Credit - June 2006

2006-06-08 06:47:46 · 21 answers · asked by mssha81 1

2006-06-08 01:44:14 · 6 answers · asked by hazeleyedtexan 2

2006-06-07 17:36:01 · 4 answers · asked by Anonymous

2006-06-07 14:59:28 · 2 answers · asked by Anonymous

If so how much is the rate?

2006-06-07 14:56:04 · 2 answers · asked by webmaster 2

The address is way off, my excellent renting history is not there, and yet my (very late) student loans show up multiple times.
Are the agencies giving false reports, or are they that dumb?

2006-06-07 14:34:14 · 2 answers · asked by barbara 2

After it's been fraudulently compromised.

2006-06-07 14:22:31 · 4 answers · asked by Anonymous

2006-06-07 13:34:30 · 1 answers · asked by puppyluvr1493 1

everytime someone checks your credit, your score will go down? like applying for credit cards and other stuff.

2006-06-07 13:14:44 · 17 answers · asked by Anonymous

2006-06-07 12:47:12 · 3 answers · asked by smooth 1

I have reached the point where I must pay off all my debt, or at least most of it. It is hurting my business, and I feel like I constanly have a huge monkey on my back. I need to find a good, honest company to help me consolidate and reduce my debt so I can move on with my life. Any help??? Please?.
thanks for taking the time to read this.

2006-06-07 12:45:49 · 3 answers · asked by alilfishy06 2

How do I raise my limit (currently $300.00) I heard there is a way to raise your limit by taking advantage of balance transfer voucher offers.

2006-06-07 12:25:10 · 12 answers · asked by creamer93536 1

If you haven't made a payment in so many years and get a credit report, do the charges drop after so many years? I went to this website and Ohio looks like the only one without an "amount of years" they can collect on a debt...does that meaan there isn't an SOL?

http://ihatedebt.com/DealingWithYourCreditors/DealingWithDebtCollectors/StatuteofLimitations.php

2006-06-07 12:17:56 · 3 answers · asked by levity 3

I've had a couple of old accounts go to collection agencies. The collection person told me, it was physically impossible for me to negotiate a deal with the original creditor because the collection agency now OWNS the debt.

2006-06-07 12:07:13 · 5 answers · asked by Anonymous

I'm trying to work at paying off my debt and get my credit score up. I have close to $7000 in credit card debt (I have 7 credit cards). Some of the credit cards have high APRs between 16% and 24%. I've been paying all my monthly payments on time and have been paying more than the minimum payment. Do you think going to a debt consolidator would be better or even helpful? If so, what are good companies to go to?

2006-06-07 12:04:57 · 10 answers · asked by Ilovepeanutbutter 3

2006-06-07 11:54:49 · 4 answers · asked by concernedmother1 1

My daughter at 18 yrs and 5 months signed up for a phone at the request of a 32 year old male. He defaulted on that contract and now the phone company is going after her for payment. She is quite naive about issues like this because she is on my family plan. This man is a con-man. He has gotten young girls, like her, to do things for him. At 18 years old, how much do you understand what you are doing, especially if an oder adult is feeding you a line of bull?
Besides going to small claims court, is there anyway we can make him responsible to pay this outstanding bill, which by the way has gone to collections?

2006-06-07 11:50:19 · 7 answers · asked by concernedmother1 1

My mother had me to call this place that had Capital one logo on it but when they answered the phone it said NCO. She had me to do this because she got this letter in the mail that said the OC is willing to take 70% of the balance that is in charge-off status. The guy on the phone told me that if I give him my(really my moms) checking account number today it would not accrue and more interest charges. To be honest this guy sort of scared me even though it was my mother's account. I tried despartly to get off the phone and he kept hounding me for the checking account number. Please help me what should I do?

2006-06-07 11:27:13 · 5 answers · asked by tiannabooboo 3

2006-06-07 10:58:50 · 5 answers · asked by Shannon R 1

...from that employee at the Department of Veteran Affairs. What kind of things should they do to make sure their credit score doesn't go up. One of them has already had someone open several credit cards in his name.

2006-06-07 10:21:16 · 5 answers · asked by Lady Lara Croft 7

i make around 80000 a year while my girlfriend makes around 20000. She has good credit but my score is low. If we marry next year what are our options as far as the best way to obtain a mortgage?

2006-06-07 09:02:02 · 6 answers · asked by the26bachelor 1

Was asked by the financial institution to write a letter explaning late pays and why it will never happen. I have explained things, but don't know how to say it will never happen again.

2006-06-07 08:47:39 · 1 answers · asked by tommy69 1

I used my educational loan as a downpayment for a house we bought 5 years ago, since I received a full tuition scholarship from my company. After the divorce, we sold the house, and divide the equity. Now can I ask the court to have my wife help pay my educational loan?

2006-06-07 08:29:39 · 2 answers · asked by Homeless 1

2006-06-07 08:17:57 · 10 answers · asked by Homeless 1

I took an instalment loan for $8000 to help improve my credit rating. My score is 747 at the moment. I only have credit cards with less than 10% balance of my total credit limit and no late payments ever. Also, this is my first loan.

Will my score drop because of this new loan? If so, how much and how long will it take me to get to an 800 fico score?

2006-06-07 06:43:03 · 7 answers · asked by curious 1

I want to check my credit history.

2006-06-07 06:30:01 · 7 answers · asked by Yum 1

everytime i try to open a checking account at a bank i get denied because they run my id number off my license.

2006-06-07 05:35:31 · 5 answers · asked by jmpoct03 1

We plan on getting married this summer but I am concerned about his debts. If he files for bankruptcy will this effect my credit? I plan on keeping my last name because we need my credit to remain uneffected. (But I'm not even sure if that makes a difference).

2006-06-07 04:03:53 · 26 answers · asked by Emillea 3

I don't have any credit cards. Every type of credit that I had has gone to collections and has been bought and sold for the past 7-9 years. I messed up my credit in college without the knowlege of credit. I had a baby and never had enough money to pay anything outside of my household bills. New bills would come up and I couldn't afford to pay them. I have a repo on my credit. I have many medical bills and student loans. Nothing has gone off my credit and I never made enough money to pay extra bills. I can't even afford cable. Collectors keep pulling my report without my permission adding to the amount of inquiries and my student loans are about to default. What do I do?

2006-06-07 03:42:25 · 8 answers · asked by guina 2

I like to spend money and use my credit card. I don't know how to save money. Does anyone have common sense and tell me what I should do?

2006-06-07 03:39:40 · 3 answers · asked by Kathi T 1