I am not quite 2yrs out of BK & am in need of obtaing a personal installment loan without a cosigner - Help?

Question

I am not quite 2yrs our of BK and am in immediate need a Personal Installment Loan. I attempted to do payday loans without understanding fully, that the weekly payments were not against principal, but interest. I need to consolidate but are turned down because of my BK (less than two years), and consolidation companies also tell me that my debt is not substational enough to qualify. I make a comfortable salary, however, payday loans interest fees compromise a lump sum weekly. I am on top of the matter, but barley. I do not have a cosigner, so that is not an option. What Companies are available to assist persons like myself?

Answer 1

Try:

www.prosper.com, or
www.lendingclub.com.

The larger banks do personal loans but you may not qualify with the BK on your credit.

Generally speaking, the number of companies willing to do bad credit, no collateral loans are going to be very few and very far between. There is just too much risk involved.

Note: Any "private lenders" that respond here are scammers and are to be avoided.

Answer 2

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RE I am not quite 2yrs out of BK & am in need of obtaing a personal installment loan without a cosigner - Help?

I am not quite 2yrs our of BK and am in immediate need a Personal Installment Loan. I attempted to do payday loans without understanding fully, that the weekly payments were not against principal, but interest. I need to consolidate but are turned down because of my BK (less than two years), and consolidation companies also tell me that my debt is not substational enough to qualify. I make a comfortable salary, however, payday loans interest fees compromise a lump sum weekly. I am on top of the matter, but barley. I do not have a cosigner, so that is not an option. What Companies are available to assist persons like myself?

Answer 3

I'm certain that you must find every financial clarification at= loandirectory.info-

RE I am not quite 2yrs out of BK & am in need of obtaing a personal installment loan without a cosigner - Help?

I am not quite 2yrs our of BK and am in immediate need a Personal Installment Loan. I attempted to do payday loans without understanding fully, that the weekly payments were not against principal, but interest. I need to consolidate but are turned down because of my BK (less than two years), and consolidation companies also tell me that my debt is not substational enough to qualify. I make a comfortable salary, however, payday loans interest fees compromise a lump sum weekly. I am on top of the matter, but barley. I do not have a cosigner, so that is not an option. What Companies are available to assist persons like myself?

Answer 4

1

Answer 5

Maybe you need financial counseling instead...You file bankruptcy less than 2 years ago and are again in trouble with debt. I would not recommend a consolidation loan simply because you would probably charge up your cards again as soon as you paid them off. Your only saving grace would be that you MUST close the accounts that you want to consolidate. Bank's rules...

Answer 6

Hello Everybody,

I am James William, a U.K resident and a second year student of university of liver pool. Just a months ago i walked into the hands of some dubrious person(scams), when i was in search of a loan of € 4,500 Pounds to enable me fund my education since i lost my parents in a gharsly auto accident while they were away on vacation. the scamers parted with my € 540 Pounds, which i managed to gather from friends and families to enable me takr care of my bills for lart two months. I decided to tell Betsey.A.Braiaton who communicated the story to Adrew Fulp who happens to be my Vic president for academic services and has got link with various notable lending firm accross the globe. By this means using it to bring a globarlizetion to the world, many student and business men having finacial problems have been able to complete their education to bring a globar happiness around the world .
My happiness now is that i have not only gotten the loan(€ 15,000 Pounds) to pay my tuition them Harvey Loan Inc, piloted by Mr, Patrick Harvey, i have also been able to establish a chaned to allow me collect money at very low competative interest rate.
since they have assured me thet i can come for more funds as long i am a genuine person for requesting it and that there is a possibility of repayment at the stopulated time.i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr Patrick Harvey, the man GOD used to rescue me even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in need or require a loan legitimately and Government approve lenders, i will advice you contact this loan lender and you can reach him via [e-mail] and i want you all to pray for this man for me and you will also tell the world your own story.

Answer 7

Not likely going to happen. Didn't learn much from the BK, did you? And now already you've dug yourself back in. Pay off the payday loans, and stay away from them in the future - the costs will eat you alive, as you are finding out.

Good luck.

Answer 8

Try www.prosper.com. It's a website where regular people lend money to other regular people. Good luck!

Answer 9

What does BK stand for?

Answer 10

Get a second job and stop trying to borrow your way out of debt, which is why you are in the mess you are in now.