We have a joint checking account. Money is tight. I have tried talking to him but he ignores me when I bring it up. Told me not to worry about it.
2007-10-16 07:32:25 · 15 answers · asked by Trenity H 2 in Business & Finance ➔ Personal Finance
that is so inconsiderate of him! what an ***! its not fair and your marriage should not be like that..... your credit is his credit and he should give a damn! if you work im gonna have to say if by all means pay the bills without him knowing you gotta do what you gotta do. Unless he picks up his balls handles it! Try working together go to your bank and look into consolidating your bills, at a rate that works for you. This is important and credit is everything these days. I know you know how important it is. Think about the future and how that is going to affect the both of you.ESPECIALLY YOU if you guys decide to divorce (which i would ;) you have NOTHING SO if he keeps ignoring you and the situation then be strong and hold it together for yourself start doing reseach, get quotes, rates and plans, from anywhere they are willing to help.
2007-10-16 07:43:16 · answer #1 · answered by Anonymous · 0⤊ 1⤋
I'm not sure I understand the question. You have bills from before you were married and your husband won't let you pay them? So, who's paying them? Is he paying them for you? Or are they just going deliquent? If they are going deliquent he may be trying to go for a settlement. That is a lower amount than you owe but your credit will take a hit. If you have a job start putting money aside so you can pay a settlement amount if the card will "settle" the account. It's YOUR credit HIS and YOU need to decide what happens with it.. I would investigate his intentions further. Start looking in the joint checking account for unecessary purchases etc... Just to be on the safe side. Good luck
2007-10-16 07:46:06 · answer #2 · answered by pebblespro 7 · 0⤊ 1⤋
I am sorry that you seem to have a selfish and rather unscrupulous husband and I doubt if he really loves you. He says do not worry about your debts because he is not the one who will suffer the consequences.
If as I assume you are working, start paying part of your earnings towards your debts and less into the joint a/c. If or when your husband asks you why less money is going into the a/c, tell him the truth, defend it briefly and calmly, without saying anything hurtful and then stop discussing it further, like he does. It is your money, your head on the block and in the end you have the final say.
2007-10-16 08:04:28 · answer #3 · answered by Anonymous · 0⤊ 1⤋
What does his credit look like? Either way. These bills are important for your future. Your credit score is important. Divorce is probably a big jump. Suggest seperate accounts if he is unwilling to see that these things are important to you. But if he is the abusive type(just a thought by his aparent controling nature) you should get out before things get worse. Cause guys like that don't change.
2007-10-16 07:39:00 · answer #4 · answered by Laura G 1 · 0⤊ 1⤋
It really sounds like he's inconsiderate. If the situation were reversed, would he make you help him pay off his bills? Oh... and he won't "let you"!?! What is that!? If I were you and had my own income, I'd open an account he didn't know about... save up some money there and take care of what YOU need to take care of for you. He's obviously not going to help you!
2007-10-16 07:37:44 · answer #5 · answered by Anonymous · 0⤊ 1⤋
i would start my own checking account in addition to the joint one. use the money in your own account to pay off your bills. he needs to realize that he's in a partnership now and not only should he help out his wife, but if your credit is bad, that will hurt him too if you guys ever try buying something together. pay it off by yourself if you can, but if not make sure he realizes he's screwed too. if he doesn't want to help then he shouldn't have married someone in debt.
2007-10-16 07:38:44 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Pay the bills anyway. He cannot stop you. With a joint checking account, usually only one signature (either person) is required.
2007-10-16 08:06:41 · answer #7 · answered by StephenWeinstein 7 · 0⤊ 1⤋
That is not right. You need to be able to discuss your financial concerns with him, and if he can't do that you should have seperate accounts. He can't ignore you and force you to ruin your credit! Stand up for yourself!!!
2007-10-16 08:01:22 · answer #8 · answered by Eagiusti 4 · 0⤊ 1⤋
He sounds very ignorant... You two are married. Your credit will affect him also. If you go into default on old bills, he will be liable too.
2007-10-16 09:12:24 · answer #9 · answered by Anonymous · 0⤊ 1⤋
do you both work?
if so, it is your money too, and you can do whatever you want with it. so you should leave him because he is obviously a jerk.
if you do not, then you shouldn't be expecting him to pay your old bills.
sorry, but you did not clarify weather you worked or not, so i had to give an answer for both possibilities.
2007-10-16 07:42:32 · answer #10 · answered by zero 5 · 0⤊ 1⤋