Business & Finance - 24 November 2007

Thankfully, my mortgage is fixed rate. For those out there who are getting pounded by their balooning adjustable payments, do they have an option to refinance their property with a fixed rate mortgage?

2007-11-24 02:25:12 · 8 answers · asked by Mr. Congo 1 in Renting & Real Estate

2007-11-24 02:21:40 · 5 answers · asked by Mountain Mama 1 in United States

My husband deployed 9 months ago and I moved 5 hours away from Fort Riley (our duty station) to live with my parents. I went to the doctor for depression and she referred me to see a psychiatrist. He wants me to come regularly to see him and his therapist for the next 2 months and also wrote we a script for a prescription. What will tricare cover of this? Any of it? My husband said I need to call them and tell them I'm far away from a post and had to go to a civilian for coverage and they should cover it. Is this true?? Is there anything I need to do to ensure they pay the dr. bills??? Thanks

2007-11-24 02:21:15 · 4 answers · asked by Cheyenne 2 in Insurance

Just wondering. Looking for a job but would love to start my own business. Thanks!!!!

2007-11-24 02:07:48 · 2 answers · asked by Shar 2 in Law & Legal

I've recently separated. My husband accumulated $15,000 in credit card debt before he left. He isn't working now and is applying for disablilty. In the meantime he has no income and is planning on filing for bankruptcy on 5 credit cards. I am listed as an authorized user (He did that without my knowledge) on one card. Obviously his name is on the mortgage papers for the house. I don't earn enough to qualify for a new loan to buy him out. He is living in a different state now. If he files for bankruptcy will I end up losing the house.

2007-11-24 01:30:03 · 10 answers · asked by peirce3 1 in Credit

2007-11-24 01:24:53 · 1 answers · asked by Hakim S 1 in Financial Services

I lost quite a few money in the Stock Market this year. How will this loss affect my income tax in the coming year?

2007-11-24 01:22:01 · 6 answers · asked by sel_bos 3 in United States

I am about to move into an apartment with my fiance. We both work nightshifts at Wal-Mart. He wants me to go to college full time in the fall. But how can he support him and me (including my medications; I am bipolar) going to college on just his income (about $17k/yr after taxes)? And I don't want to take ten years to get a 2-year degree. It's hard to work and go to school at the same time. We also have some credit cards and my car to pay for. And I'm starting to hate my job. And my mom died a month ago in a horrible car accident. I was very close to her.

What should I do?

2007-11-24 01:19:42 · 9 answers · asked by Anonymous in Personal Finance

I finally had it with my boss last night when she came in on her day off and was joking with a customer about how long it was taking me to get his whole chickens marked and ready for him. So I left my uniform and that with a note that she will see this morning. There are other reasons I left (including 6 days a week after I said I couldn't do it three months ago) but I need to know what to put on my new applications I send out Monday. I worked there for 4 months. I am a single parent and hadn't worked for the past 3 years (I worked from home freelancing) and need a current reference. How should I explain why I left without notice?

2007-11-24 01:13:34 · 7 answers · asked by operaphantom2003 4 in Food Service

in ky can thy garnish my wages and how much can thy garnish on a pay check of 350.00 dallors a week thy say i owe 3.100 dallors and get pair every week i really cant afford tem to do this since it takes every dallor to do this this is a bill from 10 years ago that hase resurvice on me

2007-11-24 01:13:27 · 2 answers · asked by bkeystone 1 in Credit

If someone buys a house through Habitat for Humanity, are they allowed to sell it and buy one on the open market? Or do they have to sell it back to Habitat?

2007-11-24 01:11:31 · 10 answers · asked by Digital Age 6 in Renting & Real Estate

2007-11-24 01:09:49 · 5 answers · asked by dave c 2 in Personal Finance

unsecured loans for the disabled and unemployed

2007-11-24 01:09:17 · 4 answers · asked by Anonymous in Personal Finance

Someone told me to miss a couple payments, (which I hate to do), in order to qualify for a lower rate, and then the will re-age the loan in a few months, with no harm to your credit score. Is this true??? My husband is self employed, and the phone is not ringing, bills are piling up, I am disabled.

2007-11-24 01:07:39 · 3 answers · asked by grammabobbie 2 in Credit

I graduated college four years ago (well sort of). I did participate in graduation although I am missing 1 credit due to my advisor screwing up. I still have yet to make up that credit though.
I left my last employer for a new job offer, but the background check included calling my college to verify (of course I said that I graduated). So, that job is no longer mine!

My question is, I now have another job offer...what are the chances that this could happen again?!

2007-11-24 01:06:27 · 9 answers · asked by Sue 3 in Other - Careers & Employment

I'm thinking of buying something fairly valuable (say £250 max) that's likely to go up in price as a little investment and a bit of fun.

What's best for this? A diamond? ruby? Penny black postage stamp?

2007-11-24 01:02:53 · 6 answers · asked by Sid 1 in Investing

2007-11-24 00:58:06 · 3 answers · asked by JAMES L 1 in Renting & Real Estate

I will going to start at home with a small production, with potentially grow up

2007-11-24 00:55:42 · 1 answers · asked by myshytta 2 in Small Business

pls expalin

2007-11-24 00:44:01 · 6 answers · asked by viji 2 in Investing

The looming housing crisis acutally seems fairly simple to forestall or fix. It seems to me that anything is better than a default, right? When the mortgage holder defaults, the lender gets nothing. Therefore, if there were to be a massive conversion of all these two year ARMs to reasonable fixed rate mortgages, the potential crisis could be wholly averted.

But this isn't happening. This leads me to believe that the banks actually prefer foreclosure and firesale which typically results in another mortgage. I think the problem may be that the mortgages are no longer held by the banks. They have been collateralized and sold as investment vehicles. So they bank is not left holding the worthless mortgage, rather, the CDO investor is left holding the worthless mortgage. Therefore, the bank doesn't really give a sht. But in this scenario, shouldn't the defaulted house actually belong to the investor rather than the bank? Can anyone comment intelligently on this?

2007-11-24 00:42:55 · 7 answers · asked by Anonymous in Renting & Real Estate

Like, how much do they take off your account when they mail the check to you?

2007-11-24 00:35:25 · 4 answers · asked by stopthemadness 1 in United States

In accounting terms, for valuing stock, there are three methods; FIFO, LIFO and AVCO. I know LIFO cannot be used as it is against accounting standards - does anyone know of a good website where it says this?

2007-11-24 00:32:09 · 5 answers · asked by Den 2 in Other - Business & Finance

2007-11-24 00:30:18 · 2 answers · asked by Anonymous in Other - Business & Finance

What item was purchased? How much did it cost? And which store did you buy it from?

2007-11-24 00:29:38 · 9 answers · asked by SoulDawg 4 UGA 6 in Other - Business & Finance

2007-11-24 00:23:18 · 5 answers · asked by ANTHONY M 3 in Investing

2007-11-24 00:22:21 · 1 answers · asked by Mohammed 1 in Small Business

2007-11-24 00:18:39 · 2 answers · asked by Anonymous in Renting & Real Estate

2007-11-24 00:07:16 · 2 answers · asked by Anonymous in Small Business

Wat's the meaning for
1) memorandum of articles
2) Form 24 & 49

Pls help me? Urgent.

2007-11-24 00:02:44 · 1 answers · asked by Anonymous in Other - Business & Finance