I would like to know how high does my credit score need to be to get financed?

Answer 1

it all depends on what program you qualify for and how much you are able to put down
it likely if you had 10% down you could havea score of 580 and get financed but the rate may be a bit higher. most would say that sucks and wouldnt but house values are down considerably and even though the rate may be higher remember you would have been paying top dollar a year ago. you can always refinance in a year or two.
yea for a few years your gonna pay a bit more you can always refinance after you get your score up.... who do you know that could renegoiate the price of thier home

Answer 2

Well, you may want to get your current score first, and see where you are. Generally, you will want to be above 700 if possible. To do so, you need clean and simple credit history. Run your credit report, make sure it's accurate. Dispute errors and close old accounts. You should only have a few credit cards - a MC/Visa, a gas card and one or two store cards. That's all you need. Keep them current, pay them off as quick as possible, etc. After that, it will just require some time.

Answer 3

People of all credit scores get financed. Those with higher scores can negotiate for better terms and rates.

Answer 4

zero if

you have a steady job and a great work history

have no debt

have a down payment

have checking account without any history insufficient funds

and a reference from the bank manager!!!

Answer 5

you want to be over a 610 to be competitive.