Business & Finance - 10 August 2007

I'm sick of getting the shi# end of the stick, and I've decided that I'm going to lie on my resume. I've seen too many idiotic people get a job that pays way better than what I'll ever make just because they have a college degree. I don't have a college degree YET, but I'm getting straight A's in school, and I have a lot of work experience. Does anyone in YA land have experience with lying on their resumes? Any stories about how you lied and got the job as a result? I really need some encouragement! I'm going to apply for a business analyst position and think I have all my bases covered. I've even made some fake transcripts with a seal of the college printed on them. I doctored the transcripts with my name by using real ones. I'm aware of the possibility that an employer will do a background check on my education qualifications, but they do that BEFORE they hire someone. So, I'm still employed; therefore, I have nothing to lose! STORIES???

2007-08-10 11:42:40 · 12 answers · asked by chickenbeansoup 1 in Law & Legal

The merchandise inventory (begining) is 7000
The total cost of merchandise purchased is 32000
Merchandise inventory (ending) is -6600
gross profit is 45600
expenses are 2600
and net income is 43000

How do i figure out what the sales and cost of goods sold is?

2007-08-10 11:40:20 · 4 answers · asked by chnk5399 1 in Other - Business & Finance

ok, so I saw on tv about cash flow business.....i really don't know if it really works. They say that you just have to do 3 steps: Finda a note, list it to find a match and earn money. Is that easy or what else do I need to do. Is it a lot of work? I someone knows about that, I would like some information. has it work for you?

2007-08-10 11:39:37 · 2 answers · asked by Luna 2 in Other - Business & Finance

I'm thinking of opening a joint checking account with my husband, who has a good job and a great credit score. I haven't worked in 3 years (been a stay-at-home mom) and my credit score is poor-fair. I haven't had any banking in my name since I stopped working (never planned it like that, we've just moved alot and didn't make time to opena new joint). Also, about 5 years ago, I bounced 2 checks from my personal account. I'm wondering if anyone who works in banking could tell me if I am still eligible to join my husband on a joint account even though I have this history of 2 bounced checks, a less-than-perfect credit score (which I'm working on), no banking in the last 3 years, and am not currently working? Or should he just add me to his existing account? Thanks so much! I dont want to be embarassed by going into a branch office and being denied

2007-08-10 11:33:59 · 3 answers · asked by MiMom 2 in Personal Finance

2007-08-10 11:32:47 · 10 answers · asked by Anonymous in Other - Business & Finance

I've always wondered how people who are just starting are miraculously able to afford a $300,000 house.

Well, of course, they went for the extremely risky loans that were being offered to them left and right, no income verification, interest only, variable rate, etc., when interest rates were really low.

So is it now OUR FAULT and we're supposed to "bail them out" or else it will affect the economy?

NONSENSE. They took and knew the risk. And recent 1980's history warned them what could happen, and they ignored it. I mean, am I the only one who opens a history book any more?

But then there will be a glut of overpriced houses on the market! So? It will be a temporary thing. Believe me, people who really CAN afford it will buy up those houses at discount prices and reap the rewards, AS THEY SHOULD.

Should people who live beyond their means expect sympathy from those of us who play by the rules, sacrifice, wait, and save up for things?

What do you think?

2007-08-10 11:31:25 · 11 answers · asked by Anonymous in Renting & Real Estate

im buying something on ebay and the product is in the united states....now im going to pay with my pay pal account...i looked under shipping to see how long it would take for my mic to arrive and i noticed this:

Duty, Taxes and Forwarding costs from your country is the sole responsibility of the customer.

what does that mean? i live in canada and the mic is in the US...how do i pay those taxes, duties and forwarding costs, and to who? and what will happen if i dont pay those fees?

2007-08-10 11:27:52 · 2 answers · asked by Anonymous in Personal Finance

I called and e-mailed a company to terminate my membership. I was ignored. When they noticed I was not paying for their books anymore, then they terminated my membership. Now they are billing me for the books then send to me after I requested several times for my membership to be terminate. Do I have to pay them?

2007-08-10 11:27:47 · 2 answers · asked by maria r 3 in Other - Business & Finance

ok i have verry bad credit and iwant to try and get a loan to buy a home where can i go?
and how can i go by getting it is it even possible to get a home loan if u have bad credit?

2007-08-10 11:26:20 · 5 answers · asked by i miss you 1 in Renting & Real Estate

Is it legal to have a mortgage in one name, call him Mr. X a sole borrower, even though he has signed a quit claim deed over to release all interest/ownership to his first wife Mrs. V?

No, it was not a part of their divorce decree. The divorce decree says the home will be sold "promptly"...that was 9/2003.

It just seems like the mortgage company is at risk this way. Since Mrs. V is not on the mortgage but lives there, Mr. X does not live there but pays rent elsewhere plus the mortgage note Mr. X could easily fall behind. And has.

So if he no longer owns the house, how does the mortgage company protect themselves from a default?

2007-08-10 11:19:37 · 4 answers · asked by upside down 4 in Renting & Real Estate

I have never dealt with health insurance before, sorry if my question is silly.

My health insurance ( NJ Horizon Blue Cross) covers prenatal care, including ultrasounds and blood work.

My doctor's office keeps on billing me for an ultrasound that supposed to be covered.

I've got the same bill about 4 times. When I call my insurance agency, they say that my ultrasound is completely covered, but doctor's office should use another code to fill in the claim.

I asked the office to change the code many times, but I still do not get coverage.

Is there anything I can do? I feel like I am going in circles. Who can really resolve this problem, doctor's office or insurance agency?

2007-08-10 11:11:56 · 11 answers · asked by MissionSuccess 3 in Insurance

I had an interview a couple of days ago with three different managers, and they have called me to come for a second interview. However one of the managers has told me that a human resource manager will conduct the final interview, he had told me that this interview will sort of be a psychological interview. what is this interview? and what are my chances?

2007-08-10 11:04:35 · 2 answers · asked by Lexcollect 1 in Other - Careers & Employment

Threw $3,000 into a mutal fund with my bank but I started thinking about complicated this might actually be. What do I need to know about investing like this? And how much harder is it going to be for me when it comes time to file my taxes?

2007-08-10 11:03:54 · 6 answers · asked by Anonymous in Investing

2007-08-10 10:51:15 · 3 answers · asked by Anonymous in Other - Business & Finance

i have one and i am planning on selling it on ebay, but first i want to know what it is and if its worth anything! please help!

2007-08-10 10:50:16 · 2 answers · asked by Anonymous in Other - Business & Finance

2007-08-10 10:47:33 · 10 answers · asked by Anonymous in United States

2007-08-10 10:43:29 · 9 answers · asked by Anonymous in Other - Business & Finance

they have cent me a check in the amount of 2,500dollars told me to cash it and pay taxes in the amount of 1,950 and then they would send the rest to me in 24hrs.

2007-08-10 10:41:18 · 28 answers · asked by christina s 1 in Other - Business & Finance

i interested in starting a gentlement's club but have the slightest idea how to locate finding a place to use. I tried searching online but only come up with suites for rent.

How do i find rented locations that are isolated like old resturants, bars or warehouses? A place where one can actual become a club.

2007-08-10 10:38:33 · 2 answers · asked by Rico Suave 2 in Small Business

I heard that if you send them a check and write on the back ("accepting this check is evidence that the transaction is complete and this charge will deleted from my credit") Is this considered a written contract in colorado and do they have to stand behind it? Will they delete it from your credit report?

2007-08-10 10:34:05 · 3 answers · asked by turnereac 1 in Credit

I know I am . I don't understand how these women can keep promoting a company that is a complete scam (AMERIPLAN) It is my newest waste of money and I had such high hopes for this company.
I joined and began advertising it right here on yahoo answers only to find out today that the company is just a bunch of liars and nobody even sells their so called product, they sell the "opportunity" but once they get you in they then try to sell you even more "crap" that you really don't need to run your business.

Long story short.
If your sick of these companies but are still looking for a good one like me, then join my new yahoo group and let's find one!

http://finance.groups.yahoo.com/group/wahscams/

2007-08-10 10:32:49 · 16 answers · asked by Jenifer B 2 in Small Business

I work on saturdays and sundays now and i know everyone says this but my boss is a bully honestly ive never met anyone so mean and half of me thinks stick it out because i need to get used to work and stuff but then equally should i let myself be treated like crap? Im contracted 6 hours but i wrk about 10 and im not getting paid for those extra hours and also i only get a 15 minute break and am constantly shouted at even though i know im good at my job!! Im scared to quit as she said we will all get terrible references and i nooo shes going to fly off the handle and what if all this makes it harder for me to get anutha job in the long run!!?? I realli need the money as im at college so should i stick it out until i get another job? (proving veryyy hard to find)

2007-08-10 10:25:28 · 26 answers · asked by Kate P 1 in Other - Careers & Employment

I am graduating from college this month and have been applying for jobs for the past month or so. My current location doesn't offer many job opportunities so the vast majority of jobs I have applied for are out of state. How do I convince employers in my cover letter to hire an out-of-state and entry-level candidate? I'm not expecting my relocation expenses to be paid.

2007-08-10 10:24:19 · 7 answers · asked by somethingGood 2 in Other - Careers & Employment

i'm going to college in staten island.
I want a good job while in college and i don't know what to do.
I don't want minimum wage and i don't want online jobs.
I have 3 years sales experience because i was a candysalesman.
IDK, what do u suggest?

2007-08-10 10:24:09 · 7 answers · asked by Mike 2 in Other - Careers & Employment

2007-08-10 10:23:49 · 2 answers · asked by babyface 1 in Other - Business & Finance

My business neighbor recently wrote me a check to pay for the water bill (we share the water bill) but my bank returned a copy of the check to me (NSF) and charged the $100 amount on the check and additional $5 fee. So I lost $105 from my account plus not receiving the $100 thats owed. It's my first time receiving a bad check. Is the bank supposed to do that? They also attached a substitute check policy along with the bounced check copy. How do I get the money back? And what actions should I take if my neighbor doesnt pay the amount he's owed? I dont want to pursue legal actions right away but its just difficult to contact him because he never answers his cell phone when I call him, and he rarely calls me back even if I leave a lot of messages. Thank you for helping.

2007-08-10 10:21:31 · 4 answers · asked by Anonymous in Other - Business & Finance

thanx!

2007-08-10 10:19:20 · 13 answers · asked by ♥jen♥ 4 in Renting & Real Estate

Anyone else feel as if the subprime mortgage problem is being taking a little too seriously? To be honest I'm not even sure there is a problem. Anyone here not able to pay off their mortgage because they bought too much house?

2007-08-10 10:14:58 · 8 answers · asked by jinglebing3 1 in Investing

If you in the Power Ball Lottery and you would all your money up front, how much in persentage do they take out? And if you were to take only the curtain amount out per year what would they tax per year? What one would you be getting more of the money out of??? Use 1 Million for an example.

2007-08-10 10:13:26 · 4 answers · asked by Anonymous in United States

In Texas we are a right to work state we don't have to put up with no stupid unions. How can it be an issue for someone who works for a company for many years to go into buissiness against his employer if they did not have a no compete clause. This person was the one person who was certified by the state and allowed the company to operate. He quit started his own buisness took most of the clients with him they were with the other company because of him anyway. Now his previous employer has got a stop work order from the courts against him. And has filed a lawsuit against him.

2007-08-10 10:05:07 · 6 answers · asked by Big-J 1 in Other - Business & Finance