Business & Finance - 29 July 2007

ok i met this guy online and hes like a manga collector
and he has theses mangas that am looking for but i couldnt find in the internet , i had a deal wiz him abt sending them to me through mail but i had to give him my credit card code and number ,since am just 14 i didnt have an idea abt credit cards so i gave him fake ones so wat am worried abt is that can the agency or police what ever track me down and arrest me and if it is possible how can they track me?plz help

2007-07-29 13:45:36 · 11 answers · asked by hhhhhhh h 1 in Credit

A friend told me that landlords may give a renter a nice discount if they prepay a year or more in advance. Is this true? If so, then how much of a discount should I ask for?

I am a single mom of two kids, and 1 is autistic and I want to continue working at home so that I can supervise his inhome therapy. During this time, I will be working, but I will have to cut some hours. My son's godfather says he'll donate $6,000 to prepay at least a year's worth of rent for us, so that will be one less thing on my shoulders. If I get a place for $350/month (yes, this is the rural South, lol), the money will cover about 17 months of rent...with a prepayment, how much of a discount should I ask for, to make the money stretch as many months as possible? Or is what my friend told me even true?

I figured I'd ask here before I approach potential landlords.

2007-07-29 13:44:04 · 4 answers · asked by merebear83 2 in Renting & Real Estate

My boyfriend and I want to take out a $3,000 loan for a down payment and first months rent on a rental home. I have a few questions:

1. Do you have to belong to the bank you get the loan from?
2. If one of use has better credit than the other, is it better to do two separte loans or do one loan together.
3. How long does a loan take to come through?
4. Are there penalities if you pay the loan off faster than scheduled?
5. What about Bank of America: are they good? Wachovia?
6. What is the difference between a secured personal loan and unsecured personal loan?

2007-07-29 13:43:22 · 6 answers · asked by Anonymous in Personal Finance

can u think of a socially responsible company???
responsible to the environment, to its employees n possibly also to its people around the factory or office.
and.. in wat way it is responsible??

2007-07-29 13:37:26 · 3 answers · asked by Anonymous in Corporations

I am a NYC resident and recently there was a fire where the fuse box is. the fire dept and housing inspectors came and concluded it was faulty wiring. Also the basement, where the fuse box is had 2 illegally converted apts. They do not have their own meters and I fear they might be tapping into my apt. Does the landlord have to provide electricity for me to have an AC?

2007-07-29 13:33:20 · 5 answers · asked by maiwy2003 2 in Renting & Real Estate

i work as a lifeguard and get paid hourly. And i was just wondering if we were spose to get overtime cuz last year at this other company i got paid overtime for life guarding. someone tomld me it was like agianst the law or something.

2007-07-29 13:27:40 · 6 answers · asked by Skyler H 1 in Law & Legal

worked 25 yrs, in car accident 3 yrs ago, nominal settlemeny allowed medical bills to be paid and money to support children and ex spouse. small amount left invested in quality computer. household neccessities. medicine and clothes. Prior work as a professional magician, salesman at promotional products company. Customers were Hewlett Packard, Sapp Bros. Truck Stops, Central Hockey League, and many more. From the good working income to $0 overnite and no heath insurance. I learned how difficult bit is to get around to all the neccessary private and public agencies to survive. Homeless penniless and injured. 3 yrs later I can again walk talk read and write. I have 7 solid unique web based business ideas for the poor elderly or disabled to do from home or RV legitimately. Please help . I thank you for your time in advance

2007-07-29 13:26:27 · 2 answers · asked by Anonymous in Small Business

Hi,

We've produced a swimsuit calendar for 2008 featuring Brazilian models. The calendar is tasteful, functional, and overall well-conceived and we'd like to sell the product in the U.K. but have no idea of who to reach out to for distribution. Any ideas?

Thanks.

2007-07-29 13:19:53 · 4 answers · asked by mrdilettante 2 in Other - Advertising & Marketing

I have shares of mafb stock that i bought 21 years ago. i dont have any paperwork for this transaction. i dont know what i orignally spent either. now mafb is being merged with ncc. what would be my basis for tax purposes? if i covert to ncc and then sell them is there an advantage? or should i sell them now under mafb? any help would be appreciated. also if someone is going through the same merger please reply also. thanks a lot!

2007-07-29 13:10:47 · 3 answers · asked by nuprules@ameritech.net 2 in Investing

How did we manage as a nation 100 years ago?

http://losangeles.craigslist.org/sfv/rnr/384687050.html

2007-07-29 13:09:38 · 4 answers · asked by ? 6 in United States

A co-worker and I got on the topic of how bad we are at saving money. She told me that she has $25 put into her US Bank savings account, but her primary bank is Wellsfargo. We both have automatic deposit so her check goes into her fargo account. But her US Bank Savings takes out $25 a week to for that account. I didnt know if this was legal?? Would US bank have to access her fargo account? Or would our employer's bank signal funds in both of the banks first thing?

2007-07-29 13:09:21 · 5 answers · asked by EchosOfAngels 3 in Personal Finance

Five months ago I was working with a Realtor and saw about 20 properties. I'm now working with a new realtor who will split their comission with me. One of the properties I saw with the first realtor 5 months has gone down in price by 50,000. I now have some interest in the property and I'm thinking of making an offer. The problem is the first realtor told me since they introduced me to the property they would be entitled to the comission. Is that true? I never signed any type of aggrement with the first realtor, so do I have a future problem?

2007-07-29 13:04:44 · 5 answers · asked by Bo 1 in Renting & Real Estate

I just started working full time for a major company June 1st and I recently asked my boss for two days off to go to my boyfriends grandpas funeral because I was really close to him...however I know I haven't had any vacation days ready to use. My boss said it was fine to go and I double checked with her the following day b/c I didnt wanna jeapordize my job but she said i definitely wouldn't and she even knew it wasnt an immediate family member. SHould i be concerened about people higher than her coming down on her or me? Or not?

2007-07-29 13:04:28 · 19 answers · asked by abercrombie_college_gurl 1 in Other - Business & Finance

Ok i need to know your opinion on whether i should buy this house or not. it is $590,000. i make $220,000 a year. mortgage payments add up to $35,000 a year. it has 3 acres, 4 br, 3 ba. i'm offering $530,000 for it. the driveway isn't paved. and won't be if i offer that much. my house right now should sell for $360,000. i really want it because i have a dirt bike and so does my son. this way we won't have to drive 1 hour whenever we want to ride. we're going to have to give up dining out for a while and a few other things. should i buy it?

2007-07-29 13:04:16 · 5 answers · asked by Jonas 6 in Renting & Real Estate

Post a 200-300 word description of the hierarchy of data you would expect to find in a video store database. Distinguish between fields, records, and files, and five relevant examples of each.

2007-07-29 13:01:58 · 2 answers · asked by Sabrina W 1 in Corporations

I just started working full time for a major company June 1st and I recently asked my boss for two days off to go to my boyfriends grandpas funeral because I was really close to him...however I know I haven't had any vacation days ready to use. My boss said it was fine to go and I double checked with her the following day b/c I didnt wanna jeapordize my job but she said i definitely wouldn't and she even knew it wasnt an immediate family member. SHould i be concerened about people higher than her coming down on her or me? Or not?

2007-07-29 12:59:05 · 3 answers · asked by abercrombie_college_gurl 1 in Other - Business & Finance

If I merge two credit cards from same company, do I loose some points from my credit score? If I loose any credit card and if I ask for new one for the same account, does that affect my credit score?

2007-07-29 12:55:37 · 3 answers · asked by aniket v 1 in Credit

I'm selling my laptop on eBay. I got several offer via emails, one of the email is as follows:

Hello seller,
I\'m interested in the immediate purchase of this item, i will be offering $2000.00 USD for the total cost including shipping & insurance via USPS Global Express Mail(3-5days), i will be paying via PayPal. Kindly reply me with your full name and paypal email address of where you want the money to be credited to. please include your email address in your reply for effective contact.i will be glad if you can end auction for the item now. You can chat or send me an email via this yahoo id Bellow, Am online now on both Yahoo and MSN(officiallykellvin@yahoo.com) IM me on
yahoo screen name=officiallykellvin
Msn/window live messenger = officiallykellvin1@hotmail.com
Thanks

Is this a scam? I mean, he's paying much more than what it's worth?.... I think it's a scam since I got similar email (almost exact words) from different person but how this scam works in reality?

2007-07-29 12:49:40 · 14 answers · asked by Emma 3 in Small Business

I have an idea and I need to do research on it but my searches turn up nothing usful how does one do an effective patten search??

2007-07-29 12:47:14 · 1 answers · asked by j.rod3607 1 in Small Business

I am 46 years old and have been out of the 9-5 world since my children were born in 1991. I have 2 years of college but no degree and that was almost 30 years ago. I have experience gained from serving on committees, etc. that were voluntary positions but positions even thought not paid. I am very organized and capable of many tasks. How do I persuade someone that I can do the job, etc.

2007-07-29 12:46:21 · 6 answers · asked by C U 1 in Other - Careers & Employment

I am wanting to buy a home but i dont have the credit for it so i was wanting to try the rent to own thing but i dont no where to start and how it works so if there is any one on here who does please fill me in and tell me if there are any site or companys in missour that specialize in this and have good searh out comes .any and all info is greatly appreciated..thx

2007-07-29 12:42:42 · 7 answers · asked by carl p 1 in Renting & Real Estate

I'm looking for my first job and I am filling out my resume right now, and for the work/experience part I have no idea whether or not I should leave it blank or make something up? Because I have never babysat, volunteered all of those things. I have a while ago but I don't have references that I can remember. Help please.

2007-07-29 12:42:01 · 4 answers · asked by Answers 4 in Other - Careers & Employment

I don't believe this is traded on any us exchange. Is this stock included in any us based ETF's or mutual funds?
It appears that it is traded on Euronext N.V

2007-07-29 12:40:26 · 4 answers · asked by az_jjn 2 in Investing

2007-07-29 12:38:29 · 7 answers · asked by Eduardo M 2 in Financial Services

2007-07-29 12:37:10 · 4 answers · asked by THE 2 in Personal Finance

I have had 2 weeks to prepare for mine and it is happening tomorrow morning, yet I still feel like I'm not ready. I have been going over possible questions that they might ask and coming up with answers,etc. I did this last time too with my last interview, and even though it did help a little, I still messed up on one or two questions and was so annoyed with myself. I'd like to hear other peoples experiences too, would put me at ease a little, especially to know that I'm not the only one who has botched things up on the day no matter how much preparation!

2007-07-29 12:31:47 · 5 answers · asked by Anonymous in Other - Careers & Employment

It is all quite legal and here is a an actaual example from to day's newspaper, typical of most of them. They simply exploit people's ignorance of the rules of rounding:

A major finance company advertises that its lending rate is 8.4% APR and their accompanying table shows that for a loan of £10,000 over 120 months you would pay £122.05 per month,

If you calculate the true interest rate for these payments, you will find it is 8.447%. Of course in law, the company cannot be accused of telling lies, because to the first decimal place, the interest rate they are quoting is correct.

2007-07-29 12:31:10 · 6 answers · asked by Anonymous in Personal Finance

My agent has asked me to provide five original copies of the P&S agreement for the listing agent's party. It seems to me that I should be able to sign one original copy and make 5 photocopies. But he insists that I need to sign 5 original copies. He's a new agent, so I'm skeptical.

2007-07-29 12:30:04 · 2 answers · asked by dullerd 2 in Renting & Real Estate

2007-07-29 12:27:56 · 5 answers · asked by star_bright083 2 in United States

to pay federal taxes. does that mean , as a Scottish citizen who worked in the US for 8 years. that i could legally ask to have my tax refunded?? are my chances of getting this back slim or none??

2007-07-29 12:27:14 · 8 answers · asked by Anonymous in United States