Business & Finance - 14 September 2007

2007-09-14 05:54:26 · 5 answers · asked by Vote for me and recieve your fre 1 in Other - Careers & Employment

I just got served this morning for a debt that was for 900.00 originally but is now 1275.00! I am pregnant and had a very difficult pregnancy which left me with no choice but to stop working until I have the baby, (which is in 12/06/07). Anyways, I got served today by Wells Fargo Financial and have 20 days to respond...has anyone been through this that has experience with going to court over such matter? I don't own my car yet, and I don't own a house so what then can they do to me? At this point can I file bankruptcy or is it too late? Or will I be required to make payment arrangements at the court? Help!

2007-09-14 05:53:09 · 7 answers · asked by moopie 1 in Personal Finance

2007-09-14 05:47:22 · 7 answers · asked by Doclester 4 in United States

I have a loan for a 2002 Jaguar. The dealer sent me the title directly and never once has my finance company contacted me about the title. The state records indicate a clean titile, in my name. I do not want to hurt my creidt, but can I get out of loan?

2007-09-14 05:46:37 · 10 answers · asked by Rico 1 in Credit

give me some ideas and examples of a good business that i could start up from home that requires little in person customer contact. also cheap start up costs are a major factor (as im not rich....yet) Ive already thought of gift baskets and im going to pass on that one.

2007-09-14 05:46:27 · 6 answers · asked by Anonymous in Other - Advertising & Marketing

i am thinking of selling my home should i use a real estate agent and waste 6% comm or should i try to sell it, i spoke to a few other people that have used real estate agents and the sellers just felt that the agents were liars and lied about everything just to get them o sign a contract , is it true that real estate agent are liars and will say anything just to get a list also is this a good time to sell or is it true what ii hear that nobody is buying houses and real estate sales are flat , thank you

2007-09-14 05:44:29 · 12 answers · asked by lee s 1 in Renting & Real Estate

I want to know how much money i should spend on a car payment ONLY. I make about 3200.00 a month. is a 388 payment too high. My rent is only 600.00 plus bills. WHat do you guys think? PLEASE HELP

2007-09-14 05:43:21 · 11 answers · asked by ProudMoM 2 in Personal Finance

My landlord had the electric compaby come to my house and was about to disconnect the electric, I pleaded with the guy who had me call the office and they took a deposit from me and put the electric in my name.
Can the landlord go back to the electric company and have service shut off because it's his house and i'm only the tenant.
The electric should have been in my name originally, but i needed a letter from the landlord, but he refused to give it to me. I only moved in early august and now the landlord said he is having problems with his wife and he wants us to move out by today so he can move his things in.
We do not have a lease, because at the time the lease was about to be signed, he had a fight with his wife as he claims and she kicked him out.
I have only been there for a month or so , what can i do legally, I am leaving but i asked him for me to stay until the end of the month so i can find another place, I paid him a security deposit and he's refusing the month rent.

2007-09-14 05:42:21 · 8 answers · asked by Anonymous in Renting & Real Estate

2007-09-14 05:38:05 · 8 answers · asked by Nathan 2 in Other - Business & Finance

i want to buy DNN, but it wont accept my order.

2007-09-14 05:34:13 · 2 answers · asked by faridrahbar@sbcglobal.net 1 in Investing

actually quitting, if I were to quit, and obviously lose my insurance.. is there a way I can compensate for this? An alternate route I can take, my job really does SUCK. Please no negative comments. Just let me know what YOU would do if you were in this predicament.

2007-09-14 05:26:24 · 9 answers · asked by Anonymous in Food Service

2007-09-14 05:25:13 · 10 answers · asked by queeny 1 in Personal Finance

2007-09-14 05:23:34 · 24 answers · asked by Anonymous in United Kingdom

I am running for a local position on the school board, and need to pay for post cards and lawn signs... I have been fund raising, but don't have enough money for stamps.

Help!!!

2007-09-14 05:22:15 · 5 answers · asked by bethany_s 2 in United States

just got papers from an attorney of my ex. It doesn't really say much on there..except I am a creditor. First off-- It doesn't say what I'm a creditor for (child support?) I have no clue - papers are definately not self explanitory. Does anybody know if I can go to the pacer website and get information of exactly what he's claiming he owes people.. or is this site only for the ones that actually file for bankruptcy?

2007-09-14 05:20:58 · 5 answers · asked by ★★★ Katharine ♥♥♥♥ 6 in Personal Finance

I might be getting some money from a relative's estate. I was considering paying off all my debt but a friend said to look at investing it somehow and using the earned money to pay down debt even though it takes longer, obviously. What does the wisdom of Yahoo Answers think?

2007-09-14 05:19:43 · 10 answers · asked by badwithmoney 1 in Investing

I'm looking for a part time job, and I have been calling around asking if they are hiring but most of them just tell me they are accepting applications. Does that mean they are hiring or not?

2007-09-14 05:19:35 · 5 answers · asked by Anonymous in Other - Careers & Employment

please im not talking abou tliving RICH i just want a nice house in a nice neghborhood and i need help choosing my proff.

2007-09-14 05:15:53 · 11 answers · asked by Anonymous in Other - Business & Finance

2007-09-14 05:15:48 · 4 answers · asked by iceprincess06 1 in Renting & Real Estate

Has anyone ever used a consumer credit counselling or debt help company to consolidate or settle debt? If so, what company did you use? How did it affect your credit? How did it affect your financial state? What was your experience like (positive or negative)? Would you recommend that company?

2007-09-14 05:08:41 · 3 answers · asked by Anonymous in Personal Finance

My husband currently has a horrible credit score while I on the other hand have an Excellent credit score. At the moment I’m not too concerned with how his score will affect us because we are both in graduate school and not looking to buy a house. We’ve been making payment regularly and on time to try and fix his credit but it won’t increase that much. I read on the Wallstreet Journa this week that many people add their child as an authorized user and immediately their credit history with the card is transferred off to that person dramatically increasing their credit score…

But my question is, if I add him, will his history automatically be connected with mine???

2007-09-14 05:07:05 · 6 answers · asked by Anonymous in Credit

I have information on my credit report that is reflecting negatively on my credit score, due to late payments. I know that negative information like this remains on my credit report from 3 -7 years. However, when is it removed? I have read that it is removed based on the date of the first delinquency (in this case April, 2001), and then then I have read that it is removed based on the last date information was reported on the account/date of account closure (Jan, 2003). The account I am referring to is paid in full, with a zero balance. Based on this information - would the information be removed based on the April date or the January date? Is it exactly 7 years? - for example, if we use the January date, it would be removed in January of 2010. Can anyone clarify this for me?

2007-09-14 05:02:51 · 12 answers · asked by Pandysbox 2 in Credit

my current roommate moved in in March and only paid a portion of the rent and promised to pay me the rest by the end of that month, but ever since then i've had to nag her to pay me back in small portions and she still fails to do so, she kept on making excuses and prolonging the time. we're on a yearly contract and share utilities, she seem to be able to pay rent and utilities on time,, our names is on all the bills.

i'm so frustrated and annoyed and now i'm having issue paying my own bills =(

any suggestions? i don't know what to do but i'm so fed up with it and i don't want to be stuck in this situation anymore.. she owes me more than $100.... HELP~

2007-09-14 04:57:56 · 5 answers · asked by Toony 2 in Personal Finance

My wife and I both have substantial student loans. However, I consolidated mine at 3.5%, but her's were consolidated at 8.25%.

Just to pay her interest is $700/month. My payment is $300, with 1/3 currently going to principle. We also have about $8,000 on credit cards at 10% interest.

Our combined income is about $100,000 annually. Right now, I pay the $350 on my loan each month, and about $1,200 on hers. At that rate, her loan should be paid off in around 8 years.

I just feel like I may need to rethink this approach, as it seems like we make a lot of money, but are not getting anywhere fast against our debt.

Oh, we also have about 75G's in our 401Ks and put away 10% of our salary. We're early 30's. Any thoughts on how to reduce this debt more quickly? Some days it feels like we'd be better off defaulting and going to work at MacDonalds...lol

2007-09-14 04:50:37 · 7 answers · asked by Ten Years Gone 4 in Personal Finance

What do you do? How do you like your job? How did you get your job? How could someone such as me land a position like yours? Do you know of any openings in this field? Has there been a time in your career that you struggled (lost had a job, had difficulty finding a job, etc.)? How did you handle it?


ps:: i am a finance major graduating at the end of hte year. thanks

2007-09-14 04:46:17 · 2 answers · asked by imright 1 in Other - Careers & Employment

2007-09-14 04:30:04 · 7 answers · asked by Anonymous in Law & Legal

ok my dad is being such a dick he &mystepmom& mom&stepdad said i could get a nice car for college and my bday(both in november) ,(all agreed to split the $) and now he's backin out saying it doesn't seem "practical" and that i should jus wait til after i graduate cuz it's inconvienent 2 have a car in the city and it's"extravagant". well i personally like 2 have the best of everything and dont u agree girls will like me more then other guys?!. And would u reccomend I maybe jus lease one? or buy a used lux car(thinking jag x-type, or benz c-class, then upgrade after I graduate to a higher end model as I bring in my own salary). But the deal was we were not gona spend more then 15-20k tops(we have connections).

ps. In addition this is a private university and I know kids will be driving nicer Brand New cars so spare the sarcastic comments about how I'm a spoiled & entitledc uz I DON"T wana hear it. I'm a pretty good kid, had jobs b4,saved$, was on tennis,swim team&4-hclub. so yeh

2007-09-14 04:11:03 · 4 answers · asked by walk on water 4 in Other - Business & Finance

2007-09-14 04:09:50 · 10 answers · asked by Jae Rae 3 in Personal Finance

I keep on hearing residency when i look up pharmacist!

2007-09-14 04:04:59 · 2 answers · asked by Anonymous in Other - Careers & Employment

OK this is just the tip of the iceberg but i'm just wondering....

i work and get paid, and i pay taxes on the money that i just earned... then i take the money that i get after the tax man, and go to the store to buy something, and i have to pay taxes on it....

how can the government justify taxing YOUR hard earned money while its coming in, and going out?? thats like paying double taxes on your income....

2007-09-14 03:58:26 · 10 answers · asked by Anonymous in United States