Business & Finance - 20 August 2007

After looking for a loan online, I was contacted by Linda Barnes from Loan Aid Inc., phone number 1-866-821-8501 ext 2. She told me I was guaranteed for $10,000 at a 7% interest rate to be paid over a 2 year term for $447.27/mo, or a 4 year term at $239.00/mo. But to "insure" my loan, I have to pay a $1250.00 security fee. She said she would be emailing me all the documents to fill out.

2007-08-20 08:42:52 · 11 answers · asked by elaine 2 in Personal Finance

I have been asked if I want them to take the minimum amount of withholdings or the maximum - but I don't know where to find out this info!

How much will I be getting?

Many many Thanks!

2007-08-20 08:41:51 · 1 answers · asked by James W 2 in United States

2007-08-20 08:40:30 · 4 answers · asked by Anonymous in Personal Finance

I own a condo in Spring Valley, and I DO NOT want to loose it because of the high payments a have, I try to ReFi but I keep geting NO for an answer. My Credit Score is poor. What can I do or Where can I go to get Help ??? Please Help me, I am Extremetly Desperate, and I don't know what else to do.

Thank You,

2007-08-20 08:37:19 · 8 answers · asked by MORENA 1 in Renting & Real Estate

I live in an apartment in Bucks County PA, I don't really know all the laws around here, but we have been trying since the day we moved in to get things fixed. We have called NUMEROUS times and most of the time we never even got a call back, let alone a maintenance person. When we finally got one, he started the job... over a week ago... and never came back. The wall of our shower is rotting behind the tile, it is covered with a trash bag and we can't fill the tub to give our kids baths, and they tore apart our bathroom! Who can we go to so we can get them to fix this and other problems?

2007-08-20 08:31:52 · 4 answers · asked by Nicole P 1 in Renting & Real Estate

2007-08-20 08:31:22 · 5 answers · asked by Anonymous in United Kingdom

2007-08-20 08:29:24 · 3 answers · asked by alman20102@sbcglobal.net 1 in Personal Finance

How can I minimize the penalties and interest? We now estimate that more tax will be due than what was paid with the 4/15/07 extension, but we won't have all the info needed to file the return til 10/15/07 (due to some late K-1s).

2007-08-20 08:26:48 · 3 answers · asked by BruceN 7 in United States

2007-08-20 08:25:52 · 4 answers · asked by Anonymous in Credit

I opened a Washington Mutual account last week. I deposited a $4500 check from Citifinancial. The check itself is a personal loan check. They said it would take 7 days for it to fully go through and be available to me. I really need the money soon. I need to purchase a car ASAP! I really can't afford to wait 7 days. Is there anything I can do to speed the process up?

2007-08-20 08:25:16 · 2 answers · asked by Del's L.A. 2 in Personal Finance

I have been informed that my job role is going to have a drop in pay and although at present my wages are not directly effected the drop in 1 pay code band will reduce my earning potential in the future. Does anyone know the employment law regarding this issue? At present I have just been informed casually but I have been told by the Union that this should follow consultation proceedings were potentially redundancy could be an option?

Any advice would be appreciated.

2007-08-20 08:20:46 · 7 answers · asked by stefanpayne101 1 in Law & Legal

how does a disney visa card work can i use it any where like at babies r us. do i have to have enough credit all i have is cable and phone bills that i pay for.

2007-08-20 08:18:54 · 2 answers · asked by jen18_05 1 in Credit

Best Buy and all retailers are lying

2007-08-20 08:17:23 · 4 answers · asked by Martin R 1 in Search Engine Optimization

i recieved a notice for cancellation of debt as income. i volantarily gave back a car in 1996. the loan was never completely paid off. toyota reported it in 2005. the car was never used for any type of bussiness purpose nor was any part of the car used as a deduction. am i responsible to pay this? its been 11 years so i no longer have any paperwork about the reposession.

2007-08-20 08:15:07 · 9 answers · asked by spaghetti 5 in United States

i gotta earn tis money! i have none and I neeed this cash.. i live in hawaii.. so I can't get a job until im 14 and i need it in 4 months! how can I earn this money?

2007-08-20 08:11:50 · 4 answers · asked by Surfer Girl 1 in Personal Finance

I have a total of 4 credit accounts.
$800
$250
$50
$275

I would like to increase my FICO score. How do I go about doing this? Also, will I need to contact the credit bureau when my account has been paid?

2007-08-20 08:10:52 · 5 answers · asked by Jassierra 3 in Credit

I mean most people my age are thinking of retirement. I feel like Rip Van Winkle.

2007-08-20 08:09:10 · 9 answers · asked by pleasewaterme 2 in Credit

Trying to get information about paying off bills......should I pay half on all (if money is right) or pay off one then continue to the next and so on....any information on this would help.

THANKS

2007-08-20 08:08:53 · 8 answers · asked by TXHIMstudent83 1 in Personal Finance

That my Chargeoff car(repo) was opened on 7-2001. The last activity was 3-2002. The last payment was 9-2002. When will it fall off of my credit bureau reports? Also, it was sold to someone else. When will it drop off?

2007-08-20 08:06:32 · 5 answers · asked by hasdad62 6 in Credit

the check has address of charleston,SC but the letter is from first capital financial inc. 75 ottawa st. n, hamilton ontario L8H-3V9, canada, is this for real?

2007-08-20 08:04:50 · 8 answers · asked by eyeslick 1 in Credit

I always wonder why people would buy items off of EBAY when you can buy from a store that you can return it to & not pay postage,thats where most of all the new items come from used items are different story.

2007-08-20 08:03:06 · 5 answers · asked by yorkiedog28 3 in Small Business

A salesman walked in my store and offered me his company's business as credit-card processing services. He talked me into replacing my existing service with his company's by assuring me better benefits with no cancellation fees. And if I apply it, I'll be given a free software. So I did applied it and signed the application without reading a statement saying that if I terminated the agreement at my sole discretion, a termination fee is applied.
I was asked to call their 1-800 number to set up and activate the account once I canceled my old service, but I never did. So I never used their service. But they sent me monthly statement and charged me some fees by automatically debiting my bank account.
Too slow I closed my business and acknowledged them about it. They then threaten me about the termination fee. I told them that I never used their service and that their sales person told me over and over verbally that I could cancel at any time
without any fee. But the collection continues

2007-08-20 08:00:58 · 2 answers · asked by Be - J 1 in Small Business

If this is true how many points will it go down? Also he never filed bankruptcy so no bankrupt answers please.He does not have a bunch of bills anymore either he paid them all off when he sold his house.So no answers about owing money.Thanks!

2007-08-20 07:56:00 · 9 answers · asked by Anonymous in Credit

2007-08-20 07:54:16 · 2 answers · asked by Jade 1 in Credit

I have lots of jewelry, I purchased over the years, (good stuff) I also made a lot myself, (semi-precious stones)
I was going to open up a store with some antiques, fine florals, and other creations of mine, however someone discouraged me from doing it (because of the economy) and now I've been stuck with all these things for more than two years, I urgently need to sell them, not just get rid of them, they are expensive, (have used ebay and hasn't worked, I really hate ebay)

Other than yard sales does anyone have any good ideas on how I can sell them, some framed art most of it ranges btwn $500 to over $ 1000 dls., I can't sell it at fleemarkets. Please help, I've been to some stores looking into consignments, but people don't take them.

2007-08-20 07:53:52 · 6 answers · asked by You are loved 5 in Small Business

I made an electronic payment on my visa through my bank, as I have done for the past 7 years. I called the bank and had the account rep transfer a payment from my checking to my visa on the due date.

Well, as it turns out the transfer was never completed on their end.

In fact, the next month I made a payment by check for the usual minimum amount, not knowing that the electronic payment did not get processed.

Two months later, my visa was declined at a store. I called to check on the problem and found out that the bank's original mistake had resulted in a 60 day late payment on my account.

The bank now says "there's nothing we can do" about this error. They're is blowing me off and not returning my calls about this problem. I've been trying to resolve this since April of 2007, with no luck. Any suggestions?

2007-08-20 07:53:15 · 6 answers · asked by Kelly S 1 in Credit

For a single person with no dependents

2007-08-20 07:50:31 · 2 answers · asked by Anonymous in United States

Answer could include any practical/non practical reason. But please support your answer with genuine experience /sources.

2007-08-20 07:50:25 · 16 answers · asked by Anonymous in Renting & Real Estate

How do I verify last account activity on a credit card. I had lost all records for the past couple years. I shopped around for credit reports that would have this info. But none of them have this info even thou many articles I read said that is the place to find it. Are there any other ways to get this info?

2007-08-20 07:47:04 · 3 answers · asked by ccctt 1 in Credit

2007-08-20 07:45:40 · 5 answers · asked by tinkie7174 1 in Personal Finance