Business & Finance - 24 November 2007

I am familiar with buying stock, bonds, mutual funds, currencies, options and futures. But I met someone at a party who said they are a fixed income desk manager buying paper for a living.

I am just wondering what he does exactly? What is he buying? Who he buys it from? What he does with it after he buys it?

2007-11-24 10:35:21 · 4 answers · asked by The Shepherd 2 in Investing

2007-11-24 10:30:42 · 1 answers · asked by Hannah C 2 in Small Business

for first time home buyer with no money down credit score 680.

2007-11-24 10:30:04 · 5 answers · asked by Debbie 4 in Renting & Real Estate

Do you believe that the borrower is slave to the lender like the bible says?

2007-11-24 10:27:28 · 6 answers · asked by heybulldog 5 in Personal Finance

2007-11-24 10:27:26 · 4 answers · asked by cerealcity1 2 in Credit

hans solo and Lando Calrissian? I bought them today for 4$ a piece. !977 and 1980 figures. Also A half dollar coin from 1919 that is very worn and also a One dollar coin from 1898 slighlt worn.? Thanks. 2$ bill from 1953 and a 1 $ bill from 1957?

2007-11-24 10:25:49 · 5 answers · asked by Clint Vincent 2 in Other - Business & Finance

We bought our 3 bed victorian terraced house in an ex mining village in December 2005 for £72,000.

Its very shabby and desperately needs a lot of work done to it, but we just have no way of financing this.

We are a low income family but we are not on benefits. I am not working, partner earns around £12,000 p/a and we get tax credits.

We were turned down for a "minor works grant" as our "contribution" was too high (over £1,000 according to the Council).

We can't apply for a Renovation Grant until we have lived here for 3 years (that will be next December). What are our chances of getting one and what could it be used for? The windows and doors need replacing, we have damp problems, the electrics all need re-doing and also the central heating system. We also have plaster coming off the walls and the house needs redecorating (desperately!)

2007-11-24 10:24:39 · 2 answers · asked by Anonymous in Renting & Real Estate

2007-11-24 10:21:01 · 8 answers · asked by Anonymous in Credit

whats the best one???

2007-11-24 10:11:13 · 3 answers · asked by Professional Worker 1 in Personal Finance

I graduated with my MBA in July, but I was newly pregnant. I am 24 years old with office and some sales experience. I am not going to start my career until after I have my baby and spend a few months at home with my two sons while my husband works. Does anyone know of a program or of a way to secure a job for after I give birth? Are there programs out there for pregnant women or for MBAs? Any other suggestions? I'd like to have a job waiting for me and I'm open to work for multiple industries and for the government. I live in California by the way, but I am open to move to other states as well.

2007-11-24 09:52:11 · 3 answers · asked by Anonymous in Other - Careers & Employment

I have been going back and forth with a dealership on a specific car I like. We have been talking terms and actually came to an agreement that I was really happy with. Here is the last email:
Here is mine to "Jeff":
"OK.... lets run the numbers:
My 2004 Kia Optima, blue, in good condition, about 32K miles, payoff from Chrysler is: 8537.50.
The 2007 Mazda 5 Grand Touring @ 16999 + tax, title and tags.... can we get out the door for 350 a month, 72 month loan? "
This is his response:
"Janice, as long as I can get at least 6k for you trade from the boss, we can get to 357 per month. If you come in this weekend, I'll try for more, so you can get to the 350 even. Let's make a deal. Thanks, Jeff."

The problem is that I went down and he brought out a "sport" model and I said no, we talked about a Grand Touring model. In the end, they did not honor the email and I am mad. Is the email a written agreement? Do I have any recourse?
Thanks for any help,
Janice

2007-11-24 09:50:03 · 3 answers · asked by Anonymous in Corporations

2007-11-24 09:47:55 · 1 answers · asked by *~Nik~Nika~* 1 in Other - Business & Finance

My manager made a mistake in creating the next two weeks' schedules. She overscheduled people in departments that had suddenly slowed down a lot. Then, she decided to cancel some of the shifts. A week ago a different manager gave me a post it note with a shift of mine they decided to cancel. It was fine by me; I have a lot of school work to deal with.

But then, the manager called me the other day and asked if it was ok if she cancelled another one of my shifts. Thing is, I thought they already dealt with the situation. It seems like I'm losing ONE too many shifts. I said yes she could cancel it (I have schoolwork piling up).

I feel like I'm not needed there or something. I've been working there for 3 yrs and I do a great job.

Has anyone got through this and can offer insight?

2007-11-24 09:47:35 · 3 answers · asked by Anonymous in Other - Careers & Employment

When you are comparing ALL jobs, what is the best and easy job?
Best and easy job is where you are paid well and the job is easy (or simple).

2007-11-24 09:46:00 · 6 answers · asked by patrickng9 3 in Other - Careers & Employment

what do you know about this stock... i need advise im doin shortterm investment ready to buy on monday if its gonna MOVE at all .... what do u think??

2007-11-24 09:38:30 · 3 answers · asked by Livefor2day 3 in Investing

Just a thought?.

2007-11-24 09:36:12 · 7 answers · asked by oop139gg 3 in Personal Finance

2007-11-24 09:33:08 · 4 answers · asked by Anonymous in Renting & Real Estate

hi i was wondering if i was to put up flyers of my business on lampposts etc what would happen to me (if anything)

is it legal to do this, i see flyers on lamp posts in election time for the candadate so there must be a way to do it legit, anyone know anything about this

2007-11-24 09:28:59 · 8 answers · asked by Anonymous in Small Business

most don't claim tips at all
would it generate more money and in fact show good credit if you "over" claim the amount of tips you received. also having more taxed from your check and also raising your return.

2007-11-24 09:28:57 · 2 answers · asked by keelonboaz 2 in United States

the difference between actual and standard price multiplied by actual quantity yields:

Combined price and quantity variance
Effeciency variance
Price variance
Or
Quantity variance

2007-11-24 09:20:09 · 3 answers · asked by Anonymous in Other - Business & Finance

most don't claim tips at all
would it generate more money and in fact show good credit if you "over" claim the amount of tips you received. also having more taxed from your check and also raising your return.

2007-11-24 09:19:11 · 4 answers · asked by keelonboaz 2 in United States

I've been offered a job (in the UK) depending on medical clearance. However, they ask about depression (which I've suffered from last year), fits (I had 4 in my life related to low blow sugar) and hospitalisation due to mental illness (I've been hospitalised when I was anorexic 7 years ago).
Can they refuse me the job because of my medical past?

2007-11-24 09:11:23 · 9 answers · asked by kittymiffyetcie 3 in Other - Careers & Employment

I need to make some money real soon because my car might go into reposession in about 3 weeks if i dn't pay them last months payment. I am late on

I think i am getting anxious , since i need to find a job
and i have couple of companies in mind..
But the thought of customizing my cover letter and sending it to them through email just gives me a panic attack . I don' t know why ??
then later when I do make up my mind to do this , i lose interest in the company all together and make up a lame excuse and NOT DO IT!!
What is wrong with me. Am i stupid??
i need a job ( that's the problem)

and sometimes i think , these jobs are posted right there on the internet . ( and i know I have a good resume and a good cover letter) but I feel like there must be 100's of people who is applying for the same position and what are the chances for me to get an interview !


How can i dust myself off and gain some Confidence...
What do you think ?
Any answer would make my day!!
Thanks.

2007-11-24 09:06:43 · 10 answers · asked by Anonymous in Administrative and Office Support

I am a visiting student in california and i was told that i can be refunded with all the taxes that i payed for shopping except stuff like food and alcohol. is it true? and if it is, how and where can i do it? Do i just take all the receipts? I am leaving from LAX, is there a place where i can do it in that airport?
thanks a lot!

2007-11-24 09:06:21 · 2 answers · asked by xander 2 in United States

2007-11-24 08:54:41 · 6 answers · asked by joliewallace 1 in Credit

My first question apparently confused most. I know it is the law for males ages 18-26 to sign up for selective service, that wasn't what I was asking about. In the hiring process, job applications cannot ask a persons sex, age(except to find out if they are a minor), race, national origin, if they have a disability, marital status, I might be forgetting something, but I think that's it. Anyhow, if you are applying for a teaching position in North Carolina, where most counties use the same application, it asks about whether an applicant, if male, has signed up for selective service. As a store manager for a retail chain, that question was never on our applications nor was it a legal requirement for us to ask about when filling out all the paperwork after hiring someone. So for those that believe the answer to my previous was answered best(Not in my opinion) with "its the law" need to tell me exactly what law states that the selective service has to be asked about on a JOB APPLICATION?

2007-11-24 08:50:03 · 8 answers · asked by dsreed 1 in Law & Legal

My friend lets his flat normally under the terms of an assured shorthold tenancy. However he has not renewed this with his tenant and just allowed the tenant to remain in the flat on the same terms ( i.e. it is rolling over). However he has done this for nearly 5 years. He has just been told by another friend that there may be a risk with this and that the tenant has security of tenure (i.e. a right to remain in the property now) as my frend has not renewed the assured shorthold tenancy and that my friend can now not get the tenant out if he wanted to.

Does anyone know whether this is true and what additional rights the tenant may now have? Thanks

2007-11-24 08:43:31 · 2 answers · asked by Mel B 1 in Renting & Real Estate

2007-11-24 08:37:33 · 10 answers · asked by D Fresh 2 in Renting & Real Estate

i am employed by a community college and curious if there is a law that affects me.

2007-11-24 08:36:55 · 21 answers · asked by 0tion 1 in United States

my 2 kids, who are minors inherrited some money from their grandma. they earn about $5000 each in interest on this money, do they have to file a tax return, and if not, at what point do they have to start paying taxes on passive income.

2007-11-24 08:28:29 · 9 answers · asked by Anonymous in United States