there is money on there.

2006-06-12 13:55:26 · 5 answers · asked by Anonymous

2006-06-12 11:53:11 · 5 answers · asked by some random girl 1

It's been 3 months and I don't have any money to pay my credit card off with. What should I do?

2006-06-12 11:18:32 · 7 answers · asked by discoverysaraha 1

I was checking my bank account statement online and there were charges that I never made. Should I open another bank account? I already filed a complaint with Experian. I'm worried.

2006-06-12 11:16:58 · 4 answers · asked by discoverysaraha 1

2006-06-12 10:28:38 · 9 answers · asked by askmeguru21 5

I own my home and would like to sell in three years to buy another home!

2006-06-12 07:06:14 · 8 answers · asked by alanstorment 2

I know bad debts stay on your credit reort for seven years, but what is the starting point and if your debt is sold years later can that 7 years start over, how do I find out?

2006-06-12 05:35:56 · 8 answers · asked by sasha69 3

I want to apply for the discover card but not sure if my fico score is good enough. If you have a discover card, what was your fico score at the time? Mines is 720, is that high enough? If so which discover card should I apply for, (Discover Gold or Discover Platinum)? I think the platinum card you have to have excellent credit and the gold card you need good credit.

2006-06-12 05:34:41 · 9 answers · asked by tiannabooboo 3

2006-06-12 05:31:29 · 6 answers · asked by tampico1114 1

The company that set this up has been shut down for about 8 yrs. and I didn't find out about my name being used until years after thur a secondary lender calling and harassing me for payments. The mobile homes being purchased were for relatives, who had been told that they could just use my credit to get in the houses and drop my name after six months which was not done.Now this lender says that my name can't be removed because their credit is bad, (one has been repo'd & the other one still calls me instead of the person who has the house). I've sent letters to the companies and copies of the paperwork that the closed company forged, and still can't get results. Since this started, I've had my own personal finance issues which have caused me to loose a lot after being retired (forced) from my job. Is there a legal inexpensive way to change both of these mobiles homes out of my name and off my credit? Supposively, there was a lot of illegal occurrences before the shutdown.

2006-06-12 05:11:35 · 7 answers · asked by msthinkpositive 5

I have tryed debt consolidation places but I need to loan to be able to do it all because they dont cover some of my debt.

2006-06-12 04:49:25 · 4 answers · asked by Princessjacqui22 1

2006-06-12 04:09:35 · 3 answers · asked by HEY boo boo 6

as stated above, when this happened, my mortgage company increased my interest rate from 7.3 to a full 10%. Is this amount past legal, or should it have dropped to the current interest rate?

2006-06-12 03:51:16 · 7 answers · asked by slivers 7

2006-06-12 03:19:20 · 5 answers · asked by SOLD OUT 1

I had a Discover card back in 1997 in New Jersey, it eventually was charged off in Feb of 2001. The account was transferred or bought by Camelba Investments, LLC (whom I can find no information on). My husband is active duty Army and we move alot...a couple of years ago we were in Alabama I received some letters from a law firm asking for settlements and threatening to sue. I always ignored them and nothing happened. We live in Texas now and I just got a letter from another law firm stating that if I don't respond in 10 days they will recommend to the client that they file suit and to seek court fees, attorney fees and interest in addition to the $3268. that I owe. He ends by saying that I will not receive anymore demands from the office.

My questions are this: This collection agency is not on my credit report, Discover is. I checked two of my credit reports online today (have to get the third my mail) one says that my last date reported was July 03, and the chart they have says that i paid as agreed till then, however I stopped paying it earlier then that...my best guess is beginning of 2002. Are they trying to pull a fast one to keep this account current? The other report says that it was charged off from Feb 2001 to July 2002 and that July 02 was the last date reported.

My husband is in the Army we have one income and I can't afford to add this to my list of current debts. But I also don't want to be sued. What should I do? Do you think they will sue me? Or they would have done that in AL? Should I contact Discover card to see when my last payment was?

2006-06-12 02:24:27 · 5 answers · asked by Tracy M 2

2006-06-11 23:01:18 · 4 answers · asked by potts75_2000 1

2006-06-11 18:45:54 · 6 answers · asked by Anonymous