Business & Finance - 16 October 2007

We have a joint checking account. Money is tight. I have tried talking to him but he ignores me when I bring it up. Told me not to worry about it.

2007-10-16 07:32:25 · 15 answers · asked by Trenity H 2 in Personal Finance

Can someone find me a list of credit cards that don't make a hard inquiry when they review your application? Maybe one that would just check my w-2 and current pay stub and even take a copy of my credit report? Thanks for your time.

2007-10-16 07:27:52 · 4 answers · asked by EagleEye1 2 in Credit

I have no clue what his last name is and he didn't give me his card. do I put Mr. Matt? I don't even know his last name. What is an elegant or professional way of writing his name?

"Mr. Matt _____"?
"Sir"?

2007-10-16 07:24:22 · 3 answers · asked by ♫ Shinedown ♫ 3 in Other - Careers & Employment

how do i claim .Is there a form to fill in and from where ....any other information i need ..which department deals with it ..

2007-10-16 07:22:45 · 9 answers · asked by Anonymous in United Kingdom

I keep hearing about how the government needs to help people who signed variable rate morgages. They knew what they were getting into when they signed. Now their rates are rising and the mortgages are foreclosing because these people irresponsibly bit off more than they could chew. These buyers drove up home prices to the levels they are at now in the first place. Levels so high, that someone like myself who is financially responsible and realizes their litmitations can't possibly afford housing (I live in NYC). Now the gov't is supposed to bail these people out? Who's going to bare the burden of that cost? I have a guess... John Q Taxpayer. Does anyone else think this is crap? Does anyone else think we should let all these mortgages forclose to bring the cost of housing back down to a reasonable level?

What's your opinion?

2007-10-16 07:21:27 · 14 answers · asked by hooper5446 4 in Renting & Real Estate

She says she does not have the money to pay rent and that she would be leaving next weekend. I asked her to leave by this weekend and now she refuses to leave without me taking her to court. What recourses do I have

2007-10-16 07:16:09 · 12 answers · asked by martinez_bonnie1 1 in Renting & Real Estate

2007-10-16 07:14:52 · 4 answers · asked by Anonymous in Other - Careers & Employment

Considering housing crisis at this time, is it a good time to buy a house? Or should I wait? I live in Dallas, TX.
Please help. I will pick the best answer later.

2007-10-16 07:12:52 · 14 answers · asked by Anonymous in Renting & Real Estate

If we don't want to receive truckloads of pre-approved and unsolicited credit card offers why do we have to "OPT-OUT" of the credit bureaus, instead of the other way around. That is we would have to specifically "OPT-IN" to receive this kind of junk mail or telemarketing.

After all these pre-approved credit card offers endanger a person and makes it easy for his/her identity (and money) to be stolen.

https://www.optoutprescreen.com

2007-10-16 07:01:25 · 6 answers · asked by Tom S 7 in Credit

With the tanking housing market, I believe that I'm close to (if not already) having a CLTV > 90%. As I understand it right now, many big lenders are using CLTV < 90% as the standard. Is it common for already existing mortgage/HELOC rates to readjust or fees be imposed if CLTV increases any further or even possibly becoming upside down? If it matters, property is SFR in Calif and lender is Countrywide.

2007-10-16 06:41:40 · 2 answers · asked by Henry L 2 in Renting & Real Estate

At what age does it become disavantageous

2007-10-16 06:39:15 · 2 answers · asked by curious 1 in Personal Finance

For those who have not heard gas is going up to $4.00 ++
for now reason get some NOW
I have a plan get your congress to do something
gas price relative to event

Refinery problems .02
Hurricane raise .05
other natural distater .05
major warfare within 2,000 miles of US imported oil .10
major warfare within 1,000 miles of US imported oil .15
major warfare within 500 miles of US imported oil .25

To raise gasoline prices for NO reason is only done by the those NY commodity traders (BAD GUYS) for little or no reason
LETS all boycott GAS at $4.00 + as long as we can
because there is no reason for gas to be that high heck the futures for NOV gas are set and less than what they are charging... go figure..

VOTE and BOYCOTT...
CARPOOL, ECT...
just my thoughts

2007-10-16 06:38:39 · 6 answers · asked by Anonymous in Other - Business & Finance

POWERBALL LOTTO. Bv
POWERBALL LOTTO -wheel E-game 2007,
CONGRATULATIONS( 2007 ONLINE POWERBALL PROMOTION)

Date: 15th, 10, 2007
Ref Nr: PBL/CN/6654/CP

Attention Winner,

Having carried our all the required process as regards the payment in the sum of 1.5Million GBP. bequeathed to you by the lottery commission, we wish to inform you that the court order issured, authorizing the Firm to release your funds without delay.Therefore you are to contact the assigned courier company with the information below:

Name: SKYNET COURIER INTERNATIONAL WORLDWIDE.
Dispatch Officer: Robert Adams
Email: r.adams_skynetcourier@yahoo.com
Email: skynetcourier@swarmail.com
Phone: +44-701-113-2358

You are instructed to contact the assigned courier company for the delivery of your parcel to you, along with the Ref Number, Coupon Number;. Full Name, Contact Address, Phone/fax Number, Occupation. Keep us informed on all development with the courier delivery company.

NOTE: You will be responsible for the cost of delivery for your parcel to you by our affiliated courier company.

Regards
Bar. Mr Morrison Luke
Phone: +44-701-113-0253

WebSite: www.powerball.com


CONFIDENTIAL NOTICE: This email message, including any attachments, is intended only for the use of the intended recipient(s) and may contain information that is privileged, confidential and prohibited from unauthorized disclosure under applicable law. If you are not the intended recipient of this message, any dissemination, distribution or copying of this message is strictly prohibited. If you received this message in error, please notify the sender by reply email and destroy all copies of the original message.

2007-10-16 06:34:07 · 13 answers · asked by chris i 1 in Other - Business & Finance

2007-10-16 06:32:54 · 5 answers · asked by budrik_com 2 in Insurance

I'm a senior in high school and when I graduate I want to do somthing in health care that will take at least a year of education while i'm in college taking prenursing classes.

2007-10-16 06:30:52 · 4 answers · asked by thepianist 2 in Health Care

2007-10-16 06:26:39 · 7 answers · asked by Taxpayer 1 in United States

i am starting from the bottom i dont have time or money to waist please be serious.

2007-10-16 06:22:04 · 29 answers · asked by wicked g 1 in Personal Finance

dont worry im not trying to get someones social security number im looking for mine so i can get this job im applying for an could u give me the website for it plz

2007-10-16 06:13:23 · 6 answers · asked by Anonymous in United States

I know it's a weird question, but I am trying to get rid of some stuff but at the same time make some money. Consignment shop will either strait buy out your stuff as soon as u walk in or they will wait and pay u 50/50 when it sells. So, I was just wondering if anyone knew which way would pay more? Thanks for any help u may have!

2007-10-16 06:12:17 · 3 answers · asked by greeneyes 2 in Small Business

my last day of employment was 31 december 2006? i didnt physically work for this company as i was tupe'd over from a contstruction company on 30th nov 2006 and was on garden leave for 1 month??

2007-10-16 06:08:56 · 4 answers · asked by bubba 2 in Law & Legal

My husband owns a home with his father. On the original deed is- My husband, his father and his ex wife. On the mortgage is my husband and his father (not the ex wife)
My husband got the house when he divorced his ex wife.
He lived in it for about 2 years after the divorce was final then when we decided to get married we wanted to sell it. When we put the for sale sign up his ex asked if she could buy it. We were in a hurry to move and said yes. We let her and the children move in under the conditions (verbal agreement) that she would secure her own financing. My husband signed a quit claim deed to her. His father did not. The quit claim deed was notarized but it was NOT filed. Now she is requesting that he sign another quit claim to her, I think because she lost the first one and it didn't have all the right info on it. We have been trying to get her to finance it for a year and she still hasn't. We are now weighing our legal options...what are they?

2007-10-16 06:08:42 · 3 answers · asked by Anonymous in Renting & Real Estate

2007-10-16 06:07:12 · 4 answers · asked by angelia b 1 in Small Business

will qualify for a mortgage. He is looking to put down 100,000.00 that he has in cash. And wants to carry a 100,000.00 mortgage. His problem is he has no credit. Also he is just back to work after being on disability for the past 3 years. He is with the same company that he was with beofre his accident. He brings home around 2800.00 per month.
Thanks

2007-10-16 06:03:04 · 6 answers · asked by tess 6 in Credit

When she gave money to a girls school in South Africa, it seemed strange to me that her charitible efforts would stray so far from home. Everything happens for a reason, especially when money is involved. So, did Oprah accountants find a loophole in the tax laws? Is it better to give overseas, than at home, from a tax standpoint?

2007-10-16 05:59:46 · 5 answers · asked by Anonymous in United States

My two options are 1)Accounts receivable-partner's name(current asset account) or 2)Note-partner's name(other current liability)

2007-10-16 05:59:15 · 5 answers · asked by Me 2 in Other - Business & Finance

We are first time home buyers, we have yet to visit with a mortgage loan adviser. Between the two of us we will be making aprox. 90 grand a year with decent credit, only one vehicle, credit card and student loan payments (nothing outrageous at all).
What would be our estimate price rage we would be looking at for buying a home.
What are the main things loan officers look at when applying for a loan?
When you've qualified for a loan do you pay that along side of your monthly mortgage? Just a little confused... any info would help.
Thanks

2007-10-16 05:58:42 · 8 answers · asked by MileHigh! 3 in Renting & Real Estate

My 401K is substantial, was employed for 12 years. Do I have to make annual contributions to a new IRA, once my rollover is established? Can't the IRA act like a savings account? Is there a minimum contribution amount? I know the max is based on adjusted gross income.

2007-10-16 05:55:06 · 5 answers · asked by julie.spouse 1 in Personal Finance

How does Knowledge Management improve customer service & efficiency ?

2007-10-16 05:54:17 · 1 answers · asked by Anonymous in Corporations

I am stuck in a hard position. My company just hired someone to work with me in my department. I was part of the interview process and agreed that it would be good to hire her. However, she has been on the job for almost 2 weeks now and I can tell that we've made a mistake. Her skills are not at all like what she said they were in the interview--she is barely computer literate. This job is a very fast-paced environment and while she said in her interview that she could handle it, I already have my doubts since she still can't do the most simple assignment. She is the second "bad hire" we've had in this position in the past 6 months.

I have the feeling that I should cut the strings now. But am I just not giving her a chance? What is the best way to handle this situation? I'm not "the boss," but my opinion is very loud and strong in this matter, so I could very well be making the call here.

2007-10-16 05:48:44 · 21 answers · asked by raspberrytart 4 in Other - Careers & Employment

is walmart good for america? pro or con?

2007-10-16 05:45:40 · 10 answers · asked by kricket_z15 1 in Corporations