just got papers from an attorney of my ex. It doesn't really say much on there..except I am a creditor. First off-- It doesn't say what I'm a creditor for (child support?) I have no clue - papers are definately not self explanitory. Does anybody know if I can go to the pacer website and get information of exactly what he's claiming he owes people.. or is this site only for the ones that actually file for bankruptcy?
2007-09-14 05:20:58 · 5 answers · asked by ★★★ Katharine ♥♥♥♥ 6 in Business & Finance ➔ Personal Finance
you have to have a subscription for pacer. It is for creditors or dealers. He listed you as a creditor to show the trustee where his money is going. Dont worry he can not discharge child support nor alimony.
2007-09-14 05:28:40 · answer #1 · answered by Anonymous · 1⤊ 0⤋
If you got papers saying you are a creditor then that is saying that he is claiming he owes you money and he cannot repay you. He is including the money he owes you in his bankrupcy and asking that the debt be erased with all of his other debts. I do not believe child support is dischargable in bankrupcty so it may be something else, like if he still lives in the house you both owned and now he is not going to buy you out of your portion of the house. You can call the bankrupcy trustee assigned to the case (his lawyers name should be somewhere on the paper, call them and get the name of the trustee...do not call your ex...because he has named you as a creditor if you call him regarding this you would be in violation of the bankrupcy laws and can be held in contempt of court by contacting him) and ask what he is claiming he owes you and tell them you want to contest the bankruptcy.
It would be a VERY good idea to get a lawyer of your own to to deal with this as soon as possible. One thing to be concerned with is if your name is on anything that his name is on. Lets say he has a credit card with a $6000 balance on it and you were a cosigner or authorized user of that account...that debt now falls to you because of his bankruptcy. You want to make sure that the debt he has incured is not going to come to you due to your former marital status...and you want to make sure that any money he owes you still comes to you.
2007-09-14 05:32:11 · answer #2 · answered by Anonymous · 1⤊ 1⤋
It could be that you are still listed as joint on some of the debt he is listing. If so, the creditors will come after you for the money.
2007-09-14 05:58:47 · answer #3 · answered by bdancer222 7 · 0⤊ 0⤋
I found interesting information about your answer & options here. (this article: Personal Bankruptcy, the myths and facts:)
http://all-debt-consolidation-loan.blogspot.com/2007/08/personal-bankruptcy.html Good luck!
Bankruptcy chapter 7 is where you don't pay anything back but they come and get your stuff.
Bankruptcy chapter 13 is where you get to keep your stuff and you pay a monthly payment based on your income.
2007-09-15 11:00:08 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Anyone can use Pacer.
You must first sign up for a account. It takes a few days but all of the information is there.
2007-09-14 05:26:31 · answer #5 · answered by ? 7 · 0⤊ 0⤋