Business & Finance - 10 August 2007

"i came home from a trip a few days ago. i found my front door kicked in, all of
my electronic gone, jewelry, and even my clothing gone. most of anything left
has been dameged.the insurance company had me to call a company to have the
doors secured. I have burgler bars across the back of my home, however there was
a key in the house that the burgle now has. I have no home for now, no cloths
and I'm do to return to work on Saturday. the insurance company says they will
get around to a walk through sometime next week he thinks. the insurance claims
ajuster also asked why don't I just fix the door and the locks and go home.The
policeman that went in with me at the time I discovered the breakin said it was
the worst and most malishus he had seen. The insurance man that i took out the policy with told me
that he was coming out to walk through the process with me. when I called today
a was told he no longer as of TODAY work there. no other information was given.
The Insurance company has left me out there with no help and no anwsers. Each
person I speak to tells me to call someone else. I've even been asked by someone
at the insurance company, what I thought they should do for me. I need help
where do I turn? what do I do?"

2007-08-10 07:14:25 · 3 answers · asked by dillydoll727 2 in Insurance

what is more convenient, what has more opportunity in advancement and can make most money?

2007-08-10 07:04:37 · 1 answers · asked by Jessica G 1 in Other - Business & Finance

I'm specifically concerned with my wife's candle making craft.
She plans on selling a few candles to family and friends. Very small operation.
If one of these people burn their house down and decides to sue us because of a "faulty candle" (ugh .. the things you have to worry about these days!)
Would our umbrella policy cover it?

2007-08-10 06:59:24 · 6 answers · asked by Salami and Orange Juice 5 in Insurance

The funds would be given to the LLC in hopes to gain money or later join with the company. Would this money need to be taxed, and when? If possible supply a link with related information other than the broad link of irs.gov. Thankyou.

2007-08-10 06:58:27 · 5 answers · asked by Danokazaki 1 in Personal Finance

My Friend (A) is in a dispute with someone, who hired a lawyer (B). B threatened A that they would contact A's employer and tell them about what was going on, if A did not do a certain thing by a certain date for their client. A's employer has nothing to do with the dispute. Is this legal what B has done? If not, what can I do to get back at B? They have made my friend A a basket case by saying this!

2007-08-10 06:55:25 · 8 answers · asked by Holly 1 in Law & Legal

I've heard that mortgage companies are trying to get new laws passed regarding 30 yr fixed mortgages. I've heard that they are trying to make it so that if any new company buys your mortgage the new company will be able to change your rate even though you signed papers for a fixed rate over the life of the loan. I currently carry an extremely low conventional mortgage with the rate of 5.25% fixed for 30yrs and I recieved this mortgage through a very ligitament bank. My contract states that no matter who purchase my mortgage they cannot change my rate throught the life of the loan no matter what. Obviously most banks don't hold onto the loans and my loan was sold to Countrywide about 4 months or so after the closing and I have been paying them for 5 years. But I've heard that they are trying to make it so they can change rates of fixed loans with new legislation. Is this true? If so can anyone point me to some info regarding it?

2007-08-10 06:54:30 · 13 answers · asked by W 3 in Renting & Real Estate

If the market goes down (like now) you can make profits by short selling, and if the market is going up you can just buy the stocks and make profits as well.

Is that correct?

2007-08-10 06:47:11 · 6 answers · asked by John 1 in Investing

im 13

2007-08-10 06:45:59 · 4 answers · asked by Anonymous in Small Business

Please help anyone! I have posted questions on this before.

My solicitors are telling me all that can be done is get a certificate of satisfaction for a mistake that they made, that resulted in a judgement against me (they basically didn’t pay on time, after a car accident). I want to see if there is SOMETHING/ANYTHING that can be done, to make them go through the painful process of reversing this judgement.

They are telling me nothing can be done. My credit rating file now has this, and I’m willing to go to any length to get it removed.

Any legal brains – help!!!!!

2007-08-10 06:39:04 · 4 answers · asked by Happy S 1 in Credit

Hello
I have been asked to go into bis with a co and they are going to supplie all the money and i supplie the know how.
What percent of the new biz should i own.
They told me to let them know how much of a percentage would i expect.

2007-08-10 06:37:10 · 6 answers · asked by david r 1 in Personal Finance

Too much easy money is what led to skyrocketing house prices and the current financial troubles in the economy. And this makes me wonder if the huge loans central banks gave to private banks in the last couple of days are only going to prolong this situation and perhaps make it worse in the long run?

Private banks will hide their bad loans for a while longer and perhaps even lend some more to people who can't pay. But in the end they'll have to come clean anyway?

2007-08-10 06:36:28 · 6 answers · asked by Anonymous in Investing

I have been working in a company for 1.5 years now, and I need to work out how much should I be earning per month, but don't know how to do it, and I think my pay slip is wrong. I work 40 hrs per week and and minimum per hour is 5.50.

Thanks.

2007-08-10 06:36:27 · 5 answers · asked by Alexa 1 in United Kingdom

The collection is from a 2001 hospital bill that I have refused to pay due to a very complicated situated and it never should have been paid.

2007-08-10 06:25:56 · 5 answers · asked by foreverme1968 1 in Credit

2007-08-10 06:24:52 · 3 answers · asked by Anonymous in United States

Hi i am 16 and have just opened my first bank account, the problem is i am disabled and the other day i went to get some money out at the hole in the wall cashline machine and i had my nanna with me and i gave her my card to put in for me and i told her to turn away while i put my number in but today she told me that she seen what numbers i put in and she knows my pin number. I wouldnt normally use the machine but it was really busy inside so i used it for quickness. I want to change my pin number but i dont know how i can get to the bank to do it without my mum or nanna knowing, if my mum finds out that she knows my pin number she will go mad. How can i go to the bank to change it without them knowing what i am doing, or should i just tell my mum i need to change it because i think somebody seen me putting it in, please help me i dont know what to do! I AM NEVER USING A MACHINE AGAIN LOL!

2007-08-10 06:21:43 · 13 answers · asked by xXx~mimi~xXx 3 in Personal Finance

i'm signing up for the millionaire show , wish me luck

2007-08-10 06:15:21 · 4 answers · asked by BO SOX fan numero uno 2 in United States

I am starting a personal photography business. How do you know what taxes you have to pay? Do you just pay according to how much you make? Any help would be great. I live in CA.

2007-08-10 06:13:15 · 3 answers · asked by Sippy 4 in United States

If i request my credit report from the credit companies will it lower my credit score?

2007-08-10 06:06:02 · 6 answers · asked by Pres 3 in Credit

2007-08-10 06:02:19 · 10 answers · asked by angie 3 in Investing

2007-08-10 05:59:07 · 3 answers · asked by Shel 1 in Credit

I have listed my home with a real estate agent. They have not shown my house one time in the last 3 months. What is the best website to use for the listing. My contract is good for 3 more months with this agent. I want to change companies if it is not shown before then. Who is the best agent to use? I wan't someone who will advertise well and put the listing on the internet with pictures and a good description of the home.

2007-08-10 05:55:42 · 5 answers · asked by bobbie2908 1 in Renting & Real Estate

That is rediculous! They took off the In God We Trust off the face of the new 1 dollar coin. If you hppen to get one of theses coins while shopping refuse it and ask for a dollar bill instead. What do yuo think about this? If you want the email That got forwarded to me just leave your email and it will be emailed to you shortly.

2007-08-10 05:52:48 · 6 answers · asked by Anonymous in Other - Business & Finance

I have good credit, but not much of it. And I want excellent credit.

2007-08-10 05:48:07 · 8 answers · asked by ryanberezay 3 in Credit

I want to go to NYC for a week in March and I did the flight and hotel thing and to and from is 2,510 and I want some spending money too. Does anyone have any tips? I have a lil over 1,200 in my account. I make atleast 800 a month so does anyone have any tips on saving and what not?

2007-08-10 05:44:52 · 5 answers · asked by Anonymous in Personal Finance

following divorce, we are having problems selling the house. it is on the market at too higher price and my ex wont reduce it. it may get repossessed as i have no more money to pay. are there other options ? is there financially a way out for me rather than be credit blacklisted?

any ideas would be useful

2007-08-10 05:40:46 · 4 answers · asked by SIMON T 2 in Renting & Real Estate

I have a friend that needs to clean up debt. Before charging off to be a hero and completely opening a can of worms on her poor soul by referring her to any joe shmo I wanted to ask. I need to ask because cleaning up credit debt that has lay dormant for years is a tricky situation. The debts have been sold off and as soon as you make contact with the collection agencies all of a sudden the clock starts again and all he// breaks loose.

So...we have BK lawyers, credit counselors, financial advisers,etc so which ones are going to truly assist credit debt payoff strategy and report cleanup with my friend's best interest at heart?

2007-08-10 05:39:01 · 9 answers · asked by Delay 5 in Credit

My Grandma gave me a $15 check for helping her around the house. She said all I have to do is sign it and cash it at her bank without being charged, but my mom said I would need a Florida I.D. since I don't have a bank account. The whole thing is really confusing. By the way, I'm only 15.

2007-08-10 05:36:07 · 4 answers · asked by bmn530 1 in Other - Business & Finance

I am new to supervising. I am in charge of one person. I get orders from above about what my person is doing wrong or unfavorable. I then need to communicate the message. I don't think the person takes it well because I am getting negative attitude back along with incomplete work.

I need help!!

2007-08-10 05:33:06 · 2 answers · asked by JewelGirl 2 in Other - Business & Finance

2007-08-10 05:31:50 · 7 answers · asked by ryanberezay 3 in Personal Finance

It's not just ours.. Japan and Europe as well. Someone give me a more complex answer as to why all this is going on or your thoughtful opinion on it. The news treats us like idiots it seems and I would like a more thorough explanation.

2007-08-10 05:31:47 · 7 answers · asked by nothingconstant 7 in Investing