Credit - June 2006

I am looking for a small loan, less than 20,000, but b/c I am on disability I don't make enough money to get a loan, even though my credit is excellent.

Any suggestions out there?

2006-06-15 00:38:21 · 6 answers · asked by Mag:) 2

2006-06-14 19:51:42 · 8 answers · asked by berty356 1

2006-06-14 19:03:06 · 7 answers · asked by Anonymous

Just curious

2006-06-14 17:46:51 · 8 answers · asked by Disco Bob Elation 1

After I filed bankruptcy, an woman I used to work with told me she went to a seminar about rebuilding credit after bankruptcy.

She was told you should hire a lawyer to clear off all the debt that bankruptcy cancelled, from your credit record.

Every site I've checked says it can't be done.

Has anyone done this, and if so, how did you do it?

2006-06-14 17:29:21 · 9 answers · asked by kc 3

2006-06-14 16:27:59 · 11 answers · asked by maiden_astres 1

Was trying to help someone build there credit but didn't know there credit was so bad. Tried switching card to them solely but with there credit so bad can't. Also having a hard time getting them to pay on card.

2006-06-14 16:07:31 · 11 answers · asked by sbecknerjr2000 1

2006-06-14 16:06:35 · 9 answers · asked by Anonymous

2006-06-14 15:56:09 · 11 answers · asked by Anonymous

co-sign for me. i do have a cell phone in my name. i just don't know what to do???? please help

2006-06-14 14:43:14 · 12 answers · asked by Anonymous

2006-06-14 12:59:07 · 6 answers · asked by inquisitive_me 1

I could pay my bills of in 5 - 7 years, but it leaves me about $50 a month to buy food on. My cousin keeps telling me to file bankrupcy and I can save all that money instead of spending it on bills. That would still qualify for a loan after a bankrucy to buy a car. I really don't know what the best choice is at this point. Pay the $60k and have zero in the end with good credit, or declare bankrucy and save the $60k and worse credit.

2006-06-14 12:21:49 · 11 answers · asked by Anonymous

2006-06-14 12:12:59 · 11 answers · asked by lilly 1

I've been denied for a lot of things over the past year because lack of credit or I've had to pay a huge interest charge. I'm young and It seems as if nobody wants to give me a chance no matter how responsible I am. Does anyone have any advice on how to avoid charges and earn the credit needed?

2006-06-14 11:56:10 · 9 answers · asked by Milo 3

My husband and I have not been the best example of fiscally responsible people. we are at a place where we don't know about credit counseling ( the honest truth is we can't pay any more bills that we are paying right now) or to declare bankruptcy? Does anyone know what would happen if we declared bankruptcy, we are renting right now and would desprately like to buy a home.

Thanks

2006-06-14 10:25:06 · 21 answers · asked by audreymara 1

2006-06-14 10:06:52 · 6 answers · asked by Nyema 3

posrt resume

2006-06-14 09:55:00 · 12 answers · asked by podlizurko 1

2006-06-14 09:41:21 · 7 answers · asked by Mrs. Handy 2

are credit card companies supposed to call and ask you for verification by asking for bank account info to verfy income .. or address

2006-06-14 09:35:51 · 11 answers · asked by c_v_20 1

I am a kidney transplant patient and will constantly be at doctors offices and hospitals. Just for this year alone I have recieved 4000.00 in bills from the hospital alone. That is my deductible from medicare and my secondary insurance. not mentioning other doctor bills and the like. I am also legally blind. If I pay on some of these bills then other collectors call and want money paid on there accounts too. We are living on a shoestring as it is but every couple of months a new bill collector calls for another bill and there seems to be no end since I am constantly in the hospital.

I have thought about bankrupsy but what about next year after I am sick or have problems again. I am always getting new bills in constantly.

Real answers please.

2006-06-14 09:23:18 · 9 answers · asked by mmcada 3

I read that student loan interest rates will go up 2 percents in July.

2006-06-14 09:19:48 · 5 answers · asked by Eric Inri 6

I'm trying to build my credit and I was wondering if I should just pay the min. payment due, or if I should make a bigger payment to kind of show "good faith" , so to speak.

2006-06-14 08:58:58 · 15 answers · asked by pockets 2

2006-06-14 08:57:48 · 11 answers · asked by Joe 5

I heard that its illegal to charge any transaction fee for using the plastic sine it is supposed to work just like cash. Is this true?

2006-06-14 08:55:31 · 14 answers · asked by vaneo1 1

I have filed Chapter 7 on 2003. I have the Discharge from the court. Since then I have been doing perfectly with my credit. I have a car, JCPenney card, and a few thing that I paid off and never been late. I bought a house 2 months ago, now I'm trying to buy an ATV for my husband and applied for it, well, they said NO to me. Why is so hard to get financed on that? What I can do to have it financed? Need advices and help. Where I can go to apply and get approved. My credit score is between 585 and 612. HELP!!!

2006-06-14 08:34:57 · 4 answers · asked by Anonymous

I applied online yesteray for my first credit card and they said I would get a response within 30 days. Why does it take so long? Is it because I have no credit and it was a student credit card? Also, I said I had both savings and a checking account but right now I only have a savings but will be getting a checking account on Saturday. Is it ok that I said I had both a checkings and a saving? Will it make them reject my application? Are they eager to give a credit card to someone like me, a young person likely to give them money for interest? I am just anxious about the whole thing. I am going to be responsible with it because I am careful with all my money.

2006-06-14 08:32:50 · 5 answers · asked by Joe 5

2006-06-14 08:16:44 · 8 answers · asked by Eric R 1

If not how can i get them lowerd? Contact me.

2006-06-14 08:03:50 · 8 answers · asked by Anonymous

Also I have a 704 and I have no job and I was wondering if me and him went into together and tried to get a vehicle from a used car place if that would work with my score and his paychecks?

2006-06-14 08:00:44 · 11 answers · asked by warlick19 2

2006-06-14 07:42:01 · 9 answers · asked by DAN H 1