Business & Finance - 9 August 2007

2007-08-09 16:25:26 · 6 answers · asked by momekool 1 in Personal Finance

Brand new investor just trying to find out which online broker is best for a small time investor like me? I don't have much to start out with and I'm looking for a broker with small fees and no minimum balance.

2007-08-09 16:20:45 · 6 answers · asked by cybrstud23 1 in Investing

I was fired from my former company for an unrelated issue and at that time I was ordered to turn over my company credit card, ID, business cards.
Six months later, I have a new job, moved, and tried to buy a car and before they could extend me a loan, I needed to fix my Amex account. I obtained a copy of my credit report to find that my company credit card had not been paid, to the tune of $368, after fees. Experian now shows "180 days delinquent." I called my co. and they admit responsibility for the amt, but they are not responsible for my credit report based on terms of credit card as they were just a cosigner. Amex says the report is accurate and will not help me. If I had left the company on my own, I would have agreed with my company's stance. Since I was terminated, and ordered to turn over the company cards, I was denied access to the information. Anyone else gone through this mess? Contemplating a lawsuit against my former company and want general laymens opinions....

2007-08-09 16:13:53 · 6 answers · asked by firedandpissed 2 in Credit

how much would i be looking to pay back now? Its been 10 months. And I live in Texas.

2007-08-09 16:12:50 · 6 answers · asked by jordynorr100 1 in Credit

i really don't know how to go about it, or if i am able to do it. i have less than 2000 in credit card debt on 3 different cards, and other debts (small medical, arranged payments with a past apartment and other things...) i don't know much about it, i just think it would be nice if i could make payments for everything at once. also, will this help my credit score?

2007-08-09 15:59:08 · 3 answers · asked by Krista 2 in Credit

2007-08-09 15:58:07 · 6 answers · asked by broemma 1 in Credit

In USA - If you took all the monies paid for health care from insurance premiums, out of pocket cash, Medicare, Medicaid, and charities would it compare to the cost of universal health care?

2007-08-09 15:55:16 · 2 answers · asked by KOHA 4 in United States

or can i go to any post office or online or somthing?

2007-08-09 15:50:25 · 11 answers · asked by Tom P 2 in Personal Finance

2007-08-09 15:49:31 · 1 answers · asked by Anonymous in Small Business

A sales branch of South Pacific Manufacturing Company has an office consisting of the following employees; branch manager, Nice Mauri, and two assistant, Isa Lei and Peter Wong. The branch has a local bank account in which it deposits cash receipts. Cheques drawn on the bank account require Nice's signature or the signature of R C Kisun, treasurer of the company. Bank statements and paid cheques are returned by the bank to Nice, who retains them in his files after preparing the monthly bank reconcilaition. Reports of disbursements are also prepared by Nice and submitted to Kisun at the home office on scheduled dates.

2007-08-09 15:46:18 · 1 answers · asked by vanisha j 1 in Corporations

A sales branch of SOuth Pacific Manufacturing Company has an office consisting of the following employees; branch manager, Nice Mauri, and two assistant, Isa Lei and Peter Wong. The branch has a local bank account in which it deposits cash receipts. Cheques drawn on the bank account require Nice's signature or the signature of R C Kisun, treasurer of the company. Bank statements and paid cheques are returned by the bank to Nice, who retains them in his files after preparing the monthly bank reconcilaition. Reports of disbursements are also prepared by Nice and submitted to Kisun at the home office on scheduled dates.

2007-08-09 15:43:27 · 1 answers · asked by vanisha j 1 in Corporations

I work for a casino which uses over 150 decks of cards per day. I would like to encourage them to begin shipping the used cards to our soldiers overseas.

I'm wondering if:
1) Some percentage of the cost of the cards would be tax deductible
2) The shipping costs will be tax deductible
3) There are any other positive or negative legal or tax rammifcations I should know about before making my proposal

2007-08-09 15:32:43 · 6 answers · asked by atreides_096 2 in United States

2007-08-09 15:31:51 · 4 answers · asked by Alex J 3 in Renting & Real Estate

I've been told the credit agencies want to see you "manage" debt, and not necessarily create, them immediately pay it off. Part of the credit game so the banks can make money off balance via APR. Is this true?

2007-08-09 15:20:33 · 10 answers · asked by XmasQueenie 2 in Credit

I am a recent college graduate and have started a career. I want to learn more about my investment options. Everyone lists: 401K, Roth IRA and regular IRA and life insurance. But those are a given, what are my other options?

My main interest would be in investments requiring low or no taxes. If taxes will be deducted I would prefer the option of being taxed prior to any gains.

2007-08-09 15:17:34 · 6 answers · asked by pms4824 1 in Investing

How can I find financial & technical backers for my idea for a unique community-based website business? My cash reserves and technical background are too limited to take this on by myself. Should I develop a business plan and take the proposal to an existing website business? Or is there a better way?

2007-08-09 15:13:31 · 1 answers · asked by brahmaputra_zarathustra 1 in Small Business

I'm interested in pulling out my 401k and I want to know how much penalites charges will there be...if i just want to pull out $10k. Essentially all the money in my 401k has been contributed by me because the company i worked for only matched 1%.

2007-08-09 15:00:01 · 5 answers · asked by Peaches 1 in Personal Finance

what is a better career a computer technician or a computer programmer? And why?
What are the advantages and disadvantages for both careers?
What is the typical day for each?
And what is the work environment for each?
please and thank you.

2007-08-09 14:55:55 · 3 answers · asked by valery_menelas 1 in Technology

I'm 17, never had a job, and I've been thinking about getting one this year. Any suggestions?

2007-08-09 14:53:50 · 5 answers · asked by Breeze 2 in Other - Careers & Employment

an ex tenet who was evicted is now sueing my grandfather for un returned security deposit. well that sounds nice but you cant take money from social security or his pention right? please provide your'e information source. p.s the tenet didnt get her deposit back because her cat pissed all throughout the house causing a few thousand dollars in damage. basicly the ex tenets where white trash. as to why my grandfather never gave them a notice I don't know. but its like it told him " don't bother going to court they cant take garnish your social security or pention" . one more thing my grandfather is to cheap to get an estimate on the damage so no use in counter sueing.

2007-08-09 14:52:02 · 7 answers · asked by kevin 2 in Renting & Real Estate

i think my landlady is trying to take advantage of her tenants. I want to talk to previous tenants to talk about their experiences with this particular landlady. She has been harassing me and I think this may end up in court. I want to see if there has been similar problems with her previous tenants.

2007-08-09 14:49:49 · 6 answers · asked by j8nforest 1 in Renting & Real Estate

I want to go back to college in the Spring and finish my degree in music education. I currently have a full time job which I have been working at for almost a year now. However, the hours are 9-6. I don't feel they would let me change my hours around to suit my schedule. I want to find a part time job(s) which would give me secure income and allow me to have time for my classes. Which kind of options are available? Thanks so much!

2007-08-09 14:44:52 · 3 answers · asked by justellemJimsaidhello 1 in Other - Careers & Employment

I am want to work for the IRS eventually I am looking towards a tax examiner or revenue officer. I want to help people with their taxes, check to make sure they are doing it right.. I am getting ready to take tax classes so I can get some experience if they hire me part time.When I have enough classes I will take my Enrolled Agent exam. I do plan on going back to school so, I can earn my BA in accounting. I am 31 now going on 32, but I feel my plan is going to take too long and it might be too late.. Am I on the right path or am I way off? Any advise you can give me will be greatly appreciated..

2007-08-09 14:42:19 · 4 answers · asked by butterfly70637 2 in United States

Hi. I need help. My credit score is 553. It was 601 a few weeks ago. I have several derogatory marks on my credit history (mostly medical bills that went to collection). I obtained my credit report in 03/06 and have been diligently paying off all late accounts. I just had 2 new items pop up with my credit report watch. I disputed both items. The collection agencies reported them accurate despite my sending proof of payment PRIOR to their posting the derogatory remarks. I am planning on moving to NYC in 02/08.

I have several accounts with perfect history.
1. Why did it drop when I did not pay late?
2. How long will it take me to get over 620?
3. Can I get an apt with a credit score of 620?

2007-08-09 14:42:01 · 5 answers · asked by kittystripes6 2 in Credit

2007-08-09 14:40:36 · 1 answers · asked by sunshine 1 in Credit

2007-08-09 14:36:57 · 1 answers · asked by Jess 1 in Corporations

this person is a bus driver for the county of los angels (not sure what city), owes me money, is collecting welfare, and owes child support and yet no one can seem to get a handle on getting proof that she is working.
welfare frad simply asked her a few questions and left (what a joke huh).
i have the SS# and DOB and DL#.
i dont need addresses or personal phone #'s i already know all of that.
i need proof that this person is working.

2007-08-09 14:34:58 · 4 answers · asked by editor E 1 in Other - Business & Finance

I have the ability, but do not want to spend a lot and use alot of time on getting a paper certificate.

2007-08-09 14:33:59 · 2 answers · asked by Linda P 2 in Other - Careers & Employment

I have the ability, but do not want to spend a lot and use alot of time on getting a paper certificate.

2007-08-09 14:32:51 · 1 answers · asked by Linda P 2 in Other - Careers & Employment

I am not interested in working for them....I was approached by a representative....... they explained that if I turn my mortgage over to them I could save lots of money and invest my savings???? Is this a scam??? Are there hidden clauses that they are not telling me about?? Is this too good to be true??

2007-08-09 14:31:05 · 7 answers · asked by Cookie48 3 in Investing