what is the best way to improve your credit score?

Answer 1

pay up your debt on the credit cards regularly. buy a car on a installment plan

Answer 2

Number one, in the usa u are entitled to a free credit report from all the 3 credit institutes in the usa for every 12 months.Take advantage of thatand get these reports. Then compare, as u will be surprised that sometimes the resultsand therefore the score can be differnet. also u can see in that report who is looking at it,and more im,portantly who is bringing ur score down.unfortanitly if u r the one who is responsible for the bad score, u can get help for a pay off ofall debts through the helpof non profit agencies that will boost ur score, will take a while though.
for prevention, get max 1 creditcard never more. always buy only what u need first, and of course never spend money u dont have...so no credits, and no debts

Answer 3

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Answer 4

Dont apply for alot of credit cards if you get denied by one company. If you opened a credit card and havent used it in the past year, think about closing that account. If you do have a credit card dont go over 70% of your available credit. Pay your liabilities on time, pay a lil more if you can (especially for credit card payments), if your in the market for buying a car, do it through a credit union, and if you have a a long history of renters credit that really helps.
Im only 21 yrs old and my current credit score is 730!

Answer 5

You can improve your FICO credit score by following a set of steps. They're not simple and take a great deal of financial discipline. However, even with a bankruptcy on file, you can still manage to have a FICO of at least 725. In fact, even with delinquent accounts you can improve your credit score in months. All it takes is that you're financially responsible.

On my personal website I have posted what I know from working in the industry. I used to work in finance before joining one of the major credit card brands. I hope this helps:

http://www.sebastianformoso.com/simplyliving/Credit%20Scores.html

Answer 6

First you need to pay your bills, on time and in full every single month, second you need to pay your high balances down, like if you have a credit card with a 10,000 limit and its showing you owe 9850 it dings your scores, third, do not apply for credit unless you really need it. Every time you fill out a credit application for a free gift, it hurts your score. You need to just keep on it constantly and work your tail off, it will come, just keep pluggin away.

Answer 7

There are definitely some things that you can do to improve your credit score. I tried to do this recently and came across this site, http://www.webcredithelp.com

Answer 8

Get your credit scores - see if you can talk to some creditors to reduce your bill by 50% if you psy it now, and just work on paying things off and then paying things on time.

Answer 9

the best way id not to pass 50% of your credit limit try to pay your collection if u have one and do not apply for a lot of credit cards

Answer 10

I think you can better your credit score by paying off all the bill under your name thendont get behind on any bills the you will get in the furture