Business & Finance - 15 November 2007

2007-11-15 03:06:23 · 6 answers · asked by David D 1 in Investing

2007-11-15 03:01:45 · 28 answers · asked by Vicki 1 in Personal Finance

Did receive 1099-MISC statements from for- and non-profit clients for whom I wrote/designed/took photos. Filed the DBA properly, but never applied for NY Certificate of Authority. Have since filed Federal income taxes (including sole proprietor income and expenses) without incident. Have not yet been contacted by the NYS Department of Taxation and Finance ...

2007-11-15 02:59:12 · 3 answers · asked by Micah Levantale 1 in United States

2007-11-15 02:58:17 · 3 answers · asked by oluwaseyi b 1 in Insurance

what do you find most fulfilling about your job? what motivates you every work day? what do you love about your line of work? Does anyone find accounting fun? Is it rewarding to you?

2007-11-15 02:54:26 · 2 answers · asked by bailaen_ny 2 in Other - Business & Finance

i have shares of a company in 3 different names , i want to convert them all into my account, how do i proceed with it , the other 2 , are my family members.please suggest me

2007-11-15 02:43:32 · 1 answers · asked by c.kumar 1 in Other - Business & Finance

Hi there. I have been a member of my CU for 5 years. I have never had any sort of overdraft fees, and usually have at least a few hundred bucks in my account. I have a steady job (4 years) . I have lived in the same place for 6 years, never ever been a day late with rent. I owe nobody anything and therefore my credit is non-existent. So a few months ago a bit of an issue shows up, my car breaks and I obviously need another, but this time I did not have enough savings to buy one, and the one I had was beyond repair. So I go to the CU and apply for a loan. The next day I am told that they would give me one, BUT I need someone to co-sign for me (with good credit) . I have no family, and the few friends I have all looked the other way when I asked them to do this favor for me (I was hurt by them doing this as I had helped each one out numerous times in the past when they needed money; somewhere to stay; etc.... but it is their choice and I understand that)

2007-11-15 02:40:51 · 5 answers · asked by Anonymous in Personal Finance

I am trying to move into a new apartment. The building that I live in now was purchased in August and we are under new ownership. The problem is, when the owner of the building that I am trying to move into now called my current landlords for a reference, they stated that all of the records before August when they purchased the building were stredded by the previous owners so they have no information on my rental history. I have tried calling the businesses that my previous landlords family owns to get in touch with her, bt have not been successful so far. Aren't there any legal regulations to this or does anyone with experience have a suggestion as to what I could do to get a reference, etc. or options for me. Thanks

2007-11-15 02:37:00 · 6 answers · asked by CaramelSunshine 2 in Renting & Real Estate

I have been self employed for some time and do my tax return online. However, I've noticed that some banks and other organisations request your 'books' if you are self employed. Could anyone (in the UK) tell me what such books should look like exactly. Of course, I have a black book listing earnings and outgoings...but should it be more comprehensive than that? Other than keeping receipts and wage slips, and filling in my account online, is there some form of specific hard copy I should be keeping? Many thanks!

2007-11-15 02:36:10 · 8 answers · asked by D 2 in United Kingdom

I have heard that there is such a thing as "healthy" debt. I am just wondering- if it actually exists -how much/what kind of debt is healthy to have?

I'm a student with no steady income, so I'm just wondering

2007-11-15 02:30:14 · 18 answers · asked by Anonymous in Personal Finance

As per my previous question, we're having some serious financial issues, as follows:

- I am working full-time but my wife is currently looking for a job and so am I.

- We have about -100K (negative equity) in our home - thanks to what people are calling predatory lending practices.

- We have about 100K in unsecured credit card debt we have accumulated over the past 3 year - since she has been out of work, and at this time, do not have any savings or any other means to pay them. 'They' keep calling continuously, and I have also received a couple of collection notices from local law firms.

- I have spoken to the CC companies but they won't do anything unless/until I am able to make some payment which I have no means of doing now.

- I consulted with a couple of attorneys a couple of months ago, but they also want $$$ up front ($1500 - $3500) and have been trying to see if I (we) could do.

- I am very concerned about what these people can do.

Need advice please!!!!!

2007-11-15 02:25:30 · 6 answers · asked by ahyat@sbcglobal.net 2 in Personal Finance

I currently make $16.40 an hour with benefits for the retailer I currently work for, as an assistant manager. I just got a call from Jos. A. Bank. for an interview as an assistant manager. Anyone know anything about working for them?

2007-11-15 02:25:16 · 2 answers · asked by MLeinart7 2 in Other - Careers & Employment

This is going to be my first year in my life paying my property taxes. I bought the home for about 111k, but they assessed the full value for the taxes, which is 156k I believe. My brother suggested that since I bought the house this year I might be able to pay the county (Tarrant County in Texas) taxes on only 111k this year. Is this at all possible, and are there any other ways to reduce my property taxes?

A little bit of info: I claimed the house as my primary residence. I live alone, am single, and have no kids.

Also, is there a financial adviser I could call to talk to about this issue? If so, where in the yellow pages would I look for such a person? Thank you.

2007-11-15 02:21:01 · 3 answers · asked by Issac Rangel 3 in Renting & Real Estate

2007-11-15 02:14:13 · 2 answers · asked by Anonymous in Renting & Real Estate

I am 11 days away from closing and the loan officer im working with does not return my phone calls or e-mails. I am only able to contact him by making about 50 phone calls a day to his desk. Of the 50 phone calls I might get through once if im lucky. 11 days away from closing and the appraisal is still not completed. Our Real estate agent is also unable to get ahold of the loan officer. I have tried making complaints to his supervisor, but nothing has come of that. Every time I ask to speak to his supervisor I am given a different persons name everytime. We are to close to closing to change lenders. Is there anything I can do?

2007-11-15 02:13:35 · 10 answers · asked by jesse2035 2 in Renting & Real Estate

2007-11-15 02:04:41 · 1 answers · asked by ym_ori 1 in Other - Advertising & Marketing

Does anyone have a Columbia House membership? If so, can someone please tell me how I can speak to a customer service rep in order for me to cancel my membership? They ask for an account number but I can't find the number anywhere. Please help!!

2007-11-15 01:57:09 · 3 answers · asked by JAMILLA S 1 in Renting & Real Estate

2007-11-15 01:48:24 · 5 answers · asked by Anonymous in United States

I told him I was still definitely interested in accepting an offer. He then said he would call me back in about 40 minutes, which he did. Then said he wanted to meet with me informally for a couple of beers just to, mostly shoot the bleep. I was thrown by the fact he called me to see if I was still on board for accepting an offer and then called back to say he wanted to meet again. The first two times were formal interviews. This would be the third interview and will be informal.

2007-11-15 01:48:04 · 5 answers · asked by Ryan G 1 in Marketing & Sales

I still don't understand what they are.

2007-11-15 01:47:50 · 3 answers · asked by Anonymous in Personal Finance

what should I look out for?

2007-11-15 01:47:44 · 4 answers · asked by chicksarehot80 1 in Personal Finance

2007-11-15 01:47:05 · 2 answers · asked by la_smith05 1 in United States

Ok, my credit card payments are due on the 25th of each month. Now i wanted to know at what date before the 25th if i where to buy somthing, it would not show up as being late. Say i buy somthing before the 25th, they WILL NOT add the payment to be due for that perchase on the 25 of this month but next month. What im asking is how many days before the payment is due will they charge me a purchas for next month but not this month.

And another question, how bad is it to be late on a credit card for about 2 weeks on say about $150 dollars?

2007-11-15 01:41:34 · 1 answers · asked by Slapjack 3 in Credit

The interest rates are still great. (at one time they were 12%+.) The glut of inventory is caused by investors and buyers who didn't qualify or couldn't afford the houses they were buying, but were given financing anyway. The actual house sales are only down 10% generally, after 4 years of extreme growth. Why isn't it reported as it is in the media?

2007-11-15 01:33:41 · 11 answers · asked by Anonymous in Renting & Real Estate

Buying a home from a nice couple who are moving not too far away (so we want to keep things friendly). but i just found out that for the final walk through they are going to be there, and no real estate agent. i don't like that idea. this wasn't a "for sale by owner" transaction, there was an agent involved. i would rather do the walk through with the agent than the owners so that i can be open and honest in my evaluation.

what's the standard protocol? for the record, we did not use an agent as my husband has a license.

2007-11-15 01:27:31 · 6 answers · asked by honoreway 1 in Renting & Real Estate

2007-11-15 01:16:03 · 1 answers · asked by eyikoluvsandy 5 in Technology

Lets say u make 1485 in about 15 days, about how much would they take off of that for taxes? How much would i be left with?

2007-11-15 01:15:29 · 7 answers · asked by Derrick M 1 in United States

are they planning to talk to them about a job applicants character? or calling to verify if they worked their? i thought it was against the law to contact previous employers other than verifying work history.

2007-11-15 01:11:04 · 9 answers · asked by Anonymous in Other - Careers & Employment

Illinois suburb, house value $750,000

2007-11-15 01:08:53 · 4 answers · asked by desperate 1 in Renting & Real Estate

i wanna file now for two previous tax years. Can i do a R.A.L?

2007-11-15 01:06:27 · 2 answers · asked by jusaskin 1 in United States