I want to apply for the discover card but not sure if my fico score is good enough. If you have a discover card, what was your fico score at the time? Mines is 720, is that high enough? If so which discover card should I apply for, (Discover Gold or Discover Platinum)? I think the platinum card you have to have excellent credit and the gold card you need good credit.
2006-06-12 05:34:41 · 9 answers · asked by tiannabooboo 3 in Business & Finance ➔ Credit
720 is good, but I know there another scoring system call Vanguard. Your score is good enough to get a Discover, but Discover isn't accepted at all place, but its a good start though.
LC
2006-06-20 05:40:04 · answer #1 · answered by littlebit 5 · 1⤊ 1⤋
In my opinion, getting a Discover Card is a bad idea. The card is not accepted everywhere.
It's best to stick to one credit card that you can use any place all over the World, IE: Visa or Master Card. I use a Capital One Master Card and have been very happy with it. Of course, if you want to build up air miles - you need one that does that.
2006-06-12 05:43:06 · answer #2 · answered by fatsausage 7 · 0⤊ 0⤋
why on earth would you want a Discover Card? Visa or Mastercard are just as good....and you only need 1 card....they all come with the Gold, Platinum, Titatium status depending on your credit worthiness...
2006-06-16 01:00:57 · answer #3 · answered by aunt_beeaa 5 · 0⤊ 0⤋
American express is the best for establishing credit because you have to pay off the balance in full at the end of your billing cycle. Discover has very high interest rates and would not recommend them.
2006-06-21 12:17:41 · answer #4 · answered by Anonymous · 0⤊ 0⤋
the standard fico score is now 750.
discover sent me a pre approved application so I guess im ok
2006-06-12 05:37:42 · answer #5 · answered by mArQuiTa ChiKa 3 · 0⤊ 0⤋
Discover platinum is best - you should have no problems in getting one
2006-06-12 05:42:43 · answer #6 · answered by bad_bob_69 7 · 0⤊ 0⤋
720 is tier 1 credit you should be fine
2006-06-20 12:58:24 · answer #7 · answered by MYRAJEAN 4 · 0⤊ 0⤋
if u never had a card before they will want u to put money in bank & use that as colateral. start small. in 6 months u can swicth or upgrade.
2006-06-21 08:24:39 · answer #8 · answered by Anonymous · 0⤊ 0⤋
go for the platinum....go big or go home
2006-06-21 09:56:02 · answer #9 · answered by Anonymous · 1⤊ 0⤋