Business & Finance - 12 November 2007

to own a Great Clip. How do you go about getting into this type of deal. I mean I suppose I would have to get a loan start up cost is 80,000 to a 100,000. My credit is O.K. So how do you get the money. Are you more likly to get a loan from a bank because if it an established business. How do you go about this process I'm also looking into owning a Bar.

2007-11-12 06:41:52 · 6 answers · asked by cuddles 2 in Small Business

is it true that the more kids you have the more money you get from the goverment when its time to do taxes?? someone told me you get 1500 a child plus for your spouse. im just curious and trying to prove a point that you dont get more money back than you pay out just because you had a child.

2007-11-12 06:40:57 · 10 answers · asked by Anonymous in United States

Equifax is the best score that I have credit wise. I would like to consolidate some cards by getting a(1) card from someone who pulls credit file from equifax.

2007-11-12 06:40:37 · 2 answers · asked by jawsnu7 2 in Credit

My personal fico is under 500. I need a loan asap for my new advertising business(6months to date). I don't know where to look. The sba turned me down.

2007-11-12 06:39:28 · 5 answers · asked by Anonymous in Small Business

If you sell stuff on ebay do you need to keep going to the post office, or is there a company you can use?

2007-11-12 06:37:48 · 12 answers · asked by Anonymous in Small Business

These are the steps and emails i recieved from Torcan,Please don't make the same mistake as i did.
I applyed for a $5000.00 loan on 10/24/2007 with torcan financial.First thing they do is call you or email you,and let you know your loan has been processed to call:To review the results call Danial Blair at 416-944-2325 or toll free at 866-230-5233 ext.2245.
This is when he tells you that you have been approved But needs 10 percent down cause of credit,but you will recieve it back in 3 months if payments are made on time.(SOUNDS GOOD)
So we need the loan we come up with our 10 percent down call him back,thats when he sends you a contract to sign and you have to fax him the imformation he has requested,dl#social security # and of course checking account number so it can be direct deposited,I fell for it,in need of this loan,and than you send the money gram for the amount-i had sent a money gram to a Cindy Maxwell.waited two days and i called,thats when they say sorry can't help you.WHY

2007-11-12 06:28:00 · 4 answers · asked by dinah h 1 in Credit

Okay so I contribute to my 401k weekly but I will have some extra money at the end of the year and was wondering if I put it in my Trad IRA will I still get to deduct it?

And yes under normal cirmcumstances I will qualify for the deduction but I was wondering if the money i put into the Tradition IRA account will be pre-tax if I already have a 401k. if not would it be better if I put it into a Roth or is there a way I can just shove the extra cash into my 401k

2007-11-12 06:27:01 · 3 answers · asked by killer_cat_85 1 in Personal Finance

I want to start working at a riding centre again but im not expectig to be payed for it. I have chosen to work simply for the experience. As it is on a pretty unformal basis is it still legal for me to "work" without recieving any pay from my employer?

2007-11-12 06:25:04 · 7 answers · asked by {{Chloe}} 1 in Law & Legal

How do I legally get out of my lease if I've lost my job and have five months left on my lease?

2007-11-12 06:16:31 · 7 answers · asked by Grant 1 in Renting & Real Estate

2007-11-12 06:16:22 · 2 answers · asked by cjr3_175 2 in Personal Finance

2007-11-12 06:14:21 · 29 answers · asked by emm 1 in Credit

WHEN SHOPPING ON A WEBSITE AND THE QUESTION ASKS FOR THE STATE SALES TAX FOR YOUR STATE OF PA.

2007-11-12 06:13:55 · 3 answers · asked by velsayed 1 in United States

My offer letter says that I will have to pay back my hiring bonus if I leave my new job in less than 12 months. If I start the job and find that important details of the company and position were misrepresented during the interview process, is there a way that I can quit and not have to pay back the hiring bonus? What would they do to collect it?

2007-11-12 06:11:14 · 1 answers · asked by maderlu 4 in Financial Services

They always give me the money up front, (its for direct TV) but still I am always a little hesistant about it. I mean does that affect my credit even though the subscription is not in my name?

2007-11-12 06:08:21 · 17 answers · asked by BigAndBeautiful 2 in Credit

2007-11-12 06:07:23 · 7 answers · asked by Anonymous in Renting & Real Estate

I am not quite 2yrs our of BK and am in immediate need a Personal Installment Loan. I attempted to do payday loans without understanding fully, that the weekly payments were not against principal, but interest. I need to consolidate but are turned down because of my BK (less than two years), and consolidation companies also tell me that my debt is not substational enough to qualify. I make a comfortable salary, however, payday loans interest fees compromise a lump sum weekly. I am on top of the matter, but barley. I do not have a cosigner, so that is not an option. What Companies are available to assist persons like myself?

2007-11-12 06:06:29 · 10 answers · asked by Agape V 1 in Personal Finance

I'm going to be getting my B.A. History in December. I'm sick of working part-time and want to have receptionisht/secretarial/medical billing-like work after graduation while I get my M.A Teaching. My question has to deal with structuring a resume. I have excellent academic credentials, 3.66 gpa, three honorary societies, Chancellor's List, Dean's List, International Honors College student, a Level III (highest level) certified college tutor. How should I structure my resume? Right now I have general eduation (university, degree), academic acheivements (the aforementioned things), related skills (time management, typing WPM, computer literacy), and work experience (tutoring is listed here). Is this sound, or should I eliminate certain things or reorder it??

2007-11-12 06:00:31 · 2 answers · asked by Anonymous in Other - Careers & Employment

2007-11-12 05:57:34 · 4 answers · asked by tretree 2 in Renting & Real Estate

We are to close on this month but after looking for houses for 3 months (over 200 houses), we have not found one we like. Now we would like to remain in our house. What course of action can we take.

2007-11-12 05:55:18 · 9 answers · asked by so_yahoo 1 in Renting & Real Estate

It's not a job interview as I am only 14. It's for a student ambassador program called People to People that sends high school students on international trips during the summer. Everyone has to be interviewed, and they only accept 40 kids out of the entire region. I don't think it's a group interview but I'm not positive. Any tips on how I should act or what to say? I should also mention that it is my first interview.

2007-11-12 05:52:36 · 20 answers · asked by Liz 3 in Other - Careers & Employment

how close is the fair tax to getting passed what exactly is required? and where are we at?

2007-11-12 05:49:22 · 8 answers · asked by supershrpy 2 in United States

I have really bad credit right now that I'm taking care of. But in the meantime, I would like to get married in like 2 years, but we are afraid if we do it will ruin my fiances credit.

2007-11-12 05:47:57 · 13 answers · asked by rigel_bluestar 1 in Credit

My boyfriend managed to get a job as a business support operations specialist. The job description is as follows:
"Manage lease portfolio for a European country. This concentrates either on begin or end of lease activities. Responsibilities are in settlement, billing, middle -lease requests, EOL decision and returns handling. In addition customer contact, reconciliation, reporting and audit support activities."

Can you explain what do all these things mean? I am not familiar with the terms, and my boyfriend is just too silly to explain, but I want to know what he is going to work. :) Thank you!

2007-11-12 05:47:54 · 4 answers · asked by Anonymous in Other - Business & Finance

I believe I've heard before that they can't because you have already earned the $$$ being asked for. Is this accurate?

2007-11-12 05:46:26 · 17 answers · asked by Beckie 1 in Law & Legal

I have a $7,000 debt sitting on my credit report since 2003. It says it will come off in 2010. What does that mean? It hasn't been updated by the collector since 2003 and I haven't received notices about paying it since then. What happens after 2010 if I don't pay it? Does it come off my record for good so I don't ever have to pay it? Please help!

2007-11-12 05:44:44 · 4 answers · asked by Anonymous in Credit

2007-11-12 05:34:37 · 7 answers · asked by Julie E 1 in United States

I'm selling the house in the Spring & I was wondering if by adding a bathtub it will help sell the house or not.

2007-11-12 05:33:32 · 8 answers · asked by jimbobob 4 in Renting & Real Estate

Do they not like the truth? Do they think that avoiding the obvious will somehow change something? Do they think that if they just don't think about it it will go away?

2007-11-12 05:29:19 · 17 answers · asked by Keep On Trucking 4 in Personal Finance

i am starting a small painting business, and i have a competitor who seems to deal with a real estate agent who constantly feeds him work . maybe im a little jealous that this guy dosent really have to do any of his own footwork to get clients. i met the agent at a function, and she wanted prices from me to do work for her. i told her that i would not step on anyones feet to get work( i wouldnt want it done to me).now this competitor kinda screwed me on a joint venture, should i contact her 4 work?or where should i go to find these agents?

2007-11-12 05:27:27 · 4 answers · asked by mikul515 2 in Small Business

I live in Michigan and I thought that the pre-tax dollars only applied to Federal taxes. Am I wrong

2007-11-12 05:26:20 · 2 answers · asked by carla f 2 in United States