credit cards?

Question

are credit card companies supposed to call and ask you for verification by asking for bank account info to verfy income .. or address

Answer 1

NO.....Credit card companies will already know your address, especially if you've already got a card with them. Also, they will not call you to verify your bank account information, they will tell YOU to call them. Also, they will not use bank account information to verify income. What is in your bank account cannot possibly verify your income, that is via your employment. Never give your bank account info and address over the phone to anyone asking for it. If you feel that you are being hassled, just tell them "I'll call you in a few minutes" and hangup. Then call the company they were claiming to be and report it. That is the only way that these people can be caught is if people report it each time it happens.

Answer 2

Some companies do. It depends which company you applied with. Ask to call them back and you'll know if it is indeed the credit company

Answer 3

Never heard of such verification, usually you would fill out everything on their application...but I never had to give my account # out!

Answer 4

They pull a credit report on you & go by that information.

Answer 5

not usually, thats why a lot of people get scammed by people assuming identities

Answer 6

not that i know of. sound a bit on the suspicious side to me

Answer 7

Definitely not - whoever is calling is pfishing!
http://ezinearticles.com/?How-To-Avoid-Getting-Hooked-By-Pfishing&id=5933

Answer 8

no

Answer 9

NO

Answer 10

no.