Credit - June 2006

2006-06-14 07:31:53 · 11 answers · asked by Kris H 1

I currently have eight credit cards but only use four of them. Right now only three have balances. I watch my credit score and in the past three months it has dropped from 735, 724, 718. The only thing I did different was about four months ago I got three new cards and this month I have a much higher balance than I normally do. Now I will pay down the balance and dont plan to get any more credit cards. Here's the question: Which will raise my credit score...to leave all eight accounts open and only use four of the cards or to close four accounts and leave four open?

2006-06-14 07:00:19 · 3 answers · asked by GAgirl 4

2006-06-14 06:51:29 · 7 answers · asked by curious 2

2006-06-14 06:11:51 · 6 answers · asked by pissant12003 1

I have several charge offs on my credit report. What should I do to improve me score? Should I just wait til they are off my credit, or should I pay them what their offering through settlement?

2006-06-14 05:51:08 · 7 answers · asked by ♥ Jen ♥ 2

In my twenties I got things on credit and really didn't care if they were paid or not.Now that I'm in my late thirties I feel the need to improve and really have things that I need.I was very irresponsible and have now grown up.

2006-06-14 05:13:46 · 11 answers · asked by sherell212004 2

If you dont have the cash for it, you cant afford it. anyone agree?

2006-06-14 02:48:00 · 5 answers · asked by Darthritus 3

I would like to close out several of my open credit card accounts that are never used. Is this going to lower my credit score? Should I space them out, i.e. one per month or so? The more info you can provide to me, the better. Thanks so much!!

2006-06-14 02:08:02 · 12 answers · asked by lisamarie1206 2

2006-06-14 00:47:31 · 4 answers · asked by jmpoct03 1

2006-06-14 00:34:41 · 8 answers · asked by jmpoct03 1

Does anyone know if balance transfers lower one's credit score?? Please tell me thanks.

2006-06-13 18:34:03 · 4 answers · asked by Sweetbulbs 5

2006-06-13 18:08:37 · 6 answers · asked by bocho 1

I've made every payment on time for the past two years. However, I've taken out a lot of new credit and have used a lot of it to start a new business, which has lowered my score.

2006-06-13 16:33:51 · 8 answers · asked by michaeldsimmons 1

I have a credit score of 708, 698, and 715 after having 9 months worth of credit. I have two credit cards and all of them have been paid off on time. Now, Wells Fargo tells me that the reason they declined me from getting credit is because i have "too many inquiries"

I have three credit cards now

Is there something I can do: I think the reason they

2006-06-13 12:28:07 · 5 answers · asked by christiansareawesome 4

2006-06-13 12:12:00 · 4 answers · asked by anglero98 1

2006-06-13 11:38:43 · 8 answers · asked by peebz101 1

2006-06-13 11:23:51 · 21 answers · asked by Anonymous

2006-06-13 10:28:29 · 10 answers · asked by Anonymous

2006-06-13 10:25:50 · 13 answers · asked by loulou 1

I was just approved for a apartment and I'm 9 months pregnant. I have to put down a deposit and 1 months rent. I don't have it and need to know which is the best way to get a loan without having a bank account and having bad credit (blame it on a family member). I can't ask anyone in my family so how can I go about this?

2006-06-13 10:08:24 · 8 answers · asked by Anonymous

2006-06-13 09:57:43 · 12 answers · asked by ramzi602001 1

and you lie and say that your not the person that they are looking for and do they even have the right to be on your property

2006-06-13 09:54:31 · 4 answers · asked by boszii 1

this system lets you build a better credit score without going into debt

2006-06-13 09:50:47 · 1 answers · asked by Jep 1

Regarding a purchase mortgage
1. If you shop around too much, it will lower your score
2. You have a "window" of 2 weeks to shop til you drop and it won't hurt your score.

2006-06-13 08:57:57 · 5 answers · asked by Anonymous

2006-06-13 08:17:04 · 9 answers · asked by Anonymous

I've heard conflicting things. I've heard that they don't have any legal authority and can't collect a cent unless you voluntairly pay. I've also heard they can sue you. What happens if/after you send the cease communication letter? Can they still go after you.

2006-06-13 07:46:13 · 5 answers · asked by hhhthegame 3

I hear it all the time in movies and tv shows and they want money unmarked bills what does that mean every dollar has a serial number on it and can be traced are they just talking about tracking devices on the money or does it really have to do with the money?

2006-06-13 07:23:54 · 6 answers · asked by Puff 2

2006-06-13 07:12:07 · 5 answers · asked by Anonymous

My ex husband was ordered to pay all of our jointly combined debts in our divorce, but to my knowledge and credit report he hasn't. How do I go about repairing my credit or disputing these overdues, since they are no longer my responsibility? Pretty much everything is now in collections and I couldn't apply for credit for toilet paper at this point.....how do I fix it, I can't afford it all by myself!!!

2006-06-13 06:34:11 · 2 answers · asked by Tonja D 1

2006-06-13 06:23:38 · 12 answers · asked by Linda 1