Business & Finance - 26 July 2007

2007-07-26 16:14:02 · 3 answers · asked by Manwtf 2 in Small Business

2007-07-26 16:13:38 · 5 answers · asked by climber514 1 in Investing

This is a draft for a cover letter/objective statements/something. I'm trying something new and interesting as my job search so far has been disappointing:

This isn’t a difficult intro to draft. Why would working at a universal, socially conscious and ecologically responsible haven for creativity be a hard sell for an artistic university graduate with a desire to create a solid career and income base while furthering a lifetime of professional achievement and business chops. Along with my outgoing personality, the experience of growing up with a family business unfolding from the ground up has encouraged me to seek understanding of cultural diversity and people of all ages. Extensive experience in the service industry, and now working at my family’s financial firm, has given me confidence in working and serving a broad range of people. I know I will be a valuable resource for Starbucks Coffee Company serving as a Real Estate Assistant (job code) or a Store Manager (job code).

2007-07-26 16:13:34 · 6 answers · asked by Anonymous in Other - Careers & Employment

I have 16,000 on my 401k and owe 16,000 on my car loan. Is it meant to be?

2007-07-26 16:04:54 · 8 answers · asked by M Pagan 1 in Personal Finance

The net income of Simon and Hobbs, a department store, decreased sharply during 2000. Carol Simon, owner of the store, anticipates the need for a bank loan in 2001. Late in 2000, Simon instructs the store's accountant to record a $10,000 sale of furniture to the Simon family, even though the goods will not be shipped from the manufacturer until January 2001. Simon also tells the accountant not to make the following December 31, 2000 adjusting entries:

Salaries owed to employees: $900
Prepaid insurance that has expired: $400
Why is Simon taking this action? Is her action ethical? Give your reason, identifying the parties helped and the parties harmed by Simon's action.

2007-07-26 16:00:31 · 1 answers · asked by lady a 1 in Other - Business & Finance

I have learned alot about my computer and putting things together, organization, etc.. But this has to be a really good site and I have everything I need except the knowledge to make it. I dont know coding and have never had anyone teach me. right now I feel stuck and I cant just give up after years of reasearch for this organization. Can anyone help me ?

2007-07-26 16:00:10 · 3 answers · asked by lpullar39 2 in Government & Non-Profit

It usually takes me like 5 seconds or something when I sign a contract or check. I don't know if that is long or short.

Also, what is your signature like? It is simple or is it very ambiguous?

2007-07-26 16:00:08 · 6 answers · asked by Anonymous in Other - Business & Finance

You always hear or see about someone going into debt.

2007-07-26 15:55:47 · 8 answers · asked by Swag 3 in Personal Finance

a company.

2007-07-26 15:51:29 · 4 answers · asked by Anonymous in Corporations

I'm 5 months pregnant, already show, what is the chance of being hired? I really want to work. Should I tell the interviewer the truth that I'm pregnant?

2007-07-26 15:48:48 · 7 answers · asked by mimosa 1 in Other - Careers & Employment

2005 / 2006

Net sales $1,425,000 / $1,650,000

Net receivables:
Beginning of year 375,000 / 333,500
End of year 420,000 / 375,000

Use these data to compute accounts receivable turnover ratios and average collection periods for 2005 and 2006. Based on your analysis, is Hickory Company managing its receivables better or worse in 2006 than it did in 2005?

2007-07-26 15:36:49 · 1 answers · asked by briboy1684 1 in Other - Business & Finance

My former church hired a member to do some work. He has IRS tax liens filed against him and has worked under the table for years, so the pastor agreed to make the checks payable to the wife, who had nothing to do with the work for which the guy was being paid. This seems illegal (fraudulent conveyence?). Does anyone know which part of the tax code might be involved? Could the church's assets be at risk? Everyone knows about this guy's tax problems. His wife uses her maiden name because of this.

2007-07-26 15:30:24 · 14 answers · asked by Anonymous in United States

2007-07-26 15:20:14 · 4 answers · asked by Anonymous in United States

Someone screwed me and I think they need screwed back.

2007-07-26 15:16:47 · 5 answers · asked by nipsy3 2 in United States

I am a student with no income other than investing, and I am curious how capital gains taxes work. Say I started the year with 10,000 invested, and through many trades, within that year, I end up with 15,000 in my account. Am I charged the capital tax on every single trade, or is it just charged on the final profit amount of $5,000? Also, If i have no income other than investing, and my profit falls under the federal exempt tax status, do I still have to pay capital gains tax? One more thing, what is the name of the form to fill out capital gains taxes? Thanks!

2007-07-26 15:06:10 · 2 answers · asked by patdog453 1 in United States

My Sister is getting the run around, Her son had a Insurance policy when he died, in Oct 06. She is being told it was just accidental insurance, But will are pretty sure it was Term. and they are just trying not to pay out, and not telling her the truth. He was paying to much for it to be accidental. I checked by calling the company and asking for insurance for my own Son with the same age. They said they don't advise accidental Insurance, at that age, Term would be better. What should I do to help her?

2007-07-26 14:53:24 · 6 answers · asked by Susieq 2 in Insurance

i know this question is very broad but i want some idea of majors i dont really know what im gonna do wit my life but i want a idea n i want to help ppl mostly teens when i grow up cuz that really matters to me any tips

2007-07-26 14:52:26 · 10 answers · asked by mystery girl 2 in Other - Careers & Employment

2007-07-26 14:49:27 · 4 answers · asked by kidzmom 1 in United States

I can find my own new house on the Internet.. By NOT having a buyers agent, won't I have a better bargaining position since the seller won't have to pay buyers agent commission? I ALWAYS have an inspection AND buy title insurance. What does a buyers agent do for me except make it a bit harder to drive down the seller?

2007-07-26 14:44:31 · 4 answers · asked by Anonymous in Renting & Real Estate

2007-07-26 14:41:58 · 4 answers · asked by Anonymous in Renting & Real Estate

I'm 16 years old.

2007-07-26 14:40:47 · 8 answers · asked by zander1331 3 in Investing

hi, i need a loan of 40k but my credit score in equifax is 678, experian 613, transunion 616 is it possible to get the 40k loan with these score and which score will they consider? would it help to have my brother cosign for the loan he makes 40k yearly and his credit score is 610 and i make 35k yearly. what are my chances to get the unsecured loan of 40k with my brother as a cosigner? i need the money to pay my parents debt which is 37k but if i make whole payments to the collection agencies they will reduce alot.i have no collateral i am looking for unsecured loan from banks.do u think i qualify???if not for how much do u think i can qualify??(maybe 30kunsecured loan i can qualify)..........i am planning to apply to my bank or citifinancial and i would never get a loan from the internet or other places so please don`t offer me any... i only trust banks.... citifinancial sent me a loan invitation of 10,000 but with my bro as a cosigner do u think they can offer me 30 or 40k??? Thanks

2007-07-26 14:40:31 · 5 answers · asked by lokito 1 in Credit

In my contact I have agreed to pay 2.5% to my realtor on for sale by owner properties. However, I found this property myself and the realtor has not been part of my negotiations. i don’t want to pay her fee as she has done nothing. is there a way out?

2007-07-26 14:38:31 · 10 answers · asked by AmandaY 1 in Renting & Real Estate

a. Risk-averse investors often choose companies from different industries for their portfolios because the correlation of returns is less than if all the companies came from the same industry.

b. Risk-averse investors often select portfolios that include only companies from the same industry group because familiarity reduces the risk.

c. Only wealthy investors can diversify their portfolios because a portfolio must contain at least 50 stocks to gain the benefits of diversification.

d. Proper diversification generally results in the elimination of risk.

2007-07-26 14:37:44 · 3 answers · asked by Anonymous in Other - Business & Finance

ABC Inc. is a firm that is considering developing a new product. In evaluating whether to go ahead with the new new project, which of the following statements is most correct?

a. The company will produce the product in a building that they already own. The cost of the building is therefore zero should be excluded from the analysis.

b. The company will need to use some equipment that could have been leased to another company. This equipment lease could have generated $100,000 per year in after-tax income. The $100,000 should be excluded because the equipment can no longer be leased.

c. The company will need to hire 8 new workers whose salaries and benefits will total $300,000 per year. Labor costs are not part of capital budgeting and should be excluded.

d. The company will produce the product in a building that it renovated two years ago for $200,000. The $200,000 should be excluded from the analysis

2007-07-26 14:36:44 · 1 answers · asked by Anonymous in Other - Business & Finance

2007-07-26 14:14:22 · 1 answers · asked by Anonymous in Other - Business & Finance

2007-07-26 14:10:15 · 2 answers · asked by william c 1 in Personal Finance

My mother recently purchased 3 chairs, 1 ottoman, and 1 loveseat from a large furniture store in Wichita, KS for over $5000. She purchased them in full by mid-May.

Sometime in the second week in June, they delivered all by 1 chair. The chair alone cost $1000--just for comparrison sake. They said they would get it to her by the end of June.

By the end, of June, there was nothing. No call and no chair. She called again and an employee (who is no longer with them) told her that he would pull strings to get it to her by the end of that week. No luck.

It's now almost August, and after calling yesterday she discovered that her chair IS in. They won't deliver it until Tuesday, at the earliest.

After moaning to the manager, they offered her FREE DELIVERY as an incentive. Obviously that was assumed.

Now my mom is wondering what she should demand from this company.

What do you think?

She asked me, and I was stumped.

2007-07-26 14:09:47 · 2 answers · asked by FaZizzle 7 in Other - Business & Finance

I was looking to pursue some classes in the culinary arts. There are (what they call) career specialization programs where you concentrate on an aspect of culinary arts that most interests you...ex baking, cooking, management etc.
These courses are 17 credits (instead of the associate degree program where you learn everything about culinary arts...that is 66 credits)
I wanted to do the baking/pastry course to gain more credentials than I have already in food service...i know nothing technical about baking or pastries.
so do you guys think these certificates are hooey or a worthwhile investment? If I applied to a bakery, supermarket or private..or if i worked for a catering company would i get the job over any other entry level person if i had this?

also (yes i know the actual degree would be better) but i can't afford it...no i don't want a 21 thousand dollar loan...do you..that's a lot of money when you make 8 bucks an hour and nobody can help you out.

2007-07-26 14:04:35 · 3 answers · asked by crisis 4 in Food Service

Imagine that you are the manufacturer of a product. What are two potential reasons you may choose to export your product rather than selling it only in the United States? Provide a brief description of the product you are exporting in your response.
When responding to your classmates, imagine that you are involved with a company that is interested in importing their product into your country. What are a few of the reasons you would or would not choose to import their product?

2007-07-26 14:03:42 · 1 answers · asked by karen 2 in Corporations