I requested a copy of my credit report when I moved house as I used to move around different addresses annually as a student. Anyway, I got it through and found that there was a defaulted bank account and credit card in my name on there with a bank that I've never been with. Investigating further, the accounts appear to have gone to a collection agency and paid off fully. Because of this, the police can't help me, and the bank is being totally unhelpful as it's been closed off (I think it's just a bank admin error, and they won't admit that they made a mistake!).
How on earth do I get this removed from my credit record, as it's the only thing on an unblemished record, and I'm concerned that it will affect things for me in the future! Also am worried that it might set me up for possible fraud attempts if someone has my details.
2006-12-27
22:42:11
·
15 answers
·
asked by
Natalie B
4
in
Credit