Business & Finance - 26 July 2007

Me and My hubby declared ourselves bankrupt on tuesday and his boss doesnt think he got the salary request in to accounts on time.there is a 50/50 chance that the salary may go into the account tomorrow instead of the new account which wont be frozen.does anyone know how soon accounts are frozen and if i am allowed to take out the salary?

2007-07-26 10:36:55 · 2 answers · asked by Anonymous in Personal Finance

My father knows a person who gave me his contact info at a big financial company. Question is do I sent him a generic cover letter saying thank you and telling him that he gave my father his name etc... Or do I send a cover letter but without specifying a position. I just list my skills and abilities and hope he finds a match. thank you

2007-07-26 10:30:46 · 3 answers · asked by simaticoo 2 in Other - Careers & Employment

If I decide to convert my traditional IRA to a roth IRA what taxes will I owe on the conversion. Would I just be taxed on the earnings or would the entire amount be subject to income tax? Conversion amount would be about $25,000 and I am under 59 1/2. I am currently at the 25% tax bracket.

2007-07-26 10:29:56 · 3 answers · asked by meetbleek23 3 in United States

then you are bringing home?

2007-07-26 10:27:53 · 7 answers · asked by CluelessOne 5 in Personal Finance

I will be paying off a large amount of credit card debt with a loan I received. Has anyone ever had any luck with asking the credit card company to agree to a "pay-off amount" that is lower then the card's current balance? We have been making the minimum payments on the cards so we are not accumulating late fees or appearing as a risk to default. The cards all have balances around $3,000.

2007-07-26 10:26:39 · 2 answers · asked by NickG 3 in Personal Finance

I'm getting to that age and it seems like it's never gonna stop. First it's saving for an engagement ring... then the wedding... then a house... then kids ...then college for the kids.

2007-07-26 10:26:30 · 3 answers · asked by Anonymous in Personal Finance

My husband and I are very happy unless it is about money. He is a very even tempered man unless money is brought up. He makes more then I do but our bills are split right down the middle. I have paid our morgage and car payments late and they have reported on our credit. He is going to look up our credit rating soon because he was turned down for a credit increase. I don't know what to do I'm just sick about it. I'm not sure if I should tell him before he finds out? We have two small kids and I just never wanted them to witness us fighting over bills.

2007-07-26 10:23:25 · 5 answers · asked by Tara W 1 in Credit

I can't remember my password. They won't accept the last four digits of my Social Security number (although they ask for it). I cannot dial 0 to contact a live person. They want me to choose from the options they give me, none of which apply..

2007-07-26 10:19:31 · 5 answers · asked by toyotakid 1 in Personal Finance

I didn't file because I was working as a 100% commissioned rep, and I wasn't making much money and I got behind on my bills. I filed the last two years, but the Gov didn't indicate any wrong doings when I filed for 2005, and 2006. I'm concerned that I'll be audited for tax evasion can this happen? I'm also looking to get into law enforcement and i'm concerend that they will find this out during my background investigation. If I filed the last two years and I got no complaint from the Gov, then does that mean according to their records i didn't do anything wrong?

2007-07-26 10:18:32 · 5 answers · asked by Lions2007 1 in United States

I am being transferred soon to the East Coast. I would be working in Morris Plains, NJ and would like to live in Eastern PA. My main focus is a very low crime city for my wife and small children to feel safe as I travel alot. I saw that Emmaus, PA was on the best cities list, which would be an hour away. Are there any other cities near that area you would suggest I look at? My ideal home price would be roughly 245K - 415K so I would like moderately upscale. Any help would be appreciated!

2007-07-26 10:14:48 · 6 answers · asked by Anonymous in Renting & Real Estate

2007-07-26 10:13:27 · 5 answers · asked by gruffstuff 1 in Renting & Real Estate

honestly don't know where to start. Here is my Vision.

I would like to build a shopping mall from the ground up. Not me in particular, but I would like to have one built and I want to be the owner.

I want to have all the normal stores like, Sears, KB TOYs, Radio Shack, etc. BUT I want to have some of my own store too that will benefit people.

Of course there would be separate floors for that.

I really don't know what that would be called, (Owning a Shopping Mall) Is that a Mall Developer?
What qualifications do you need to have in order to do something like this?
How do you get started?

I want to be able to have complete control of my Mall.

How would I get Sears and other stores like that to be part of my Mall? How does all this work?

Please help!

2007-07-26 10:12:18 · 9 answers · asked by Jron 2 in Small Business

What are you doing with your stocks, long term deposits, properties and gold currency?

What about your 401k?

2007-07-26 10:05:45 · 5 answers · asked by Anonymous in Personal Finance

i want to auction stuff to clear room in my home, but i was wondering do i have to pay taxes on the items i auction?

2007-07-26 10:04:02 · 3 answers · asked by mauzer666 1 in United States

When I lived in a 1-bedroom $1050 a month apartment I never saw a cockroach, and in this apartment where I pay based on income I find a few cockroaches every day. So is it the management is spending less money on sanitary maintenance than more expensive apartments?

2007-07-26 09:55:34 · 6 answers · asked by Anonymous in Renting & Real Estate

I have a friend I am helping to improve his credit score with making him an authorized user on some of my accounts. He has only 40 credit score points before he's at 620. How many points, on average, does an "excellent" credit history add per credit card?

2007-07-26 09:53:56 · 3 answers · asked by G M L 4 in Credit

I am supposed to write a paper about this. Anybody willing to give me some tips?

2007-07-26 09:53:30 · 2 answers · asked by naddel 4 in Other - Business & Finance

my car was repossessed sunday morning. i got it back tuesday. will they still post that to my credit as a repossession?

2007-07-26 09:50:09 · 6 answers · asked by melanie w 2 in Credit

sometimes the post office will just leave a package at my door, other times ill need to sign when its virtually the same size or method or seller, in fact buying from the same seller once they left a package and this time they needed me to sign, what the heck?!

2007-07-26 09:47:46 · 2 answers · asked by Antonio Montana Jr. 4 in Other - Business & Finance

A female colleague of mine (who is attractive) is considering a downtown firm, which is a global professional partnership.

In your experience, have you find it necessary to avoid dressing fashionably, but conservatively and plainly, to be regarded professionally?

2007-07-26 09:47:44 · 3 answers · asked by David the Gentleman 3 in Other - Business & Finance

My rental lease is up at the end of January, but i would like to buy a house. I pay 645.00 monthly, would i have to pay for the next 5 months or just pay some kind of estimate to get out. Or should i just wait? Will i mess up my credit by leaving before January?

2007-07-26 09:40:44 · 9 answers · asked by Anonymous in Renting & Real Estate

i just wanted to know

2007-07-26 09:37:56 · 5 answers · asked by Anonymous in Investing

I have been kken to set up my own business in money transfer business, but i do not know how to go about doing it any help would be appreciated? thank you

2007-07-26 09:35:21 · 2 answers · asked by Star 2 in Other - Business & Finance

2007-07-26 09:33:13 · 3 answers · asked by musiclover8659 2 in Credit

I am going to recieve a large sum of money, is there any way of hiding it from taxes and the government, such as off shore accounts or other countries.

2007-07-26 09:33:09 · 8 answers · asked by mikeyblu03 1 in United States

Countrywide said that the housing market won't recover until at least 2009.

Stocks lost major ground again--falling 311 points.

Many homeowners are facing reality in terms of higher interest rates, mortgage payments and a record number of home foreclosures--not to mention a glutton of unsold homes on the market.

Is this what Bush meant by a "home ownership society"?

2007-07-26 09:31:56 · 3 answers · asked by Anonymous in Renting & Real Estate

2007-07-26 09:31:19 · 3 answers · asked by Anonymous in Renting & Real Estate

assets, revenues, expenditures, liabilities, etc.

2007-07-26 09:31:12 · 4 answers · asked by Amelia M 1 in Small Business

Does anybody know exactly how much money can be made on the sites MyLot.com and helium.com? Half these sites are so confusing. They tell you all kind of stuff instead of plain English. My head is spinning from all these sites telling you all kind of stuff, but specific details, you know? Also, with PayPal, do you have to have a bank account or credit card to get paid through this?

2007-07-26 09:31:05 · 7 answers · asked by ♥~tattooed wifey~♥ 2 in Personal Finance

i meen just because he pays me money i never singed a form saying he may boss me around!!!

2007-07-26 09:28:46 · 16 answers · asked by Mr.K 1 in Other - Careers & Employment