Business & Finance - 15 July 2007

I was just wondering because I use to travel around many different cities selling insurance. I would actually target small business owners. A lot of them like to brag about how they got their own business without going to school. Does anyone know what percentage of business owners never got a degree?

2007-07-15 18:13:49 · 4 answers · asked by Aaron K 2 in Small Business

I have a Cash Call loan. I am in the process of finding funding to pay them off. In the meantime, I don't have the amount they are asking for payment. I have read other places that they will call my references (three friends and three relatives), my workplace and me repeatedly once this has gone past due.

What are the laws in the state of Oklahoma or nationally in regards to them calling my workplace or references?

I don't mind fielding their calls to make arrangements. I just don't want to have some of the horror stories that I have read online.

And before the questions come....I was in a dire place when I took this loan for $2600 @ 96%. I have recently been ill or would have been able to handle the payment. I am looking for information on my rights, not criticism.

Thank you for any help you can give!

2007-07-15 18:12:52 · 4 answers · asked by Jenni H 2 in Credit

I am nineteen years old and I just moved out of my parents house. i am subletting an apartment until August 1st. I have two places in mind.

The first is a much nicer house with one other roommate. My room would be huge with a hardwood floor. It will cost $337 and I split the water and heat with my roommate. So all together under $400. its just down the street from where I live now and further from town. My roommate it cool I have already talked to her. The down side is the cost and that I would have to sign a one year lease. I might move in like 6 months I am not sure.

The second is $300 a month flat. It is a nice house but not incredible. the only issue is that I would be living with the family that owns the house. They have a fourteen year old daughter who they (from what I can gather) is out of control. They do not know where she is or when she is coming home. But I don't have to sign a lease and it is much cheaper. It might be weird living with a family

what would you do?

2007-07-15 18:11:13 · 7 answers · asked by darkpotameides45 1 in Renting & Real Estate

im am a minor working a part time job at jack in the box. I am never off on time always about 15- 20 mins late. somtimes maybe even 30 or 45. I want to know if they could fire me if i just left when i was off

2007-07-15 18:02:20 · 5 answers · asked by Anonymous in Other - Careers & Employment

I ordered somthing online today and the experation date of the card is 7/07 , this month ,is it expired on the begining of the month or the end of this month?????

2007-07-15 17:52:07 · 7 answers · asked by hihihihihi 1 in Credit

We've found a new constuction home we love while our home has been on the market for less than a week. We have already had a viewing and are confident our home will sell. We are working with a realtor. Any insight or advice??

2007-07-15 17:47:07 · 9 answers · asked by RoxyGirl 1 in Renting & Real Estate

It is the end of a job interview...what are your last comments to the interviewing panel? Looking for something creative, but not off the wall. Something that will make you stand out from the rest.

2007-07-15 17:42:48 · 4 answers · asked by Steph 3 in Other - Careers & Employment

it was an appartment so i dont know if someone else lives there now or what

2007-07-15 17:38:47 · 3 answers · asked by unknown 2 in Corporations

2007-07-15 17:32:38 · 2 answers · asked by marebeer 1 in Other - Advertising & Marketing

I had not submitted my returns last year.What r the problems i may face while submitting this yrs return? And what is the solution.Original copies of my LIC policies for which i was claiming tax deduction has gone missing for which i have applied for a duplicate.Shall i have to furnish copies of those while filing for my return.It was being deducted thru my salary

2007-07-15 17:30:53 · 11 answers · asked by dhrubajyoti01 1 in India

How much does Galaxy Land cost, in Edmonton, for a day pass?

2007-07-15 17:30:45 · 1 answers · asked by embia13 2 in Other - Business & Finance

I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own.

2007-07-15 17:27:36 · 11 answers · asked by Anonymous in Renting & Real Estate

hi! this question is regarding my sister.her husband just passed away this friday 07/13. he was self employed owned a house (on mortgage), have a 3yr old daughter. Someone here told me that the best thing for my sis to do is to file a personal bankruptsy and according to the Florida law she will not loose the house and might have to give up on the cars. but i am trying to find out more info. she certainly can not take care of the bussines because she or anyone else does not know anything about it. So. i am basically trying to find out answers that coud help her in this situation where she can save the house this way she and her daughter have a home. rest she can sell the bussiness and work. so any and all advice would be very greatfull , thank you all.

2007-07-15 17:26:55 · 2 answers · asked by inder 1 in Renting & Real Estate

I am looking to buy a home with an FHA loan.

2007-07-15 17:24:53 · 4 answers · asked by Anonymous in Renting & Real Estate

although i am still young, i would like to do greater things with my life. i would like to know what training is necessary to become a member of either local, state, or federal search and rescue teams? where can i get this training? and what are the prerequisites? and what type of job can i get? i have already had extensive safety and emergency response training, so i doubt the course would be too difficult, but is there anyone who is a current or previous member that can tell of your experiences, tips for the job, and possible carreer fields?

thanks everybody.

2007-07-15 17:22:37 · 4 answers · asked by sage w 2 in Government & Non-Profit

I am a lady in my 60's and many years ago I purchased a house next door to my house. It has been rented to a nice family for about 10 years. Now I want my best friend to move in next door to me because she is getting up in years and not in the best of health and I want to help take care of her. So I will be evicting the folks who live there. I am giving them 90 days notice instead of the 30 days most people give. I want them to be able to find a new home without rushing. My question is: Do I have to have a good reason to evict someone? Legally is it ok to evict someone just because you want the house for someone else? I don't like to use the word "evict" because that sounds like they have done something wrong and they haven't. I just want my friend to be near me. When her health is better perhaps she will need to help me too. Thank you for your thoughts.

2007-07-15 17:20:36 · 11 answers · asked by kingsley 6 in Renting & Real Estate

This issue is a great source of frustration for me. I only have a vague idea of what i like. Whenever I have tried to pursue something I was refused the opportunity to even train for upgrades. Perhaps I'M just looking for someone or something to give me a tiny idea of what to do.

Education in high school was very difficult due to problems with my parents. It is due to past experiences that I would like to get professionally involved in the addiction's industry.

My question is what kind of careers could i possibley train for to effectively treat addictions both mentally and physically?

2007-07-15 17:16:06 · 2 answers · asked by Tifa109 3 in Other - Careers & Employment

Newbie questions here..
If the tenant doesnt pay, I assume that is the loss of the owner, not the manager, correct? In other words, the owner should not expect the property manager to pay the owner out of their pocket?

Who's job is it to go after the tenant with a rent suit of some kind, the property manager or the property owner?

2007-07-15 17:00:44 · 8 answers · asked by Anonymous in Renting & Real Estate

Hi, I just recently paid off an investment property and wanted to know is there a mortgage release letter that I'm supposed to get to show that the property is paid off so I can keep for my records? Where does this letter come from and how does that work and also how long will it take for this to be updated on my property title to show that I don't owe that bank anything? Thanks alot.

2007-07-15 16:59:49 · 4 answers · asked by marcus w 1 in Renting & Real Estate

My dads thinking about giving me 20$ to walk my dog 4 times (i have a limit of 4 days thats when the biding for the pants on ebay I like end, and before i leave for boston) my dad owes me 10$, I have alot of clothes i'm getting rid of so i might make maybe 20-30 dollars off those, and I have money in an account but not sure how much, and I have about 8 or 9 full grocery bags full of empty water bottles and a bag full of cans, do you think it'll be enough??

2007-07-15 16:56:39 · 3 answers · asked by Anonymous in Other - Business & Finance

2007-07-15 16:53:23 · 3 answers · asked by David S 3 in Investing

with the help of her friends in the profecional in having to apply
for a loan my sister tricked my mom, taking advantage that her english is limited,making her believe that the new house that was being purchased was for her instead somehow she got the funds from the loan wired to her(sister's husbands) bank account,my mom never seen a dime.

2007-07-15 16:51:46 · 2 answers · asked by Anonymous in Renting & Real Estate

2007-07-15 16:47:05 · 1 answers · asked by KittyKat 1 in Corporations

they say it is to replace old pipes i will be out of water for up to 5 days plus sheet rock work and painters the is no problem with my apt i would under stand if something had broke. they are giong to be working through the week end i think a week off rent is fair is there a law that says this or something like this

2007-07-15 16:46:26 · 4 answers · asked by Anonymous in Renting & Real Estate

Does 2nd Home have to be at a certain distance from the primary house to qualify as 2nd? If we buy both the homes in the same year, what are the criteria to pick one as primary versus the other? What about the Interest rates for 2nd home? Are they higher compared to primary? Thanks for answering my questions, we are very new to Investing in Rental or 2nd home.

2007-07-15 16:46:10 · 5 answers · asked by Anonymous in Renting & Real Estate

2007-07-15 16:45:46 · 2 answers · asked by Brian S 2 in Corporations

She is absolutely clueless.....
I have a very irritating realtor, asks about 3 times a day if I'm okay, when she is doing an open house for the sale of my home acts really dumb, I honestly think she does it to irritate me, young, russian girl, she also has the worst manners, is extremely unprofessional, annoying & disrespectful, what would you do? She speaks to me as if I was one of her friends or as if I had been born yesterday, I finally put her in her place today, but I'm afraid I won't be able to put up with it, I want to call her boss & tell him to send me someone else or else I will terminate everything, (this girl's got so much nerve) what are the implications?
If you are a realtor do not insult or I will report!
Thanks.

2007-07-15 16:43:14 · 7 answers · asked by Fair & Savvy 6 in Renting & Real Estate

I was able to sign an initial contract during a job interview, the problem is that we're going to have two weeks of training first, then they'll decide if we deserve to be hired. Can I still refuse to pursue the contact since i wasn't able to undergo the trainings? it'll still be held next month? please advise.

2007-07-15 16:40:29 · 1 answers · asked by rock firm 1 in Corporations

Ok, heres the deal. im goin to be a sophmore, and im thinkin about careers. im really good at medical facts, trivia, and things like CPR, takin pulse, and studying health sciences. im a TOTAL humantitarian. so, to rap it all up, im a medical guru, im a people person, and LOVE science. whut career would i be good at, like, and not have to go to college for TEN YEARS!!!!! (no m.d.)
hope the details help
THNX : - )

2007-07-15 16:39:11 · 5 answers · asked by Anonymous in Health Care

I worked at a company for approx. 5 months. I missed some days sick (Dr. documented/note) but did not exceed the company's attendance points policy. I was told I was selected for a "RANDOM" Oral Swab saliva drug test. The sample was collected by THE HR MANAGER IN HER OFFICE. 13 days later, (sample was overnighted to a lab) I was terminated for testing positive. I did not get a chance to see the QUANTATIVE TEST RESULTS until they were submitted to the state to appeal my unemployment benefits. (I was by the way found to have not failed the test, according to the COMPANY'S OWN POLICY/CUTOFF LEVELS so I am unemployed through no fault of my own, according to the state. My results show all 6 of the drugs tested for to be in my saliva though all below cutoff levels, with the exception of methampetamine-which it says is EXACTLY AT THE CUTOFF NUMBER. NO MRO NAME APPEARS ON THIS RESULT. I did not do any of the six drugs tested for-Input from any DR's or anyone else experience this?

2007-07-15 16:36:28 · 6 answers · asked by ? 2 in Corporations