I was just approved for a apartment and I'm 9 months pregnant. I have to put down a deposit and 1 months rent. I don't have it and need to know which is the best way to get a loan without having a bank account and having bad credit (blame it on a family member). I can't ask anyone in my family so how can I go about this?
2006-06-13 10:08:24 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
your screwed
2006-06-13 10:11:51 · answer #1 · answered by grateful6979 4 · 0⤊ 0⤋
If you have a car you get a title loan, I think most often those companies don't do credit checks. Or turn to programs in your community that help with housing and what not for women in your situation. I have a friend who was in a similar situation and she just opted to go to low-income housing to get herself on her feet (she has 3 kids and is under 25). She got an apartment there and paid about $13.00/month for rent and paid no utilities (it wasn't a bad apartment at all - - she is a very clean person so it didn't even look like a low-income housing apartment). She went to college and got federal aid for babysitting and what not and now she's about to graduate to be a registered nurse. Sometimes you just have to find other options. Especially in your case... if you are 9 months pregnant and you can't afford your deposit and first months rent you should turn to low-income housing becuase you also need to think about the money you will need pretty soon to support your unborn child.
2006-06-13 10:20:04 · answer #2 · answered by SiLLy-mE 2 · 0⤊ 0⤋
pay off all your debt and then maybe, just maybe you'll find a bank that will be willing to 1)give you a checking account 2) give you money. Here's the catch. Make no mistake. Your interest rate is going to be at least 10 points higher then the average person
2006-06-13 10:16:57 · answer #3 · answered by jackass 3 · 0⤊ 0⤋
If the bad credit stems from a family member bring all you can to show to a lender to prove it. Also, you may be able to get credit by showing "non-traditional" credit practices. Do you have bills you pay monthly that you can show the lender so they can see your payment practices?
2006-06-13 10:14:31 · answer #4 · answered by rivet 1 · 0⤊ 0⤋
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2016-12-13 15:55:01 · answer #5 · answered by keef 4 · 0⤊ 0⤋
maybe try a credit union, sometimes even though you have bad credit they will help you out
2006-06-13 10:11:56 · answer #6 · answered by ab_oldgal 2 · 0⤊ 0⤋
give away the child and join the army.
2006-06-13 10:13:43 · answer #7 · answered by Different Answers Carlton W. 3 · 0⤊ 0⤋
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2006-06-14 22:42:02 · answer #8 · answered by Anonymous · 0⤊ 0⤋