Business & Finance - 14 November 2007

If I put my money in a savings account for five years, and leave it and money inflates, do I wind up losing, winning, or breaking even?

2007-11-14 11:31:17 · 6 answers · asked by Anonymous in Personal Finance

I have 5000 dollars and i want to invest it so that it can grow and make me money.

I am willing to take moderate risk in my investment oppurtunity.

I was thinking about investing in rail roads and trains.

2007-11-14 11:19:40 · 7 answers · asked by Benjamin R 3 in Investing

I work for a third party distribution company in glasgow, we specialise in carrying out admin work for other lenders mostly sub-prime. I have been recently informed that a number of lenders/banks in the uk and including the glasgow area are making job cuts. Do you think this is likely to escalate bearing in mind the current credit crisis and interest rate rises?

2007-11-14 11:12:53 · 3 answers · asked by ibroxfc2005 1 in Personal Finance

In my auditing course we are learning about analytical procedures, but I am having a momentary brain lapse. I have Sales, Cost of Goods Sold, A/P, A/R, and inventory for the current year and the previous year -- how do I calculate purchases (I need purchases to determine A/P turnover rate)?

2007-11-14 11:12:41 · 2 answers · asked by mlaw925 2 in Other - Business & Finance

2007-11-14 11:10:04 · 1 answers · asked by MARIE F 1 in Corporations

I am in a dispute with my bank of a bounced check that I cashed. I decided to leave that bank and open a checking account with a new bank. My old account is in the negative 200 dollars and I am disputing this with all my force of life. If I refuse to pay, can they put this on my credit report? Thanks in advance to any shared knowledge. Thanks.

2007-11-14 11:09:02 · 3 answers · asked by Bryan S 2 in Personal Finance

We have not purchased a house in 15 years. Times have changed. We have already negotiated all the purchase and lending terms. Do you think it's necessary to have someone represent us at the closing?

2007-11-14 11:02:27 · 9 answers · asked by Anonymous in Renting & Real Estate

2007-11-14 11:01:46 · 17 answers · asked by lilchunkie17 2 in Small Business

2007-11-14 11:01:06 · 1 answers · asked by Anonymous in Investing

I'm under my parent's insurance, but I lost the card. I know thats bad but I think I accidently threw it out. Besides telling my parents, is there anything else I could do?

2007-11-14 10:54:31 · 7 answers · asked by girlwithquestions 2 in Insurance

2007-11-14 10:46:55 · 9 answers · asked by Anonymous in Renting & Real Estate

City
County
Government
THINK about it.

2007-11-14 10:44:32 · 4 answers · asked by earthball50@sbcglobal.net 3 in Other - Careers & Employment

One particular employee has been with the company the longest. Will it be in violation of any labor laws in terms of discrimination. He is the least productive and the oldest.

2007-11-14 10:19:09 · 8 answers · asked by Shilo 7 in Corporations

I have to write a resume. I heard that I can find free templates... or like fill in the space things... is this true? Where can I find them. How much do they cost? Is there any free ones? I have had alot of space in between jobs... is that ok?

2007-11-14 10:13:44 · 5 answers · asked by kraftangela 2 in Other - Business & Finance

If you have a mortgage or car payment, you can make an extra payment a year and you can pay it off much much sooner? I was told this today and not sure of it. I was told if you have a 5 year car loan you can pay it off in 3 years if you make an extra payment a year.

2007-11-14 10:11:09 · 3 answers · asked by Big D 3 in Credit

I graduated with a degree in electrical and computer engineering in 2006 . I am looking for any Entry level electrical engineering jobs I can get . I recently thought of this .
My resume has a job experience relating to this Call Center job i had for about 6 months at this place IN New York.
and i will post the job duties here.

• Finished with over 95th percentage by the end of the 3 week training program
• Brought down the average call time to 3 min and 10 seconds while providing excellent customer service
• Managed 75 - 100 customers daily by assisting them with updating credit cards, vehicle information and providing support for their website needs


Now i recenly added another, more "Relevant' to my major , experience, to my resume.

• Experienced in reading and interpreting mechanical, optical, and electrical specifications.
• Adept at use of multi-meters, digital oscilloscopes, DVM and function generators
•

2007-11-14 10:08:13 · 3 answers · asked by Anonymous in Technology

Some of the forms are: affiliated business arrangement disclosure statement, affilitiated business arrangement disclosure, interest rate and loan point agreement, uniform residential loan application, choice of settlement agent notice.

I didn't think I have to sign so much for a pre-approval letter.

2007-11-14 10:06:50 · 8 answers · asked by Anonymous in Renting & Real Estate

Here is my situation. I joined company "A" in 2000 and I left the company "A" in Sep 2007. I had group insurance from company "A" until Sep 2007. I joined company "B" in Oct 2007 but the company "B" did not provide the health insurance and asking me to stay with Cal-Cobra. Still, I did not send my Cal-Cobra election form and debating myself whether to have it or not. I got offer from company "C" and I am willing to join company "C" in December 2007. Company "C" is a big company and the company "C" insurance will be starting as soon as I join the company "C". About my health condition, I don't have any precondition and even my family member don't have any precondition. My question is, do I need to take Cal-Cobra and pay 3400 USD for Oct 2007, Nov 2007 to keep my insurance up to date before joining company "C". Is it safe not to take the Cal-Cobra and have 2 months break in health insurance coverage?

2007-11-14 10:06:07 · 5 answers · asked by Sridharan Kuppa 1 in Insurance

2007-11-14 10:04:34 · 1 answers · asked by pjsdispatch911 1 in Personal Finance

Our company have launced a new product, and they are going to give Full Time staff a free product each.

However, the permanent Part time staff are not going to get anything.

Does this amount to discrimination of some sort or what?

I was totally angry when heard this

My plan is to email CEO and make my feelings known

2007-11-14 10:01:39 · 19 answers · asked by Anonymous in Law & Legal

2007-11-14 09:58:01 · 9 answers · asked by Kenneth D 1 in United States

Any one know how bad a short sale effects your personal credit? I talked with a gentleman who specializes in short sales and says it only effects your credit for about a year and up to 40 points. I have excellent credit, so that doesn't worry me too much. I'm more worried that he is just telling me this to get my business. Thanks!

2007-11-14 09:57:08 · 3 answers · asked by j_mallock 1 in Renting & Real Estate

I have a lot of bad accounts. Phone bills, credit cards, student loans. Will these follow me if I go to Canada?

2007-11-14 09:56:08 · 6 answers · asked by Anonymous in Credit

Two years ago I purchased a house. Now I am refinancing the house after adding considerable square footage. In the process of refinancing it was discovered that one of the seller's signatures was not notarized. Now begins the process of having to get the original sellers back to re-sign. In the meanwhile, I am being penalized by additional costs of interest plus undue stress. Do I have any recourse against the title company that handle the closing 2 years ago?

2007-11-14 09:53:17 · 5 answers · asked by JOHN L 1 in Renting & Real Estate

i'm attempting to get into the credit repair business, and i want to be prepared for everything

2007-11-14 09:45:59 · 3 answers · asked by ? 3 in Credit

How does section 8 homes work? Are they only for certain families? How do I get a house to qualify to be registered for section 8? Please...any info. at all on this issue would be wonderful!
Thanks in advance!

2007-11-14 09:42:52 · 4 answers · asked by pangfvlx 3 in Renting & Real Estate

my friend and I are having an argument because her car got repo'd about a month ago for not paying. She is in a much better poistion to pay now but i am tryin to tell her it dosn't matter how much money you make no bank is gonna give her anoth 20,000 loan

2007-11-14 09:42:05 · 1 answers · asked by Baby0219 2 in Credit

im a 1st time home owner!!well,a condo owner.i understand i will get a decent tax break every year.and i understand home improvements are tax deductable,what does this mean?i get the taxes i spend on these items back.if mortgage is in mine and my girlfriends name,do we split the tax benifit,can we BOTH claim the home improvemen\ts

2007-11-14 09:42:01 · 5 answers · asked by jesse12508 1 in United States

I have a question on itemizing mortgage interest on form 1040.
I bought my first home last year, when I did my taxes they said I didn't have enough made in interest to itemize my interest. I think they told me I needed $10,700? In order to itemize it. My question is, this year I have enough to itemize my interest. How much do you get back approximitly? For someone who makes about 40k a year jointly with spouse? Will it be chump change or is it a nice chunk of change?

2007-11-14 09:38:35 · 8 answers · asked by Mark M 1 in United States

i'm new to the real estate investment game, and my business partner offered to buy my property by putting on the loan papers he put $XX,000 down as earnest money. when he never has. will i get into any trouble? will he get into trouble? F.Y.I he's a mortgage broker

2007-11-14 09:38:12 · 9 answers · asked by ? 3 in Renting & Real Estate