Business & Finance - 6 November 2007

Suppose I get a $1000 payday advance, do I have to pay it all back at once??

2007-11-06 07:19:21 · 4 answers · asked by foot_baller_06 2 in Personal Finance

I'm looking for a good at home job. I'm a hard worker and always have to be doing something, but it has been frowned upon with a lot of the jobs I've worked because if i work at my pace it "raises the bar" for the other workers and they get mad because they have to work harder. I've tried a couple of the at home jobs, I'm signed up for more than 100 survey websites, and the "data entry" one i got i had to download a bunch of ad blasting software and it got me nowhere. Does anyone have any suggestions? With experience and links please :)

Thanks A lot!

2007-11-06 07:16:27 · 5 answers · asked by Anonymous in Other - Careers & Employment

I am having a baby in 4 weeks. My husband is a self employed carpenter. He's having trouble with all the paperwork involved and estimates take him a while and then he's not getting the jobs. he just put the liability ins on a credit card.

Do you do this work? Is it going to get better? He was working as a sub for a while which was steady money, but he wasn't promoting his own business when he did that so is that why it's not going well? Any insight?

I'm freaking out.

2007-11-06 07:15:02 · 7 answers · asked by xtra9009 2 in Small Business

What can I do to get what I am owed?

2007-11-06 07:04:53 · 7 answers · asked by Anonymous in Personal Finance

My husband will be stationed on a carrier that is moving from a local shipyard in Newport News VA, to about an hour south of us in Norfolk VA. We just purchased our first home in Williamsburg VA with a Countrywide VA (veterans) loan of $230,000. We want to keep this house and rent it out to a family, and purchase a condo or townhouse closer to the shipyard in Norfolk, to live in while he is stationed there. I have heard that lenders don't include rent money paid to us when calculating our debt-to-income ratio. Is it true? and is there any other way to convince a bank to lend us more money for a second property?

2007-11-06 06:56:36 · 5 answers · asked by Anonymous in Renting & Real Estate

1 year ago a firetruck hit the car i was driving no lawe would thke the case because i was not seriously hurt .It was my friends car.Though i could not sue the city of NY can i sue the Driver of the firetuck? The fireman give me a ticket the Judge found me to be in the right. Is it too late for anything ? I had to pay her for the car and i received suffering and pain.

2007-11-06 06:54:51 · 8 answers · asked by goodsumthing369 1 in Insurance

I'm currently working on my MPA because I've always wanted to work in government. Now I'm rethinking it due to the problems in the state I live in and I would like to know if there are any other industries that might like to see these letters on my resume.

2007-11-06 06:52:22 · 3 answers · asked by Jarrod P 1 in Government & Non-Profit

Ok so the housing market is CRAP right now most everywhere, even in WI where I live. I bought my house for $220k in 2004 and it would sell for less than that now. However on my property taxes, my assessed value is 239,800. Should I say something to the city?

2007-11-06 06:50:36 · 9 answers · asked by Therapist 5 in Renting & Real Estate

I have a tenant in a rental property I own. I need to evict them immediately. Since the weather is getting cold here is there a date by law that I can not evict them after? If anyone could help me it would be greatly appreciated. THANK YOU!

2007-11-06 06:44:52 · 3 answers · asked by Gretchykee 1 in Renting & Real Estate

I took awhile off work this year I only worked from Jan-March and then Aug-present and I have a 6 month old baby...My boyfriend has worked all year long. Both our income is less then like 15,000 seperate. I made less this year though...who should claim my son this year? Also how much should we get back for having him?? I am soo confused on everything! Also- since we are in the lower income will we get everything back that was taken out pretty much?

2007-11-06 06:41:05 · 5 answers · asked by *Proud mommy* 2 in United States

Yesterday when i called Mortgage company ( Countrywide) to get preapproval letter, he said i have to take Mortgage insurance since i am not putting 20% down payment. Then he suggested me to take out more than one Loans and i can get around the Mortgage insurance.....i smell something fishy here...Can anybody suggest me what are the cons of taking more than one loan? I asked the same question to him but he replied there is no cons except writing out more than one check ?

Is Countrywide good company to take mortgage ? If not can you please suggest some ?

Thanks

2007-11-06 06:30:36 · 11 answers · asked by Anonymous in Personal Finance

If you work full time as a paralegal then decide to make the jump to law school, can the expenses of those classes be deducted on your tax return?

2007-11-06 06:29:17 · 2 answers · asked by sandicane035 1 in United States

2007-11-06 06:24:52 · 2 answers · asked by marian t 1 in Other - Business & Finance

I have a interesting situation at my place of business. I recently graduated with a Bachelor's in accounting. I am currently pursuing my Master's degree in accounting. I have been working at my job for 1-1/2 years, but after I graduated, my boss never gave me an appropriate raise.

The pros about where I work is that I have really flexible hours. Since I am attending college still, my boss allows me time to take off and study for a test or work on projects as needed. However, althought I do not take off that often, when I need the time, it is beneficial.

My boss knows that I will take less pay in order to have those flexible hours as needed, but I feel like I should be getting paid more after receiving my degree. I am currently getting paid $11.25 and I know that the average starting pay for someone with my education and experience is around $16.00.

Even though it is a small firm, I feel like I desreve to be paid more. How do I ask for a raise without soudnig greedy?

2007-11-06 06:11:26 · 6 answers · asked by P1D1T3 2 in Other - Careers & Employment

I have applied for an FHA mortgage; the lender just called me to ask if I ommitted any accounts on the application because I don't have any reserves. The only reserve I would have had - the ability to borrow from the vested bal of my 401K plan - is going to be gone because I need to borrow the down payment and a portion of the closing costs from it.

If I had a relative give me a gift of the down payment, and then sign a gift letter - I am completely prohibited from ever paying that person back? As in I don't take the 401K loan, I get the gift and gift letter, and then I take the 401K loan at some time in the future to repay her???

2007-11-06 06:10:15 · 3 answers · asked by wabaduu 1 in Renting & Real Estate

2007-11-06 06:10:04 · 2 answers · asked by Anonymous in Corporations

2007-11-06 06:08:58 · 4 answers · asked by MARUF SALISU 1 in Investing

I have recxeived anemail conerning an employment offer in london with a salary that I think inappropriate.

2007-11-06 06:08:48 · 3 answers · asked by lucky miss 1 in Corporations

Hi a friend of mine has a criminal background but is trying to get his life together and go to SAC(santa ana college in CA) to become a RN!! Is this going to be possible for him? Will he be excepted to the Nursing Program!? I know they check people back grounds, how likely will it be that he can get his Associate degree in Nursing at SAC? THANK YOU SO MUCH!!

2007-11-06 06:05:39 · 7 answers · asked by amendoza95 2 in Health Care

Why does Wal-Mart prefer to deal directly with suppliers rather than buying from wholesalers?

2007-11-06 06:00:41 · 3 answers · asked by nb2sb3 1 in Corporations

I got a letter in the mail saying I owed $2000 ! I filed federal that year, but how do i get credit for what was taken out of my pay checks for state? I dont know if I can get my 1999 w-2. PLEASE HELP!

2007-11-06 05:59:29 · 5 answers · asked by cappync696969 2 in United States

my mom is retired and would like to supplement her social security income.

2007-11-06 05:59:01 · 5 answers · asked by cookieb1265 1 in Personal Finance

hi just a hyopothetical question but if i pass the deeds of my home to my brother - are there any fees payable?
if he bought it off me is it better that way?
thank you

2007-11-06 05:58:27 · 6 answers · asked by Anonymous in United Kingdom

i payed a bill online its still telling me i still owe them money do i have to wait 24 hours

2007-11-06 05:48:15 · 5 answers · asked by sam 1 in Credit

Well im a 17 year old ive only work once that was a year ago and it was at a fast food restaurant at $6 an hour and they raised me to $7 but right now im in a very difficult situation that ive never been before the thing is that i have to pay for my meds now cuz my dad is broke and i mean broke like he is never been before so i gotta help him and i got an illness and i heard him said that he was not gonna be able to pay my meds and doctoras anymore so i cant be off my meds and other stuff theres lots of things going on my family with my sis and lil bro so whatever i guess thats something else i wanted to ask if you know that me having just this job in my resume i could get hired in a retail store like burlington coat factory or ross cuz you know they pay more i really need it,and im not feeling so confident to go and applly cuz of this also i dont have a high school diploma but im at comunity college doing a certificate and getting a ged at the same time but i need the job now so if u

2007-11-06 05:46:30 · 7 answers · asked by Anonymous in Food Service

Im pretty sure I want to move to Hosuton Texas after I finish school. I was suprised to see how affordable the city is compared to where I live now. (St Louis metropltaion area) A beautiful home in the suburbs can be purchased for under 200k. Rent in very nice communites is far less than I thought it would be. and my siter who lives in Dallas tells me that job oppurtunies are numerous for people with or without an education. However in Altalnta 200k in the suburbs will get you nothing short of a hole in the wall. Why is that? Is the city overrated?

2007-11-06 05:38:24 · 3 answers · asked by Leslie R 2 in Renting & Real Estate

I have an interview, it is in the HR department so I am not supposed to know finance but I guess it would be an advantage...
I am not completely stranger to the field,having worked in administration for years, still I would like to know something more specific...something to impress!

Thank you

2007-11-06 05:37:32 · 8 answers · asked by roree 2 in Insurance

16. Which of the following is not a key question that can reveal internal strengths and weaknesses of the marketing department?

a. Does the firm have an effective sales organization?
b. Are markets segmented effectively?
c. Are the firm’s products and services priced appropriately?
d. Does the firm have good liquidity?

17. What marketing function includes test marketing?

a. selling products/services
b. pricing
c. customer analysis
d. product/service planning


18. ________ is not considered to be a function of marketing.

a. Market segmentation
b. Marketing research
c. Customer analysis
d. Opportunity analysis
19. Opportunity analysis is one of the basic functions of :

a. Marketing.
b. Management.
c. Computer information systems.
d. Production/operations.

20. What are historical narratives describing the unique accomplishments of a group and its leaders, usually in heroic terms.

a. rites
b. sagas
c. stories
d. myths

2007-11-06 05:37:18 · 1 answers · asked by ejaz a 1 in Other - Advertising & Marketing

i am a sub contractor to a large construction company and i usually recieve payment within 30 days after i have invoiced them as stipulated. they have however not payed my last due payment and are telling me that it is because the time period has lapsed below 30 days , if the payment had gone in last week it would have been 28 days, they are telling me i will recieve that this friday 10/11/07 instead but that means i am now on a 35 day wait, and have eefectively lost a weeks wage, can they do this or am i within my rights to demmand both payment due to me this week?

2007-11-06 05:27:32 · 1 answers · asked by Bob The Fish 3 in Small Business

I have two questions:

My husband has some savings bond. They were given to him by his parents (8 x 1k face value). They only have his name and his mothers name (now deceased) on them. If (God forbid) something happens to him, do they become part of his estate so I am entitled to them?

Second question: I have some bonds that MY parents bought for me. They have my mom's name and my name and SSn on them. Do I need to change to married name? Is SSN enough to identify me. (I am assuming whatever answer above applies to my bonds for my husband also).

Thanks for your help. Please answer only if you know and don't send me to any links, I've looked there and not satisfied with answer.

2007-11-06 05:23:54 · 2 answers · asked by irvingfan 5 in Personal Finance